Stock Fundamentals

Company Information

▼
Company Name
Heritage Insurance Hldgs Inc
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NYSE
ISIN: US42727J1025
CIK: 0001598665
CUSIP: 42727J102
Currency: USD
Full Time Employees: 540
Phone: (727) 362-7200
Website: https://www.heritagepci.com
Fiscal Year End: December
IPO Date: May 23, 2014
Description:

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, New Jersey, and New York. The company also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, and artisan contractor program. It offers insurance products through a network of independent agents. The company was founded in 2012 and is headquartered in Tampa, Florida.

Address:

1401 N. Westshore Blvd., Tampa, FL, United States, 33607

Directors & Officers

▼
Name Title Year Born
Mr. Ernesto Jose Garateix CPCU CEO & Director 1972
Mr. Kirk Howard Lusk CFO & Treasurer 1961
Mr. Timothy Michael Moura President of Narragansett Bay Insurance Company 1973
Ms. Sharon Ann Binnun CPA Chief Accounting Officer 1962
Mr. Timothy E. Johns President of Zephyr Insurance Company 1957
Mr. Stephen Lowell Rohde Advisory 1951

Institutional Holders

▼
Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.92M Sep 30, 2025 6.23% $0.00 3.04%
Vanguard Group Inc 1.88M Dec 31, 2025 6.09% $0.00 14.23%
Dimensional Fund Advisors, Inc. 1.21M Dec 31, 2025 3.91% $0.01 -4.10%
Marshall Wace Asset Management Ltd 1.02M Sep 30, 2025 3.31% $0.03 8.72%
American Century Companies Inc 926.78K Dec 31, 2025 3.00% $0.01 4.31%
Prudential Financial Inc 691.89K Sep 30, 2025 2.24% $0.02 80.38%
Geode Capital Management, LLC 630.91K Sep 30, 2025 2.04% $0.00 21.84%
Connor Clark & Lunn Inv Mgmt Ltd 580.32K Dec 31, 2025 1.88% $0.04 -7.33%
Assenagon Asset Management SA 462.48K Dec 31, 2025 1.50% $0.02 0.09%
Acadian Asset Management LLC 457.46K Sep 30, 2025 1.48% $0.02 263.56%
State Street Corp 455.54K Sep 30, 2025 1.47% $0.00 0.69%
AQR Capital Management LLC 400.00K Sep 30, 2025 1.29% $0.01 3.76%
Pacific Ridge Capital Partners, LLC 371.95K Dec 31, 2025 1.20% $2.39 -18.95%
Morgan Stanley - Brokerage Accounts 363.21K Sep 30, 2025 1.18% $0.00 4.96%
Jacobs Levy Equity Management, Inc. 343.74K Dec 31, 2025 1.11% $0.04 -18.93%
UBS Group AG 289.83K Sep 30, 2025 0.94% $0.00 19.41%
Charles Schwab Investment Management Inc 255.17K Dec 31, 2025 0.83% $0.00 25.18%
Millennium Management LLC 252.37K Sep 30, 2025 0.82% $0.00 9.12%
Bridgeway Capital Management, LLC 248.80K Dec 31, 2025 0.80% $0.15 3.12%
Citadel Advisors Llc 244.98K Sep 30, 2025 0.79% $0.00 -45.79%

Shares Statistics

▼
Shares Outstanding: 30.91M
Shares Float: 22.14M
% Insiders: 2,080.30%
% Institutions: 6,544.90%
Short % Float: 4.66%

🏆 Top 10 Institutional Holders

▼
Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 1.92M 6.23% ▲ 3.04% Sep 30, 2025
2 Vanguard Group Inc 1.88M 6.09% ▲ 14.23% Dec 31, 2025
3 Dimensional Fund Advisors, Inc. 1.21M 3.91% ▼ 4.10% Dec 31, 2025
4 Marshall Wace Asset Management Ltd 1.02M 3.31% ▲ 8.72% Sep 30, 2025
5 American Century Companies Inc 926.78K 3.00% ▲ 4.31% Dec 31, 2025
6 Prudential Financial Inc 691.89K 2.24% ▲ 80.38% Sep 30, 2025
7 Geode Capital Management, LLC 630.91K 2.04% ▲ 21.84% Sep 30, 2025
8 Connor Clark & Lunn Inv Mgmt Ltd 580.32K 1.88% ▼ 7.33% Dec 31, 2025
9 Assenagon Asset Management SA 462.48K 1.50% ▲ 0.09% Dec 31, 2025
10 Acadian Asset Management LLC 457.46K 1.48% ▲ 263.56% Sep 30, 2025

Valuation Metrics

▼
Enterprise Value: $402.73M
Trailing P/E: 5.77
Forward P/E: 0.00

Financial Highlights

▼
Market Cap: $864.46M
EBITDA: $220.97M
P/E Ratio: $5.77
PEG Ratio: $0.00
Book Value: $14.96
Earnings/Share: $4.83
Profit Margin: 17.72%
Operating Margin: 33.03%
ROA (TTM): 5.51%
ROE (TTM): 41.65%
Revenue (TTM): $842.28M
Revenue/Share (TTM): $27.32
Earnings Growth (YOY): 513.00%
Revenue Growth (YOY): 0.30%

Stock Price History

▼

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

▼

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

▼

Financial Ratios (Yearly)

▼

Financial Ratios (Quarterly)

▼

Earnings History

▼

Balance Sheet (Yearly)

▼

Financial Ratios

▼
Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2024-12-31 655.79x 0.40x 0.88x 7.56x 1.13x
2023-12-31 19.25x 0.54x 0.90x 4.64x 1.67x
2022-12-31 22.19x 1.74x 0.95x -18.86x -1.53x
2021-12-31 5.25x 0.55x 0.83x -9.54x -3.19x
2020-12-31 5.62x 0.30x 0.79x 0.28x 7.16x
2019-12-31 5.69x 0.29x 0.77x 4.81x 2.16x
2018-12-31 6.07x 0.35x 0.76x 1.95x 1.73x
2017-12-31 43.88x 0.97x 0.79x -0.45x 24.49x
2016-12-31 7.44x 0.41x 0.65x 155.81x 2.22x
2015-12-31 305.27x 0.00x 0.57x N/A 0.00x
2014-12-31 36.98x 0.00x 0.59x N/A 0.00x
2013-12-31 7.30x 0.00x 0.72x 3,466.31x 0.00x
2012-12-31 8.57x 0.04x 0.66x -4.56x -0.26x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 20, 2026 Ernie J Garateix N/A Sale 8.33K $24.12 $201.02K
Jan 20, 2026 Ernie J Garateix N/A Sale 8.33K $26.03 $216.93K
Dec 22, 2025 Ernie J Garateix N/A Sale 8.33K $29.48 $245.69K
Dec 12, 2025 Ernie J Garateix N/A Sale 1.71K $28.85 $49.30K
Dec 11, 2025 Ernie J Garateix N/A Sale 6.29K $28.42 $178.79K
Dec 09, 2025 Ernie J Garateix N/A Sale 7.00K $28.36 $198.52K
Dec 02, 2025 Kirk Lusk N/A Sale 8.33K $28.21 $235.02K
Nov 20, 2025 Ernie J Garateix N/A Sale 8.33K $26.94 $224.52K
Nov 18, 2025 Richard A Widdicombe N/A Sale 50.00K $29.40 $1.47M
Nov 12, 2025 Ernie J Garateix N/A Sale 5.00K $30.39 $151.95K
Nov 11, 2025 Ernie J Garateix N/A Sale 10.00K $29.10 $291.00K
Nov 05, 2025 Kirk Lusk N/A Sale 19.93K $24.18 $481.88K
Nov 04, 2025 Kirk Lusk N/A Sale 71.00 $24.00 $1.70K
Oct 20, 2025 Ernie J Garateix N/A Sale 8.33K $23.01 $191.77K
Oct 14, 2025 Richard A Widdicombe N/A Sale 100.00K $27.26 $2.73M
Oct 03, 2025 Kirk Lusk N/A Sale 6.80K $24.16 $164.36K
Oct 01, 2025 Kirk Lusk N/A Sale 13.20K $24.77 $326.89K
Sep 22, 2025 Ernie J Garateix N/A Sale 8.33K $27.24 $227.02K
Sep 16, 2025 Richard A Widdicombe N/A Sale 100.00K $24.15 $2.42M
Sep 15, 2025 Ernie J Garateix N/A Sale 25.00K $24.61 $615.25K

📦 Raw API Data (JSON Explorer)

▼

Watchlist

0

No stocks in watchlist

Assistant

×
Hello! I'm your AI assistant. I have access to the financial data on this page. Ask me anything about HRTG.US!