Stock Fundamentals

Company Information

Company Name
IFS CAPITAL LIMITED
Sector
Financial Services
Industry
Credit Services
Exchange
SG
ISIN: SG1A35000706
Currency: SGD
Full Time Employees: 285
Phone: 65 6270 7711
Fiscal Year End: December
Description:

IFS Capital Limited, together with its subsidiaries, provides private credit origination, insurance, and asset management services to SMEs, consumers, and investors in Singapore, Hong Kong, Thailand, Malaysia, and Indonesia. It operates in four segments: Private Credit, Insurance, Private Equity and Other Investments, and Asset Management. The company offers factoring, accounts receivable financing, trade financing, asset-based financing loans, working capital, leasing, and hire purchase services, as well as consumer loan services; and issues performance bonds and guarantees, domestic maid insurance, property and casualty insurance, motor insurance, engineering insurance, and work injury compensation insurance, as well as holds equity securities and bonds under the regulated insurance fund. It is also involved in the provision of development capital in the form of convertible debt instruments and private equity investments; and asset management services, and venture capital investment activities. In addition, the company offers money lending, business debt receivable purchase, credit agency, direct financing, operating lease, and consumer financing services, accounts receivable purchase of onshore and offshore trade receivables; provides financing and manages lending transactions; and offers web portal and online loan marketplace services, as well as invests in private credit funds. IFS Capital Limited was incorporated in 1987 and is based in Singapore. IFS Capital Limited operates as a subsidiary of Phillip Assets Pte Ltd.

Address:

No. 09-04 Singapore Post Centre, Singapore, Singapore, 408600

Directors & Officers

Name Title Year Born
Mr. Cheng Leong Sim Group CEO & Executive Director 1979
Mr. Boon Kim Toh Group Chief Financial Officer NA
Ms. Yee Sun Chan Group Chief Operations Officer Operations & Data Analytics NA
Ms. Yi Chian Chionh Group Chief Sustainability Officer, Chief Legal Counsel & Company Secretary 1968
Mr. Zeng Renchun CEO of Singapore Office & Country Head of Singapore Office NA
Mr. Ley Yen Tan CEO & Director of IFS Capital (Thailand) Public Company Limited 1957
Mr. Kin Seng Choi Chief Executive Officer of ECICS Limited NA

Shares Statistics

Shares Outstanding: 375.97M
Shares Float: 104.08M
% Insiders: 7,989.80%
% Institutions: 0.00%

Valuation Metrics

Enterprise Value: $301.29M
Trailing P/E: 19.00
Forward P/E: 8.48

Financial Highlights

Market Cap: $71.43M
P/E Ratio: $19.00
PEG Ratio: $0.00
Book Value: $0.48
Dividend/Share: $0.01
Dividend Yield: 4.55%
Earnings/Share: $0.01
Profit Margin: 8.34%
Operating Margin: 15.63%
ROA (TTM): 1.18%
ROE (TTM): 3.01%
Revenue (TTM): $56.86M
Revenue/Share (TTM): $0.15
Earnings Growth (YOY): 206.40%
Revenue Growth (YOY): 18.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 N/A 0.03x 0.61x 0.00x N/A
2024-12-31 N/A 0.05x 0.61x 0.00x N/A
2023-12-31 N/A 0.07x 0.59x 0.00x N/A
2022-12-31 2.08x 0.12x 0.50x 0.00x N/A
2021-12-31 2.13x 0.14x 0.51x 0.00x N/A
2020-12-31 1.66x 1.40x 0.63x 0.42x 97.31x
2019-12-31 1.55x 1.47x 0.65x 2.11x 16.05x
2018-12-31 1.46x 1.65x 0.64x 2.97x 12.37x
2017-12-31 1.40x 1.36x 0.60x N/A 35.96x
2016-12-31 1.39x 1.33x 0.60x N/A 863.89x
2015-12-31 1.20x 0.39x 0.71x N/A -3.14x
2014-12-31 1.43x 0.56x 0.67x N/A -10.22x
2013-12-31 1.50x 2.04x 0.66x N/A -102.99x

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