NAVI

Navient Corp

NAVI.US navient.com
9.42
+0.27 (+2.95%)
USD · NASDAQ
52-week range
7.06
12.74
Trading at 42% of the 52-week range
Market Cap
883.44M
P/E Ratio
0.00
Forward P/E
9.42
Book Value
25.57
Div. Yield
6.99%
% Institutions
107.90%
% Insiders
2.29%

1 Year

-23.4%

3 Year

-36.6%

10 Year

+10.5%
Description

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Company Information

Company Name
Navient Corp
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US63938C1080
CIK: 0001593538
CUSIP: 63938C108
Currency: USD
Full Time Employees: 670
Phone: 302 283 8000
Website: navient.com
Fiscal Year End: December
IPO Date: Apr 17, 2014
Description:

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Address:

13865 Sunrise Valley Drive, Herndon, VA, United States, 20171

People

Directors & Officers

Name Title Year Born
Mr. Edward John Bramson CEO, President & Chairman of the Board 1951
Mr. Stephen M. Hauber Executive VP, Principal Accounting Officer & CFO 1975
Mr. Troy Standish COO & Executive VP 1975
Mr. Roger Yankoupe Senior VP, Treasurer & Head of Investor Relations NA
Mr. Matthew R. Sheldon Senior VP & General Counsel 1970
Paul Hartwick Vice President of Corporate Communications NA
Ms. Shanee Ben-Zur Chief Marketing Officer of Earnest NA
Ms. Judah Holland Senior VP & Chief Transition Officer NA
Ms. Deanna Coloe VP & Chief Audit Officer NA
Mr. Robert A. Crawford Senior VP & Controller 1963

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 06, 2024 Stephen M Hauber N/A Sale 10.00K $15.00 $150.00K
May 03, 2024 Mark L Heleen N/A Sale 10.00K $16.00 $160.00K
Jan 31, 2024 Mark L Heleen N/A Sale 10.00K $17.20 $172.00K
Dec 14, 2023 John M Kane N/A Sale 150.13K $19.02 $2.86M
Nov 07, 2023 Mark L Heleen N/A Sale 10.00K $16.99 $169.90K
Jul 31, 2023 Mark L Heleen N/A Sale 20.00K $19.01 $380.20K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Sherborne Investors Management LP 29.45M Jun 30, 2026 31.40% $100.00 0.00%
BlackRock Inc 12.72M Mar 31, 2026 13.56% $0.00 3.69%
Dimensional Fund Advisors, Inc. 5.31M Jun 30, 2026 5.66% $0.01 -16.82%
Vanguard Portfolio Management, LLC 3.68M Mar 31, 2026 3.92% $0.00 0.00%
Vanguard Capital Management, LLC 2.89M Mar 31, 2026 3.08% $0.00 0.00%
State Street Corp 2.60M Mar 31, 2026 2.78% $0.00 -25.83%
Charles Schwab Investment Management Inc 2.19M Mar 31, 2026 2.33% $0.00 -11.89%
American Century Companies Inc 2.03M Jun 30, 2026 2.16% $0.01 -3.47%
Wellington Management Company LLP 1.94M Jun 30, 2026 2.07% $0.00 41.48%
Geode Capital Management, LLC 1.74M Mar 31, 2026 1.85% $0.00 3.80%
Gator Capital Management, LLC 1.59M Jun 30, 2026 1.70% $2.84 710.79%
Jupiter Asset Management Limited 1.48M Jun 30, 2026 1.58% $0.06 25.41%
Hotchkis & Wiley Capital Management LLC 1.41M Mar 31, 2026 1.50% $0.04 42.36%
Citadel Advisors Llc 1.31M Mar 31, 2026 1.40% $0.00 17.74%
Morgan Stanley - Brokerage Accounts 1.31M Mar 31, 2026 1.39% $0.00 42.20%
Bank of America Corp 1.24M Mar 31, 2026 1.33% $0.00 685.28%
Allianz Asset Management AG 1.19M Mar 31, 2026 1.27% $0.01 34.41%
Two Sigma Investments LLC 1.00M Mar 31, 2026 1.07% $0.01 30.59%
The Goldman Sachs Group Inc 1.00M Mar 31, 2026 1.07% $0.00 -35.13%
Northern Trust Corp 869.59K Mar 31, 2026 0.93% $0.00 -24.88%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 3.94M 4.20% ▲ 0.03% Aug 31, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 1.94M 2.07% ▲ 0.00% Jul 31, 2026
3 DFA US Small Cap Value I 1.87M 1.99% ▲ 0.00% Jul 31, 2026
4 Avantis US Small Cap Value ETF 1.70M 1.81% ▲ 0.00% Aug 31, 2026
5 iShares Russell 2000 ETF 1.65M 1.76% ▼ 0.57% Aug 31, 2026
6 Schwab Fundamental U.S. Small CompanyETF 913.17K 0.97% ▲ 0.00% Aug 29, 2026
7 Jupiter Merian Glb Eq Abs Rt I USD Acc 887.19K 0.95% ▲ 26.39% Jun 30, 2026
8 PIMCO RAE US Small Instl 862.49K 0.92% ▲ 3.34% Jun 30, 2026
9 PIMCO RAE US Small 862.49K 0.92% ▲ 3.34% Jun 30, 2026
10 Vanguard Institutional Extnd Mkt Idx Tr 751.56K 0.80% ▲ 0.22% Jul 31, 2026

Financial Highlights

Market Cap: $883.44M
PEG Ratio: $0.14
Book Value: $25.57
Dividend/Share: $0.64
Dividend Yield: 6.99%
Earnings/Share: $-0.48
Profit Margin: -14.67%
Operating Margin: 33.87%
ROA (TTM): -0.10%
ROE (TTM): -1.98%
Revenue (TTM): $334.00M
Revenue/Share (TTM): $3.50
Earnings Growth (YOY): 100.00%
Revenue Growth (YOY): 4.20%

Valuation Metrics

Enterprise Value: $44.52B
Trailing P/E: 0.00
Forward P/E: 9.42

Shares Statistics

Shares Outstanding: 93.78M
Shares Float: 62.89M
% Insiders: 2.29%
% Institutions: 107.90%
Short % Float: 27.23%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$3.23B
Cost of Goods Sold
adjust
$-421.00M
Gross Profit
subtotal
$2.81B
SG&A
adjust
$-149.00M
Other Operating Expense
adjust
$-168.00M
Operating Income
subtotal
$2.49B
Other / Non-Operating Items
adjust
$-2.57B
Net Income
subtotal
$-80.00M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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