Horace Mann Educators Corporation

HMN.US
Financial Services · Insurance - Property & Casualty
52.50
+0.74 (+1.43%)
USD · NYSE

Company Information

Company Name
Horace Mann Educators Corporation
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NYSE
ISIN: US4403271046
CIK: 0000850141
CUSIP: 440327104
Currency: USD
Full Time Employees: 1,800
Phone: 217 789 2500
Fiscal Year End: December
IPO Date: Nov 15, 1991
Description:

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Address:

1 Horace Mann Plaza, Springfield, IL, United States, 62715-0001

People

Directors & Officers

Name Title Year Born
Ms. Marita Zuraitis President, CEO & Director 1960
Mr. Ryan Edward Greenier Executive VP & CFO 1982
Mr. Donald Martin Carley Executive VP, General Counsel, Chief Administrative Officer & Corporate Secretary 1968
Mr. Mark Richard Desrochers Senior VP & Chief Actuarial and Strategy Officer 1969
Ms. Maureen Temchuk VP, Controller & Chief Accounting Officer 1989
Ms. Stephanie A. Fulks Senior VP & Chief Information Officer 1970
Rachael Luber Vice President of Investor Relations NA
Mr. Steven R. Chauby Senior VP and Chief Marketing & Distribution Officer 1982
Ms. Jennifer Elaine Thayer Senior VP & Chief Human Resources Officer 1977
Mr. D. Tyson Sanders Senior Vice President of Individual Supplemental & Group Benefits NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 01, 2026 Beverley J Mcclure N/A Sale 1.08K $42.54 $45.99K
Feb 25, 2026 Victor Fetter N/A Purchase 3.50K $42.73 $149.56K
Jan 05, 2026 Gilbert Ray Cisneros, Jr. N/A Sale N/A $45.44 N/A
Dec 01, 2025 Marita Zuraitis N/A Sale 5.00K $45.35 $226.75K
Nov 24, 2025 Henry Wade Reece N/A Sale 1.32K $45.27 $59.58K
Nov 21, 2025 Mark R Desrochers N/A Sale 3.00K $47.00 $141.00K
Nov 13, 2025 Beverley J Mcclure N/A Sale 1.08K $45.40 $49.12K
Nov 03, 2025 Marita Zuraitis N/A Sale 5.00K $44.17 $220.85K
Oct 01, 2025 Marita Zuraitis N/A Sale 5.00K $44.81 $224.05K
Sep 02, 2025 Marita Zuraitis N/A Sale 5.00K $45.76 $228.80K
Aug 22, 2025 Donald M Carley N/A Sale 3.50K $45.94 $160.79K
Aug 01, 2025 Marita Zuraitis N/A Sale 5.00K $42.28 $211.40K
Jul 01, 2025 Marita Zuraitis N/A Sale 5.00K $42.87 $214.35K
Jun 11, 2025 Lisa C. McClain N/A Sale N/A $42.72 N/A
Jun 09, 2025 Lisa C. McClain N/A Purchase N/A $43.03 N/A
Jun 05, 2025 Bret A Conklin N/A Sale 4.76K $42.90 $204.20K
Jun 04, 2025 Bret A Conklin N/A Sale 4.75K $43.11 $204.86K
Jun 03, 2025 Bret A Conklin N/A Sale 6.49K $43.55 $282.47K
Jun 02, 2025 Marita Zuraitis N/A Sale 5.00K $43.24 $216.20K
May 29, 2025 Bret A Conklin N/A Sale 4.73K $43.18 $204.16K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 5.90M Mar 31, 2026 14.60% $0.00 0.45%
Vanguard Group Inc 4.94M Dec 31, 2025 12.22% $0.00 -1.44%
Franklin Resources Inc 3.00M Mar 31, 2026 7.43% $0.03 -2.12%
Vanguard Portfolio Management, LLC 2.84M Mar 31, 2026 7.04% $0.01 0.00%
T. Rowe Price Associates, Inc. 2.56M Mar 31, 2026 6.35% $0.01 0.58%
Dimensional Fund Advisors, Inc. 2.18M Mar 31, 2026 5.41% $0.02 0.58%
Fuller & Thaler Asset Management Inc 1.99M Mar 31, 2026 4.92% $0.29 -51.81%
Vanguard Capital Management, LLC 1.82M Mar 31, 2026 4.52% $0.00 0.00%
State Street Corp 1.73M Mar 31, 2026 4.28% $0.00 1.84%
Wasatch Advisors LP 1.40M Jun 30, 2026 3.47% $0.47 0.00%
Earnest Partners LLC 1.13M Mar 31, 2026 2.79% $0.20 -3.23%
Geode Capital Management, LLC 1.06M Mar 31, 2026 2.62% $0.00 1.40%
American Century Companies Inc 976.23K Mar 31, 2026 2.42% $0.02 6.82%
Arrowstreet Capital Limited Partnership 830.77K Mar 31, 2026 2.06% $0.02 0.00%
Brown Advisory Holdings Inc 806.86K Mar 31, 2026 2.00% $0.06 -8.28%
AllianceBernstein L.P. 731.43K Mar 31, 2026 1.81% $0.01 16.47%
Ameriprise Financial Inc 657.01K Mar 31, 2026 1.63% $0.01 -0.80%
GW&K Investment Management, LLC 626.31K Mar 31, 2026 1.55% $0.24 -2.43%
Hotchkis & Wiley Capital Management LLC 539.26K Mar 31, 2026 1.34% $0.07 15.09%
Charles Schwab Investment Management Inc 527.09K Mar 31, 2026 1.31% $0.00 0.46%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 2.43M 6.02% ▲ 0.00% Jun 30, 2026
2 Franklin Small Cap Value A 1.77M 4.37% ▲ 0.00% Jun 30, 2026
3 Franklin US Small Cap Value Equity 1.77M 4.37% ▲ 0.00% Jun 30, 2026
4 FullerThaler Behavioral Small-Cap Value 1.73M 4.29% ▼ 0.14% May 31, 2026
5 Undiscovered Managers Behavioral Val L 1.63M 4.02% ▲ 0.00% May 31, 2026
6 T. Rowe Price US Mid-Cap Value Equity 1.38M 3.43% ▼ 1.77% Jun 30, 2026
7 T. Rowe Price Mid-Cap Value 1.38M 3.43% ▼ 1.70% Jun 30, 2026
8 Vanguard Total Stock Mkt Idx Inv 1.29M 3.19% ▼ 2.09% Jun 30, 2026
9 iShares Russell 2000 ETF 1.05M 2.60% ▲ 0.00% Jun 30, 2026
10 Avantis US Small Cap Value ETF 978.97K 2.42% ▲ 0.10% Jun 30, 2026

Financial Highlights

Market Cap: $2.10B
EBITDA: $267.70M
P/E Ratio: $13.09
PEG Ratio: $1.16
Book Value: $36.40
Dividend/Share: $1.41
Dividend Yield: 2.75%
Earnings/Share: $3.98
Profit Margin: 9.63%
Operating Margin: 13.91%
ROA (TTM): 1.03%
ROE (TTM): 11.74%
Revenue (TTM): $1.71B
Revenue/Share (TTM): $41.71
Earnings Growth (YOY): 8.70%
Revenue Growth (YOY): 3.10%

Valuation Metrics

Enterprise Value: $2.68B
Trailing P/E: 13.09
Forward P/E: 9.25

Shares Statistics

Shares Outstanding: 40.38M
Shares Float: 40.12M
% Insiders: 164.60%
% Institutions: 10,686.10%
Short % Float: 3.62%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$1.62B
Cost of Goods Sold
adjust
$-1.05B
Gross Profit
subtotal
$572.00M
Other Operating Expense
adjust
$-370.80M
Operating Income
subtotal
$201.20M
Other / Non-Operating Items
adjust
$-39.10M
Net Income
subtotal
$162.10M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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