OFG Bancorp

OFG.US
Financial Services · Banks - Regional
53.03
+0.65 (+1.24%)
USD · NYSE

Company Information

Company Name
OFG Bancorp
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: PR67103X1020
CIK: 0001030469
CUSIP: 68618W100
Currency: USD
Full Time Employees: 2,185
Phone: 787 771 6800
Fiscal Year End: December
IPO Date: Mar 28, 1990
Description:

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Address:

254 MuNoz Rivera Avenue, San Juan, PR, United States, 00918

People

Directors & Officers

Name Title Year Born
Mr. José Rafael Fernández President, CEO & Chairman 1964
Ms. Maritza Arizmendi Diaz CPA, Esq. Chief Financial Officer 1968
Ms. Ada Garcia Castello Managing Director of Customer Intelligence & Operations 1964
Ms. Mari Evelyn Rodriguez Chief Retail Banking Officer 1971
Mr. Cesar A. Ortiz-Marcano CPA, Esq. Chief Risk Officer 1975
Krisen Aguirre Torres Vice President Financial Reporting & Accounting Control NA
Mr. Gary M. Fishman IR Contact NA
Mr. Hugh Gonzalez-Robison Esq. General Counsel, Chief Compliance Officer & Secretary 1980
Lumarie Vega Managing Director of Marketing & Public Relations NA
Ms. Jennifer Zapata Nazario Managing Director of Human Resources NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 20, 2026 Annette Franqui N/A Purchase 1.54K $42.06 $64.77K
Dec 22, 2025 Jesus Nestor De N/A Sale 2.00K $42.31 $84.62K
Dec 15, 2025 Cesar A Ortiz N/A Sale 5.50K $42.17 $231.94K
Nov 12, 2025 Jose Rafael Fernandez N/A Sale 25.23K $40.95 $1.03M
Nov 11, 2025 Jose Rafael Fernandez N/A Sale 4.77K $40.53 $193.25K
Nov 10, 2025 Jorge Colon N/A Sale 25.00K $40.85 $1.02M
May 05, 2025 Maritza Arizmendi N/A Sale 5.00K $41.44 $207.20K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 6.21M Mar 31, 2026 14.70% $0.00 -3.22%
Vanguard Group Inc 5.45M Dec 31, 2025 12.90% $0.00 -2.14%
Vanguard Portfolio Management, LLC 3.11M Mar 31, 2026 7.36% $0.01 0.00%
Dimensional Fund Advisors, Inc. 2.57M Mar 31, 2026 6.07% $0.02 1.09%
State Street Corp 2.41M Mar 31, 2026 5.70% $0.00 2.92%
First Trust Advisors L.P. 2.32M Mar 31, 2026 5.49% $0.07 13.80%
Vanguard Capital Management, LLC 1.91M Mar 31, 2026 4.51% $0.00 0.00%
American Century Companies Inc 1.60M Mar 31, 2026 3.79% $0.03 5.86%
Charles Schwab Investment Management Inc 1.42M Mar 31, 2026 3.36% $0.01 -16.79%
LSV Asset Management 1.28M Mar 31, 2026 3.04% $0.11 -1.95%
Barrow Hanley Mewhinney & Strauss LLC 1.22M Mar 31, 2026 2.89% $0.16 -5.96%
Geode Capital Management, LLC 1.13M Mar 31, 2026 2.66% $0.00 2.49%
Nuveen, LLC 990.52K Mar 31, 2026 2.34% $0.01 5.31%
HHG PLC 711.93K Mar 31, 2026 1.68% $0.01 -1.77%
Millennium Management LLC 614.75K Mar 31, 2026 1.45% $0.01 -18.82%
Northern Trust Corp 560.56K Mar 31, 2026 1.33% $0.00 1.47%
Two Sigma Investments LLC 511.96K Mar 31, 2026 1.21% $0.02 124.85%
The Goldman Sachs Group Inc 511.57K Mar 31, 2026 1.21% $0.00 81.49%
Morgan Stanley - Brokerage Accounts 498.74K Mar 31, 2026 1.18% $0.00 -17.91%
Deutsche Bank AG 416.07K Mar 31, 2026 0.98% $0.01 10.03%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 2.54M 6.01% ▲ 0.00% Jun 30, 2026
2 First Trust SMID Cp Rising Div Achv ETF 2.10M 4.98% ▲ 0.00% Jun 30, 2026
3 Avantis US Small Cap Value ETF 1.43M 3.39% ▲ 0.03% Jun 30, 2026
4 Vanguard Total Stock Mkt Idx Inv 1.35M 3.19% ▼ 2.62% Jun 30, 2026
5 Schwab US Dividend Equity ETF™ 1.08M 2.55% ▲ 0.17% Jun 30, 2026
6 iShares Russell 2000 ETF 1.06M 2.50% ▲ 0.00% Jun 30, 2026
7 Vanguard Small Cap Index 969.78K 2.29% ▼ 2.20% Jun 30, 2026
8 Vanguard Small Cap Value Index Inv 615.41K 1.46% ▼ 3.60% Jun 30, 2026
9 Janus Henderson Small Cap Value L 516.51K 1.22% ▼ 9.78% Apr 30, 2026
10 Vanguard Institutional Extnd Mkt Idx Tr 484.64K 1.15% ▼ 0.95% Jun 30, 2026

Financial Highlights

Market Cap: $2.21B
P/E Ratio: $10.33
PEG Ratio: $0.92
Book Value: $32.35
Dividend/Share: $1.30
Dividend Yield: 2.48%
Earnings/Share: $5.07
Profit Margin: 33.85%
Operating Margin: 41.74%
ROA (TTM): 1.81%
ROE (TTM): 16.08%
Revenue (TTM): $651.16M
Revenue/Share (TTM): $15.05
Earnings Growth (YOY): 20.90%
Revenue Growth (YOY): 10.40%

Valuation Metrics

Enterprise Value: $2.05B
Trailing P/E: 10.33
Forward P/E: 7.39

Shares Statistics

Shares Outstanding: 42.27M
Shares Float: 41.79M
% Insiders: 112.40%
% Institutions: 9,801.20%
Short % Float: 6.02%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$862.62M
Cost of Goods Sold
adjust
$-248.09M
Gross Profit
subtotal
$614.52M
SG&A
adjust
$-174.51M
Other Operating Expense
adjust
$-174.00M
Operating Income
subtotal
$266.01M
Other / Non-Operating Items
adjust
$-60.90M
Net Income
subtotal
$205.10M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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