Stock Fundamentals

Company Information

Company Name
International Bancshares Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US4590441030
CIK: 0000315709
CUSIP: 459044103
Currency: USD
Full Time Employees: 2,126
Phone: 956 722 7611
Fiscal Year End: December
IPO Date: May 30, 1996
Description:

International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.

Address:

1200 San Bernardo Avenue, Laredo, TX, United States, 78042-1359

Directors & Officers

Name Title Year Born
Mr. Dennis Edward Nixon Chairman of the Board & President 1943
Ms. Judith I. Wawroski Chief Accounting Officer, CFO & Treasurer 1975
Ms. Marisa V. Santos Corporate Secretary NA
Mr. Mike K. Sohn CEO & President of International Bank of Commerce - San Antonio NA
Mr. Derek Schmidt CEO & President of International Bank of Commerce - Port Lavaca, Bay City NA
Mr. Robert B. Barnes CEO & President of Intl. Bank of Commerce - Austin NA
Mr. Hector J. Cerna CEO & President of International Bank of Commerce - Eagle Pass NA
Mr. Ricardo X. Ramirez President of International Bank of Commerce - Zapata NA
Mr. Jeff Samples President of International Bank of Commerce - Houston NA
Mr. Kyle McElvaney President & CEO of IBC Bank - Oklahoma NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 12, 2024 Dennis E Nixon N/A Sale 34.82K $72.18 $2.51M
May 21, 2024 Antonio R Sanchez Jr N/A Sale 30.11K $59.75 $1.80M
Mar 11, 2024 Antonio R Sanchez Jr N/A Sale 40.00K $54.22 $2.17M
Dec 07, 2023 Antonio R Sanchez Jr N/A Sale 25.00K $49.06 $1.23M
Nov 27, 2023 Antonio R Sanchez Jr N/A Sale 45.00K $44.79 $2.02M
Nov 15, 2023 Antonio R Sanchez Jr N/A Sale 30.00K $47.77 $1.43M

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 6.65M Mar 31, 2026 10.69% $0.01 -0.97%
Vanguard Group Inc 6.22M Dec 31, 2025 10.00% $0.01 -1.33%
American Century Companies Inc 3.23M Mar 31, 2026 5.19% $0.11 0.94%
Dimensional Fund Advisors, Inc. 3.19M Mar 31, 2026 5.13% $0.04 0.30%
State Street Corp 2.62M Mar 31, 2026 4.22% $0.01 6.57%
Geode Capital Management, LLC 1.49M Mar 31, 2026 2.40% $0.01 3.86%
Azora Capital LP 1.31M Mar 31, 2026 2.11% $5.81 -13.89%
T. Rowe Price Investment Management,Inc. 1.16M Mar 31, 2026 1.87% $0.05 -31.29%
First Trust Advisors L.P. 1.14M Mar 31, 2026 1.83% $0.05 -16.61%
BTIM Corp 1.09M Mar 31, 2026 1.75% $0.60 -8.74%
The Goldman Sachs Group Inc 923.92K Mar 31, 2026 1.49% $0.01 56.52%
Tamar Securities, LLC 756.94K Mar 31, 2026 1.22% $5.45 2.52%
Reinhart Mahoney Capital Management Inc 745.70K Mar 31, 2026 1.20% $1.44 0.86%
Millennium Management LLC 712.44K Mar 31, 2026 1.15% $0.02 28.69%
Charles Schwab Investment Management Inc 704.03K Mar 31, 2026 1.13% $0.01 -69.09%
NORGES BANK 686.30K Dec 31, 2025 1.10% $0.00 1.82%
Northern Trust Corp 666.97K Mar 31, 2026 1.07% $0.01 3.17%
T. Rowe Price Associates, Inc. 544.81K Mar 31, 2026 0.88% $0.00 102.79%
AQR Capital Management LLC 495.87K Mar 31, 2026 0.80% $0.02 -1.14%
Polaris Capital Management, LLC 463.00K Mar 31, 2026 0.74% $2.55 -3.00%

Shares Statistics

Shares Outstanding: 62.18M
Shares Float: 56.15M
% Insiders: 1,308.70%
% Institutions: 7,200.70%
Short % Float: 3.38%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 1.82M 2.93% ▼ 0.05% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 1.78M 2.87% ▲ 0.35% Apr 30, 2026
3 Avantis US Small Cap Value ETF 1.65M 2.65% ▲ 0.00% Apr 30, 2026
4 iShares Russell 2000 ETF 1.29M 2.08% ▲ 0.85% Apr 30, 2026
5 Vanguard Small Cap Index 1.29M 2.07% ▼ 0.24% Apr 30, 2026
6 First Trust SMID Cp Rising Div Achv ETF 952.01K 1.53% ▲ 0.13% Apr 30, 2026
7 Vanguard Small Cap Value Index Inv 828.23K 1.33% ▲ 0.74% Apr 30, 2026
8 American Century Small Cap Value Inv 765.00K 1.23% ▼ 16.85% Mar 31, 2026
9 American Century U.S. Small Cap Value 765.00K 1.23% ▼ 16.85% Mar 31, 2026
10 Vanguard Institutional Extnd Mkt Idx Tr 610.20K 0.98% ▲ 1.24% Apr 30, 2026

Valuation Metrics

Enterprise Value: $4.61B
Trailing P/E: 10.74
Forward P/E: 9.81

Financial Highlights

Market Cap: $4.48B
P/E Ratio: $10.74
PEG Ratio: $0.98
Book Value: $52.88
Dividend/Share: $1.43
Dividend Yield: 2.02%
Earnings/Share: $6.70
Profit Margin: 49.85%
Operating Margin: 63.95%
ROA (TTM): 2.52%
ROE (TTM): 13.51%
Revenue (TTM): $837.62M
Revenue/Share (TTM): $13.48
Earnings Growth (YOY): 5.30%
Revenue Growth (YOY): 5.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.04x 0.22x 0.81x 2.43x 1.30x
2024-12-31 0.43x 0.23x 0.82x 2.43x 1.23x
2023-12-31 0.45x 0.27x 0.84x 3.83x 1.19x
2022-12-31 0.80x 0.28x 0.87x 10.03x 1.40x
2021-12-31 1.19x 0.04x 0.04x 12.01x 1.65x
2020-12-31 0.46x 0.26x 0.84x 5.41x 2.34x
2019-12-31 0.41x 0.18x 0.83x 4.43x 1.29x
2018-12-31 0.42x 0.20x 0.84x 5.18x 1.31x
2017-12-31 1.47x 0.79x 0.85x 5.69x 5.91x
2016-12-31 0.69x 0.55x 0.85x 4.57x 4.28x
2015-12-31 1.04x 0.56x 0.86x 4.67x 4.02x
2014-12-31 0.56x 0.65x 0.87x 4.94x 4.03x
2013-12-31 0.61x 0.81x 0.88x 3.34x 5.38x
2012-12-31 0.62x 0.92x 0.88x 2.13x 6.96x
2011-12-31 0.59x 0.96x 0.86x 2.03x 6.65x
2010-12-31 0.03x 1.12x 0.88x 1.76x 6.76x
2009-12-31 0.03x 1.88x 0.88x 1.58x 10.08x
2008-12-31 0.04x 2.11x 0.90x 0.87x 10.83x
2007-12-31 0.05x 1.63x 0.92x 0.53x 7.07x
2006-12-31 0.04x 1.09x 0.92x 0.54x 4.28x
2005-12-31 0.04x 1.26x 0.92x 1.03x 3.67x
2004-12-31 0.03x 1.86x 0.92x 1.63x 6.07x
2003-12-31 0.04x 1.17x 0.91x 1.93x 2.85x
2002-12-31 0.04x 1.08x 0.92x 1.37x 3.00x
2001-12-31 0.04x 1.57x 0.92x 0.62x 5.00x
2000-12-31 0.03x 4.47x 0.93x 0.43x 14.02x
1999-12-31 0.03x 4.26x 0.93x 0.56x 11.64x
1998-12-31 0.04x 0.37x 0.93x 0.43x 1.32x
1997-12-31 0.07x 1.40x 0.92x 0.51x 5.28x
1996-12-31 0.07x 0.00x 0.92x 0.60x 0.00x
1995-12-31 0.07x 0.00x 0.92x 0.52x 0.00x

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