Orrstown Financial Services Inc

ORRF.US
Financial Services · Banks - Regional
43.63
+1.07 (+2.51%)
USD · NASDAQ

Company Information

Company Name
Orrstown Financial Services Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US6873801053
CIK: 0000826154
CUSIP: 687380105
Currency: USD
Full Time Employees: 627
Phone: 717 532 6114
Fiscal Year End: December
IPO Date: May 13, 1999
Description:

Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; agricultural loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. The company was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.

Address:

4750 Lindle Road, Harrisburg, PA, United States, 17111

People

Directors & Officers

Name Title Year Born
Mr. Adam L. Metz President, CEO & Director 1972
Mr. Neelesh Kalani CPA Executive VP, CFO & Head of Investor Relations 1975
Ms. Amy L. Doll Executive VP & Chief Administrative Officer 1980
Mr. Christopher D. Holt Executive VP & Market President for the Maryland Region 1964
Mr. Benjamin Colvard IV Executive VP & Chief Operations Officer NA
Mr. Sean P. Mulcahy CPA Senior VP & Chief Accounting Officer 1983
Mr. Christopher J. Orr Executive VP & Chief Information Officer 1984
Mr. Matthew Dyckman Esq. Executive VP & General Counsel 1969
Ms. Heather K. Knisely Executive VP & Chief Human Resources Officer 1984
Mr. Philip E. Fague CPA Executive VP & Chief Trust Officer of Orrstown Bank 1960

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 18, 2026 Brian D Brunner N/A Purchase 1.00K $34.02 $34.02K
Feb 02, 2026 Sarah M Brown N/A Purchase 406.00 $36.21 $14.70K
Oct 27, 2025 Cindy Jeannette Joiner N/A Purchase 302.00 $34.29 $10.36K
Sep 03, 2025 Sarah M Brown N/A Purchase 288.00 $35.00 $10.08K
Jul 28, 2025 Michael Jaeger N/A Sale 642.00 $34.25 $21.99K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.48M Mar 31, 2026 7.54% $0.00 1.64%
Vanguard Group Inc 1.13M Dec 31, 2025 5.74% $0.00 1.05%
Dimensional Fund Advisors, Inc. 900.67K Mar 31, 2026 4.58% $0.01 8.29%
Vanguard Capital Management, LLC 817.62K Mar 31, 2026 4.16% $0.00 0.00%
State Street Corp 800.72K Mar 31, 2026 4.08% $0.00 36.99%
Charles Schwab Investment Management Inc 592.69K Mar 31, 2026 3.02% $0.00 269.27%
Geode Capital Management, LLC 531.43K Mar 31, 2026 2.70% $0.00 15.32%
American Century Companies Inc 497.09K Mar 31, 2026 2.53% $0.01 22.49%
Nuveen, LLC 337.97K Mar 31, 2026 1.72% $0.00 1,071.99%
Algert Global LLC 320.56K Mar 31, 2026 1.63% $0.17 119.54%
Two Sigma Investments LLC 300.97K Mar 31, 2026 1.53% $0.01 5.76%
Vanguard Portfolio Management, LLC 259.95K Mar 31, 2026 1.32% $0.00 0.00%
Qube Research & Technologies 250.22K Mar 31, 2026 1.27% $0.01 19.23%
Manufacturers Life Insurance Co 229.19K Mar 31, 2026 1.17% $0.01 -1.47%
The Goldman Sachs Group Inc 218.69K Mar 31, 2026 1.11% $0.00 -21.52%
Millennium Management LLC 206.48K Mar 31, 2026 1.05% $0.00 81.42%
Wellington Management Company LLP 200.00K Mar 31, 2026 1.02% $0.00 -29.82%
ProShare Advisors LLC 178.69K Mar 31, 2026 0.91% $0.01 9.15%
Petiole USA ltd 171.77K Mar 31, 2026 0.87% $4.33 -2.94%
Northern Trust Corp 162.18K Mar 31, 2026 0.83% $0.00 5.37%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 592.62K 3.02% ▲ 1.96% Jun 30, 2026
2 iShares Russell 2000 ETF 543.30K 2.77% ▲ 0.60% Jun 30, 2026
3 Schwab US Dividend Equity ETF™ 500.33K 2.55% ▲ 0.17% Jun 30, 2026
4 Avantis US Small Cap Value ETF 500.16K 2.55% ▲ 0.09% Jun 30, 2026
5 Vanguard Institutional Extnd Mkt Idx Tr 224.26K 1.14% ▲ 2.18% Jun 30, 2026
6 iShares Russell 2000 Value ETF 191.58K 0.98% ▼ 0.69% Jun 30, 2026
7 State Street® SPDR® S&PRgnllBkgETF 190.57K 0.97% ▲ 2.10% Jun 30, 2026
8 Fidelity Small Cap Index 185.23K 0.94% ▲ 0.87% Apr 30, 2026
9 DFA US Small Cap Value I 180.18K 0.92% ▲ 0.61% May 31, 2026
10 ProShares Russell 2000 Dividend Growers 170.32K 0.87% ▼ 0.22% Jun 30, 2026

Financial Highlights

Market Cap: $836.21M
P/E Ratio: $9.56
PEG Ratio: $0.00
Book Value: $30.76
Dividend/Share: $1.14
Dividend Yield: 2.68%
Earnings/Share: $4.45
Profit Margin: 33.80%
Operating Margin: 44.08%
ROA (TTM): 1.57%
ROE (TTM): 14.76%
Revenue (TTM): $255.38M
Revenue/Share (TTM): $13.26
Earnings Growth (YOY): 7.90%
Revenue Growth (YOY): 0.00%

Valuation Metrics

Enterprise Value: $982.72M
Trailing P/E: 9.56
Forward P/E: 8.89

Shares Statistics

Shares Outstanding: 19.65M
Shares Float: 18.75M
% Insiders: 372.40%
% Institutions: 6,075.50%
Short % Float: 3.14%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$353.86M
Cost of Goods Sold
adjust
$-103.89M
Gross Profit
subtotal
$249.97M
SG&A
adjust
$-88.18M
Other Operating Expense
adjust
$-59.08M
Operating Income
subtotal
$102.71M
Other / Non-Operating Items
adjust
$-21.86M
Net Income
subtotal
$80.86M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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