ORI

Old Republic International Corp

ORI.US oldrepublic.com + Research + Basket
CIK 0000074260
Employees 9,500
Phone 312 346 8100
Fiscal year end December
IPO Mar 26, 1990
Address 307 North Michigan Avenue, Chicago, IL, United States, 60601
38.71
+0.27 (+0.70%)
USD · NYSE
52-week range
35.57
44.32
Trading at 36% of the 52-week range
Market Cap
9.28B
P/E Ratio
8.68
Forward P/E
11.43
Book Value
24.40
Div. Yield
3.27%
% Institutions
78.65%
% Insiders
7.73%

1 Year

+9.1%

3 Year

+73.6%

10 Year

+372.5%
Description

Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. It operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insurance segment provides lines of coverages, such as accident and health, aviation, commercial auto, commercial multi-peril, commercial property, cyber, environmental, excess and surplus, home and auto warranty, automobile extended warranty, general liability, inland marine, travel accident, and workers' compensation, as well as financial indemnity, including directors and officers, errors and omissions, fidelity, and surety coverages. This segment offers its products to transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment insures against losses arising out of defects, liens and encumbrances affecting the insured title to real estate purchasers and investors. This segment also provides escrow closing and construction disbursement services; and real estate information products; national default management services; and various other services pertaining to real estate transfers and loan transactions. The company was founded in 1923 and is based in Chicago, Illinois.

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People

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Directors & Officers

Name Title Year Born
Mr. Craig Richard Smiddy President, CEO & Director 1964
Mr. Francis Joseph Sodaro Senior VP & CFO 1969
Mr. Stephen Joseph Oberst Executive Vice President 1968
Ms. Carolyn Jean Monroe Senior Vice President & CEO of Title Insurance 1959
Mr. William Todd Gray Executive VP & Treasurer 1968
Mr. Jeffrey Patrick Lange Senior VP of Underwriting & Distribution and COO 1971
Mr. Phillip A. Schutt Senior Vice President of Investments 1962
Mr. Steven Roy Buckland VP & Chief Information Officer NA
Mr. Thomas Andrew Dare Senior VP, Secretary & General Counsel 1962
Mr. Aaron Howard Jacoby CPA Senior Vice President of Corporate Development & Finance 1971

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Mar 02, 2026 John Eric Smith N/A Purchase 1.14K $43.10 $48.92K SEC
Feb 02, 2026 Carolyn Monroe N/A Sale 5.53K $39.28 $217.06K SEC
Nov 14, 2025 Carolyn Monroe N/A Sale 6.68K $44.54 $297.53K SEC
Nov 03, 2025 Therace Risch N/A Purchase 1.00K $39.14 $39.14K SEC
Sep 02, 2025 Therace Risch N/A Purchase 1.50K $39.90 $59.85K SEC
Aug 21, 2025 Stephen J Oberst N/A Sale 4.80K $39.29 $188.47K SEC
Jul 31, 2025 Carolyn Monroe N/A Sale 6.85K $36.52 $250.13K SEC
May 12, 2025 Jefferson Shreve N/A Sale N/A $37.89 N/A —
May 01, 2025 Carolyn Monroe N/A Sale 10.60K $37.38 $396.27K SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 26.31M Jun 30, 2026 10.90% $0.02 -0.02%
Bank of New York Mellon Corp 12.02M Jun 30, 2026 4.98% $0.08 -1.85%
Vanguard Portfolio Management, LLC 11.60M Jun 30, 2026 4.80% $0.02 -3.50%
State Street Corp 10.06M Jun 30, 2026 4.17% $0.01 -0.25%
Vanguard Capital Management, LLC 9.91M Jun 30, 2026 4.10% $0.01 -0.42%
Geode Capital Management, LLC 7.82M Jun 30, 2026 3.24% $0.02 1.80%
Charles Schwab Investment Management Inc 7.50M Jun 30, 2026 3.10% $0.04 8.62%
Dimensional Fund Advisors, Inc. 6.99M Jun 30, 2026 2.90% $0.05 4.06%
Victory Capital Management Inc. 6.25M Jun 30, 2026 2.59% $0.14 -9.82%
AQR Capital Management LLC 5.04M Jun 30, 2026 2.09% $0.07 -12.91%
Hamlin Capital Management, LLC 4.60M Sep 30, 2026 1.90% $4.25 -1.41%
First Trust Advisors L.P. 4.06M Jun 30, 2026 1.68% $0.10 43.81%
Morgan Stanley - Brokerage Accounts 3.13M Jun 30, 2026 1.30% $0.01 1.45%
Thrivent Financial For Lutherans 2.97M Jun 30, 2026 1.23% $0.20 -23.36%
CapTrust Financial Advisors 2.76M Jun 30, 2026 1.14% $0.17 -2.50%
Northern Trust Corp 2.70M Jun 30, 2026 1.12% $0.01 -0.35%
Amvescap Plc. 2.58M Jun 30, 2026 1.07% $0.01 130.52%
NORGES BANK 2.40M Jun 30, 2026 0.99% $0.01 -18.70%
LSV Asset Management 2.35M Jun 30, 2026 0.97% $0.17 -10.38%
The Goldman Sachs Group Inc 1.79M Jun 30, 2026 0.74% $0.01 9.81%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 7.91M 3.28% ▼ 0.04% Sep 30, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 6.85M 2.84% ▼ 1.48% Sep 30, 2026
3 Schwab US Dividend Equity ETF™ 6.18M 2.56% ▲ 0.28% Sep 30, 2026
4 Vanguard Small Cap Index 4.89M 2.03% ▼ 2.70% Sep 30, 2026
5 iShares Select Dividend ETF 4.43M 1.84% ▼ 0.03% Sep 30, 2026
6 Victory Sycamore Established Value R 4.13M 1.71% ▲ 0.24% Sep 30, 2026
7 Vanguard MStar Small Cap Value Index 3.18M 1.32% ▼ 0.32% Sep 30, 2026
8 Fidelity High Dividend ETF 3.17M 1.31% ▲ 0.08% Sep 30, 2026
9 First Trust SMID Cp Rising Div Achv ETF 2.31M 0.96% ▲ 0.00% Sep 30, 2026
10 State Street® SPDR® S&P® Dividend ETF 2.01M 0.83% ▲ 0.00% Sep 30, 2026

Financial Highlights

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Market Cap: $9.28B
EBITDA: $1.35B
P/E Ratio: $8.68
PEG Ratio: $1.39
Book Value: $24.40
Dividend/Share: $1.24
Dividend Yield: 3.27%
Earnings/Share: $4.43
Profit Margin: 11.34%
Operating Margin: 7.14%
ROA (TTM): 2.68%
ROE (TTM): 17.93%
Revenue (TTM): $9.72B
Revenue/Share (TTM): $40.04
Earnings Growth (YOY): -10.80%
Revenue Growth (YOY): 0.10%

Valuation Metrics

Enterprise Value: $10.52B
Trailing P/E: 8.68
Forward P/E: 11.43

Shares Statistics

Shares Outstanding: 241.43M
Shares Float: 222.01M
% Insiders: 7.73%
% Institutions: 78.65%
Shares Short: 10.77M
Shares Short (Prior Month): 10.51M
Short Ratio: 6.21
Short % Float: 6.04%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$9.09B
Cost of Goods Sold
adjust
$-4.51B
Gross Profit
subtotal
$4.58B
SG&A
adjust
$-16.20M
Other Operating Expense
adjust
$-3.38B
Operating Income
subtotal
$1.18B
Other / Non-Operating Items
adjust
$-247.20M
Net Income
subtotal
$936.10M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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