IBOC

International Bancshares Corporation

IBOC.US ibc.com
70.94
-0.10 (-0.14%)
USD · NASDAQ
52-week range
61.94
77.68
Trading at 57% of the 52-week range
Market Cap
4.41B
P/E Ratio
10.68
Forward P/E
9.81
Book Value
54.28
Div. Yield
2.01%
% Institutions
73.04%
% Insiders
13.09%

1 Year

+1.5%

3 Year

+70.8%

10 Year

+216.6%
Description

International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.

Company Information

Company Name
International Bancshares Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US4590441030
CIK: 0000315709
CUSIP: 459044103
Currency: USD
Full Time Employees: 2,126
Phone: 956 722 7611
Website: ibc.com
Fiscal Year End: December
IPO Date: May 30, 1996
Description:

International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.

Address:

1200 San Bernardo Avenue, Laredo, TX, United States, 78042-1359

People

Directors & Officers

Name Title Year Born
Mr. Dennis Edward Nixon Chairman of the Board & President 1943
Ms. Judith I. Wawroski Chief Accounting Officer, CFO & Treasurer 1975
Ms. Rosalinda Ramirez Executive VP & Corporate Human Resources Director NA
Ms. Marisa V. Santos Corporate Secretary NA
Mr. Mike K. Sohn CEO & President of International Bank of Commerce - San Antonio NA
Mr. Derek Schmidt CEO & President of International Bank of Commerce - Port Lavaca, Bay City NA
Mr. Robert B. Barnes Chairman & CEO International Bank of Commerce - Austin, Texas NA
Mr. Hector J. Cerna CEO & President of International Bank of Commerce - Eagle Pass NA
Mr. Ricardo X. Ramirez President of International Bank of Commerce - Zapata NA
Mr. Jeff Samples Chairman & CEO International Bank of Commerce - Houston, Texas NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 12, 2024 Dennis E Nixon N/A Sale 34.82K $72.18 $2.51M
May 21, 2024 Antonio R Sanchez Jr N/A Sale 30.11K $59.75 $1.80M
Mar 11, 2024 Antonio R Sanchez Jr N/A Sale 40.00K $54.22 $2.17M
Dec 07, 2023 Antonio R Sanchez Jr N/A Sale 25.00K $49.06 $1.23M
Nov 27, 2023 Antonio R Sanchez Jr N/A Sale 45.00K $44.79 $2.02M
Nov 15, 2023 Antonio R Sanchez Jr N/A Sale 30.00K $47.77 $1.43M

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 6.65M Mar 31, 2026 10.68% $0.01 -0.97%
Vanguard Portfolio Management, LLC 3.40M Mar 31, 2026 5.47% $0.01 0.00%
Dimensional Fund Advisors, Inc. 3.26M Jun 30, 2026 5.24% $0.04 2.25%
American Century Companies Inc 3.13M Jun 30, 2026 5.03% $0.11 -3.10%
State Street Corp 2.62M Mar 31, 2026 4.22% $0.01 6.57%
Vanguard Capital Management, LLC 2.47M Mar 31, 2026 3.98% $0.00 0.00%
Geode Capital Management, LLC 1.49M Mar 31, 2026 2.40% $0.01 3.86%
BTIM Corp 1.31M Jun 30, 2026 2.10% $0.76 20.13%
T. Rowe Price Investment Management,Inc. 1.16M Mar 31, 2026 1.87% $0.05 -31.29%
The Goldman Sachs Group Inc 923.92K Mar 31, 2026 1.49% $0.01 56.52%
Azora Capital LP 885.77K Jun 30, 2026 1.42% $2.83 -32.52%
First Trust Advisors L.P. 820.84K Jun 30, 2026 1.32% $0.04 -27.84%
Reinhart Mahoney Capital Management Inc 749.76K Jun 30, 2026 1.21% $1.30 0.55%
Tamar Securities, LLC 721.21K Jun 30, 2026 1.16% $5.12 -4.72%
Charles Schwab Investment Management Inc 704.03K Mar 31, 2026 1.13% $0.01 -69.09%
NORGES BANK 700.37K Jun 30, 2026 1.13% $0.01 2.05%
Northern Trust Corp 666.97K Mar 31, 2026 1.07% $0.01 3.17%
Millennium Management LLC 650.78K Jun 30, 2026 1.05% $0.02 -8.65%
T. Rowe Price Associates, Inc. 544.81K Mar 31, 2026 0.88% $0.00 102.79%
AQR Capital Management LLC 495.87K Mar 31, 2026 0.80% $0.02 -1.14%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 1.89M 3.04% ▲ 0.04% Aug 31, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 1.79M 2.87% ▲ 0.39% Jul 31, 2026
3 Avantis US Small Cap Value ETF 1.74M 2.80% ▲ 0.06% Aug 31, 2026
4 iShares Russell 2000 ETF 1.43M 2.30% ▼ 0.57% Aug 31, 2026
5 Vanguard Small Cap Index 1.29M 2.07% ▲ 0.21% Jul 31, 2026
6 Vanguard MStar Small Cap Value Index 817.10K 1.31% ▲ 0.33% Jul 31, 2026
7 First Trust SMID Cp Rising Div Achv ETF 653.08K 1.05% ▲ 0.06% Aug 31, 2026
8 Vanguard Institutional Extnd Mkt Idx Tr 622.85K 1.00% ▲ 0.36% Jul 31, 2026
9 Fidelity Small Cap Index 601.12K 0.97% ▲ 10.99% Jun 30, 2026
10 DFA US Targeted Value I 566.81K 0.91% ▲ 0.00% Jul 31, 2026

Financial Highlights

Market Cap: $4.41B
P/E Ratio: $10.68
PEG Ratio: $0.98
Book Value: $54.28
Dividend/Share: $1.43
Dividend Yield: 2.01%
Earnings/Share: $6.64
Profit Margin: 49.34%
Operating Margin: 60.49%
ROA (TTM): 2.47%
ROE (TTM): 12.92%
Revenue (TTM): $837.57M
Revenue/Share (TTM): $13.47
Earnings Growth (YOY): -4.30%
Revenue Growth (YOY): 0.00%

Valuation Metrics

Enterprise Value: $4.69B
Trailing P/E: 10.68
Forward P/E: 9.81

Shares Statistics

Shares Outstanding: 62.19M
Shares Float: 56.18M
% Insiders: 13.09%
% Institutions: 73.04%
Short % Float: 3.76%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$1.05B
Cost of Goods Sold
adjust
$-228.94M
Gross Profit
subtotal
$824.69M
SG&A
adjust
$-183.05M
Other Operating Expense
adjust
$-121.28M
Operating Income
subtotal
$520.36M
Other / Non-Operating Items
adjust
$-108.07M
Net Income
subtotal
$412.29M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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