Stock Fundamentals

Company Information

Company Name
MidWestOne Financial Group Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US5985111039
CIK: 0001412665
CUSIP: 598511103
Currency: USD
Full Time Employees: 757
Phone: 319 356 5800
Fiscal Year End: December
IPO Date: Jan 29, 2008
Description:

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The company offers various deposit products, including noninterest bearing and interest bearing demand deposits, demand and interest checking, savings, money market, and time deposits accounts. It also provides commercial, real estate, agricultural, credit card, and consumer loans; and financing arrangements, such as brokered deposits, term debt, subordinated debt, and equity. In addition, it offers private wealth and investment services comprising administering estates, trusts, and conservatorships; property and farm management, investment advisory, retail securities brokerage, financial planning, and custodial services; and licensed broker services. Further, the company provides treasury management, Zelle, online and mobile banking, debit cards, automated teller machines, and safe deposit boxes. MidWestOne Financial Group, Inc. was founded in 1934 and is headquartered in Iowa City, Iowa.

Address:

102 South Clinton Street, Iowa City, IA, United States, 52240

Directors & Officers

Name Title Year Born
Mr. Charles N. Reeves III CEO & Director 1968
Mr. Len D. Devaisher President & COO 1977
Mr. Barry S. Ray CPA Senior Executive VP & CFO 1972
Mr. Paul A. Ho-Sing-Loy Executive VP & Chief Information Officer 1961
Mr. Gary L. Sims Executive VP & Chief Credit Officer 1962
Mr. John J. Ruppel Chief Accounting Officer 1986
Mr. John A. Cooney General Counsel & Corporate Secretary 1958
Mr. Timothy M. Heth VP & Chief Human Resources Officer 1970
Mr. David E. Lindstrom VP & Head of Consumer Banking 1967
Ms. Susan M. Moore Senior VP & Chief Risk Officer 1979

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 03, 2025 Charles N Reeves N/A Purchase 760.00 $37.91 $28.81K
Oct 31, 2025 Charles N Reeves N/A Purchase 1.45K $36.48 $52.90K
Oct 30, 2025 Charles N Reeves N/A Purchase 1.55K $36.67 $56.84K
Aug 04, 2025 Tracy S Mccormick N/A Purchase 200.00 $26.83 $5.37K
Jul 31, 2025 Charles N Funk N/A Purchase 600.00 $27.66 $16.60K
Jul 29, 2025 Charles N Reeves N/A Purchase 5.00K $28.04 $140.20K
Jul 29, 2025 Len D Devaisher N/A Purchase 1.00K $28.72 $28.72K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Midwestone Financial Group, Inc. 4.06M Sep 30, 2025 19.66% $13.94 -0.03%
BlackRock Inc 1.29M Sep 30, 2025 6.24% $0.00 -15.53%
Vanguard Group Inc 988.73K Dec 31, 2025 4.79% $0.00 -4.02%
FJ Capital Management LLC 797.82K Dec 31, 2025 3.87% $3.39 0.12%
Dimensional Fund Advisors, Inc. 612.59K Dec 31, 2025 2.97% $0.01 -23.21%
The Goldman Sachs Group Inc 584.20K Sep 30, 2025 2.83% $0.00 4.58%
Magnetar Financial LLC 563.02K Dec 31, 2025 2.73% $0.21 0.00%
Jennison Associates LLC 517.96K Dec 31, 2025 2.51% $0.01 -63.78%
State Street Corp 516.98K Sep 30, 2025 2.51% $0.00 7.03%
Geode Capital Management, LLC 454.81K Dec 31, 2025 2.20% $0.00 -3.31%
Qube Research & Technologies 435.55K Dec 31, 2025 2.11% $0.02 0.00%
Wellington Management Company LLP 354.91K Dec 31, 2025 1.72% $0.00 -73.80%
Maltese Capital Management LLC 340.00K Dec 31, 2025 1.65% $2.32 -6.44%
JPMorgan Chase & Co 283.34K Sep 30, 2025 1.37% $0.00 105.01%
AllianceBernstein L.P. 251.62K Sep 30, 2025 1.22% $0.00 -0.13%
Glazer Capital, LLC 249.89K Dec 31, 2025 1.21% $0.25 0.00%
Cnh Partners, LLC 206.18K Dec 31, 2025 1.00% $0.17 0.00%
Stieven Capital Advisors, L.p. 205.20K Dec 31, 2025 0.99% $1.46 31.88%
Mendon Capital Advisors Corp 184.10K Dec 31, 2025 0.89% $2.10 22.73%
Omers Administration Corp 177.70K Dec 31, 2025 0.86% $0.05 0.00%

Shares Statistics

Shares Outstanding: 20.63M
Shares Float: 16.00M
% Insiders: 283.90%
% Institutions: 8,025.50%
Short % Float: 2.74%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 492.19K 2.39% ▲ 0.04% Jan 31, 2026
2 Vanguard Institutional Extnd Mkt Idx Tr 221.09K 1.07% ▲ 0.47% Jan 31, 2026
3 Heartland Value Investor 175.62K 0.85% ▲ 0.00% Jan 31, 2026
4 RMB Mendon Financial Services A 170.00K 0.82% ▲ 0.00% Jan 31, 2026
5 Fidelity Small Cap Index 161.37K 0.78% ▼ 2.94% Dec 31, 2025
6 Jennison SMid Cap Core Equity 151.87K 0.74% ▼ 75.20% Dec 31, 2025
7 Goldman Sachs Small Cap Value A 144.02K 0.70% ▼ 32.40% Dec 31, 2025
8 PGIM Jennison Small Company A 132.66K 0.64% ▼ 12.65% Jan 31, 2026
9 Fidelity Extended Market Index 109.30K 0.53% ▼ 0.41% Jan 31, 2026
10 AB Merger Arbitrage S1 USD 107.11K 0.52% ▲ 48.01% Jan 31, 2026

Valuation Metrics

Enterprise Value: $845.69M
Trailing P/E: 14.72
Forward P/E: 11.95

Financial Highlights

Market Cap: $1.02B
P/E Ratio: $14.72
PEG Ratio: $2.52
Book Value: $29.37
Dividend/Share: $0.97
Dividend Yield: 2.01%
Earnings/Share: $3.35
Profit Margin: 26.35%
Operating Margin: 41.69%
ROA (TTM): 0.91%
ROE (TTM): 10.01%
Revenue (TTM): $221.84M
Revenue/Share (TTM): $10.68
Earnings Growth (YOY): -52.10%
Revenue Growth (YOY): -14.60%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2024-12-31 0.29x 0.21x 0.91x -0.61x -1.52x
2023-12-31 0.17x 0.26x 0.92x 0.24x 5.56x
2022-12-31 0.22x 1.08x 0.93x 2.52x 6.12x
2021-12-31 0.47x 0.64x 0.91x 4.37x 3.69x
2020-12-31 0.37x 0.85x 0.91x 0.42x 24.58x
2019-12-31 0.23x 0.73x 0.89x 1.29x 7.01x
2018-12-31 0.17x 0.46x 0.89x 1.66x 3.46x
2017-12-31 1,690.48x 0.46x 0.89x 1.92x 4.19x
2016-12-31 1,546.77x 0.64x 0.90x 2.14x 5.44x
2015-12-31 0.19x 0.39x 0.90x 3.09x 2.91x
2014-12-31 0.34x 0.49x 0.89x 2.68x 3.31x
2013-12-31 0.37x 0.46x 0.90x 2.08x 2.70x
2012-12-31 0.42x 0.48x 0.90x 1.36x 3.10x
2011-12-31 0.43x 0.46x 0.91x 0.91x 3.13x
2010-12-31 0.02x 0.96x 0.90x 0.59x 7.88x
2009-12-31 0.03x 0.97x 0.90x 0.15x 14.52x
2008-12-31 0.04x 1.35x 0.91x -0.82x -8.08x
2007-12-31 0.04x 1.58x 0.89x 0.47x 11.91x
2006-12-31 0.04x 3.40x 0.92x 0.47x 23.21x
2005-12-31 0.03x 1.55x 0.91x 0.60x 7.58x
2004-12-31 0.03x 1.65x 0.91x 1.67x 4.22x
2003-12-31 0.04x 1.59x 0.91x 0.62x 7.42x
2002-12-31 0.04x 1.27x 0.90x 1.52x 2.74x
2001-12-31 0.04x 2.00x 0.91x 0.31x 11.69x
2000-12-31 0.05x 1.57x 0.90x 0.27x 9.95x
1999-12-31 0.05x 1.32x 0.90x 0.26x 13.20x
1998-12-31 0.10x 0.64x 0.87x 0.69x 2.86x
1997-12-31 0.10x 0.00x 0.87x 0.82x 0.00x
1996-12-31 0.09x 0.00x 0.86x 0.81x 0.00x
1995-12-31 0.14x 0.00x 0.84x 0.83x 0.00x
1994-12-31 0.06x 0.16x 0.84x 0.87x 1.02x

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