Stock Fundamentals

Company Information

Company Name
Mercury General Corporation
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NYSE
ISIN: US5894001008
CIK: 0000064996
CUSIP: 589400100
Currency: USD
Full Time Employees: 4,380
Phone: 323 937 1060
Fiscal Year End: December
IPO Date: Mar 26, 1990
Description:

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

Address:

4484 Wilshire Boulevard, Los Angeles, CA, United States, 90010

Directors & Officers

Name Title Year Born
Mr. George Victor Joseph Executive Chairman of the Board 1922
Mr. Gabriel Tirador CEO & Director 1965
Mr. Victor George Joseph President, COO & Director 1987
Mr. Theodore Robert Stalick CPA Senior VP & CFO 1963
Mr. Wilson Pang B.E. VP & CTO 1977
Mr. Christopher Wadewitz Graves VP & Chief Investment Officer 1966
Mr. Erik Dahl Thompson VP & Chief Marketing Officer 1969
Mr. Nick Colby VP & Chief Sales Officer 1985
Ms. Jenny D. Chan VP & Chief Human Resources Officer 1974
Mr. Brandt N. Minnich VP & Chief Sales Development Officer 1967

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 4.59M Sep 30, 2025 8.28% $0.01 0.66%
Vanguard Group Inc 3.10M Dec 31, 2025 5.59% $0.00 -1.00%
Dimensional Fund Advisors, Inc. 2.10M Dec 31, 2025 3.80% $0.04 1.12%
Rubric Capital Management LP 2.05M Dec 31, 2025 3.71% $2.31 0.00%
State Street Corp 1.17M Sep 30, 2025 2.11% $0.00 -5.94%
Renaissance Technologies Corp 881.38K Dec 31, 2025 1.59% $0.13 -15.51%
American Century Companies Inc 699.49K Dec 31, 2025 1.26% $0.03 20.88%
Geode Capital Management, LLC 634.60K Sep 30, 2025 1.15% $0.00 -4.83%
DG Capital Management, LLC 619.47K Dec 31, 2025 1.12% $25.56 -4.80%
Arrowstreet Capital Limited Partnership 574.80K Dec 31, 2025 1.04% $0.03 -1.34%
Westwood Holdings Group Inc 527.71K Sep 30, 2025 0.95% $0.32 -5.88%
Amvescap Plc. 475.77K Sep 30, 2025 0.86% $0.01 -9.87%
Jacobs Levy Equity Management, Inc. 408.12K Dec 31, 2025 0.74% $0.15 4.43%
Charles Schwab Investment Management Inc 363.68K Dec 31, 2025 0.66% $0.01 -3.24%
Morgan Stanley - Brokerage Accounts 348.72K Sep 30, 2025 0.63% $0.00 -16.85%
AQR Capital Management LLC 342.70K Sep 30, 2025 0.62% $0.02 -1.05%
Park West Asset Management LLC 329.44K Dec 31, 2025 0.59% $2.57 16.60%
Nuveen, LLC 302.46K Sep 30, 2025 0.55% $0.01 34.61%
Bank of New York Mellon Corp 286.06K Sep 30, 2025 0.52% $0.00 -3.31%
Northern Trust Corp 276.33K Sep 30, 2025 0.50% $0.00 -0.49%

Shares Statistics

Shares Outstanding: 55.39M
Shares Float: 26.56M
% Insiders: 5,210.10%
% Institutions: 4,722.30%
Short % Float: 7.16%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 4.59M 8.28% ▲ 0.66% Sep 30, 2025
2 Vanguard Group Inc 3.10M 5.59% ▼ 1.00% Dec 31, 2025
3 Dimensional Fund Advisors, Inc. 2.10M 3.80% ▲ 1.12% Dec 31, 2025
4 Rubric Capital Management LP 2.05M 3.71% ▲ 0.00% Dec 31, 2025
5 State Street Corp 1.17M 2.11% ▼ 5.94% Sep 30, 2025
6 Renaissance Technologies Corp 881.38K 1.59% ▼ 15.51% Dec 31, 2025
7 American Century Companies Inc 699.49K 1.26% ▲ 20.88% Dec 31, 2025
8 Geode Capital Management, LLC 634.60K 1.15% ▼ 4.83% Sep 30, 2025
9 DG Capital Management, LLC 619.47K 1.12% ▼ 4.80% Dec 31, 2025
10 Arrowstreet Capital Limited Partnership 574.80K 1.04% ▼ 1.34% Dec 31, 2025

Valuation Metrics

Enterprise Value: $4.29B
Trailing P/E: 9.27
Forward P/E: 0.00

Financial Highlights

Market Cap: $5.02B
EBITDA: $764.56M
P/E Ratio: $9.27
PEG Ratio: $1.19
Book Value: $43.64
Dividend/Share: $1.27
Dividend Yield: 1.41%
Earnings/Share: $9.77
Profit Margin: 9.03%
Operating Margin: 16.67%
ROA (TTM): 4.82%
ROE (TTM): 24.80%
Revenue (TTM): $5.99B
Revenue/Share (TTM): $108.14
Earnings Growth (YOY): 100.90%
Revenue Growth (YOY): 14.10%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 66.98x 0.24x 0.75x 23.19x 0.76x
2024-12-31 68.00x 0.30x 0.77x 18.65x 0.86x
2023-12-31 7.60x 0.38x 0.78x 4.11x 2.97x
2022-12-31 4.73x 0.27x 0.77x -38.92x -0.72x
2021-12-31 6.88x 0.18x 0.68x 17.49x 0.98x
2020-12-31 26.62x 0.19x 0.68x 26.89x 0.71x
2019-12-31 10.37x 0.21x 0.69x 22.19x 0.84x
2018-12-31 12.07x 0.23x 0.70x -1.80x 8.22x
2017-12-31 9.70x 0.42x 0.65x 11.02x 3.13x
2016-12-31 59.83x 0.19x 0.63x 17.85x 2.66x
2015-12-31 49.72x 0.32x 0.61x 22.27x 4.87x
2014-12-31 1,317.00x 0.31x 0.59x 93.83x 2.10x
2013-12-31 49.11x 0.10x 0.58x 104.84x 1.16x
2012-12-31 64.16x 0.08x 0.56x 87.69x 0.81x
2011-12-31 6,684.13x 0.08x 0.54x 44.17x 0.48x
2010-12-31 12.63x 0.15x 0.57x 26.80x 1.16x
2009-12-31 12.53x 0.15x 0.58x 84.94x 0.44x
2008-12-31 1.47x 0.20x 0.62x -90.79x -0.71x
2007-12-31 932.07x 0.07x 0.58x 36.68x 0.40x
2006-12-31 5.91x 0.08x 0.60x 34.03x 0.41x
2005-12-31 53.23x 0.15x 0.60x 48.83x 0.66x
2004-12-31 66.75x 0.14x 0.60x 96.60x 0.48x
2003-12-31 51.94x 0.16x 0.60x 80.43x 0.77x
2002-12-31 77.82x 0.18x 0.58x 14.80x 2.58x
2001-12-31 0.26x 0.17x 0.54x 16.15x 1.30x
2000-12-31 0.24x 0.15x 0.52x 17.63x 1.11x
1999-12-31 0.25x 0.00x 0.52x 33.71x 0.00x
1998-12-31 0.25x 0.00x 0.51x 49.02x 0.00x
1997-12-31 0.27x 0.00x 0.54x 41.96x 0.00x
1996-12-31 0.30x 0.00x 0.55x 68.30x 0.00x
1995-12-31 0.25x 0.00x 0.48x 57.16x 0.00x
1994-12-31 N/A 0.00x 0.03x 463.50x 0.00x
1993-12-31 N/A 0.00x 0.02x 531.13x 0.00x
1992-12-31 N/A 0.00x 0.04x 343.33x 0.00x
1991-12-31 N/A 0.00x 0.02x 263.69x 0.00x
1990-12-31 N/A 0.00x 0.03x 209.55x 0.00x
1989-12-31 N/A 0.00x 0.03x 189.59x 0.00x
1988-12-31 N/A 0.00x 0.00x 12.92x 0.00x
1987-12-31 N/A 0.00x 0.00x 10.32x 0.00x
1986-12-31 N/A 0.00x 0.00x 67.00x 0.00x
1985-12-31 N/A 0.00x 0.01x 40.50x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Jan 07, 2025 Mark Allan Ribisi N/A Purchase 55.00 $64.71 $3.56K
Dec 03, 2024 Heidi C. Sullivan N/A Sale 1.08K $77.28 $83.15K
Aug 28, 2023 Joshua Eric Little N/A Purchase 250.00 $28.56 $7.14K
May 12, 2023 Joshua Eric Little N/A Purchase 250.00 $29.33 $7.33K
Mar 13, 2023 Joshua Eric Little N/A Purchase 250.00 $29.85 $7.46K

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