Stock Fundamentals

Company Information

Company Name
Fair Isaac Corporation
Sector
Technology
Industry
Software - Application
Exchange
NYSE
ISIN: US3032501047
CIK: 0000814547
CUSIP: 303250104
Currency: USD
Full Time Employees: 3,762
Phone: (406) 982-7276
Fiscal Year End: September
IPO Date: Jul 22, 1987
Description:

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Address:

5 West Mendenhall, Bozeman, MT, United States, 59715

Directors & Officers

Name Title Year Born
Mr. William J. Lansing J.D. President, CEO & Director 1958
Mr. Steven P. Weber Executive VP & CFO NA
Mr. Mark Russell Scadina Executive VP, General Counsel & Corporate Secretary 1969
Mr. Richard Shawn Deal Executive VP & Chief Human Resources Officer 1967
Mr. Nikhil Behl President of Software 1974
Mr. Michael S. Leonard VP & Chief Accounting Officer 1965
Mr. Amir Hermelin VP & CTO NA
Dave Singleton Vice President of Investor Relations NA
Mr. John Chen Managing Director of China Operations NA
Mr. Thomas A. Bowers Executive Vice President of Corporate Strategy 1956

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 3.00M Dec 31, 2025 12.65% $0.07 -2.25%
BlackRock Inc 2.32M Sep 30, 2025 9.79% $0.06 -8.36%
State Street Corp 1.07M Sep 30, 2025 4.51% $0.06 -1.17%
Capital World Investors 808.39K Sep 30, 2025 3.41% $0.17 874.43%
Valley Forge Capital Management, LP 769.42K Dec 31, 2025 3.24% $29.49 0.13%
Edgewood Management LLC 759.90K Sep 30, 2025 3.20% $4.03 126.68%
Geode Capital Management, LLC 710.23K Sep 30, 2025 2.99% $0.07 -0.35%
Morgan Stanley - Brokerage Accounts 488.47K Sep 30, 2025 2.06% $0.04 -4.08%
Principal Financial Group Inc 404.11K Sep 30, 2025 1.70% $0.31 8.09%
D. E. Shaw & Co LP 398.00K Dec 31, 2025 1.68% $0.37 11.87%
Capital Research & Mgmt Co - Division 3 377.88K Sep 30, 2025 1.59% $0.09 402.85%
American Century Companies Inc 351.27K Dec 31, 2025 1.48% $0.30 4.57%
UBS Asset Mgmt Americas Inc 323.35K Sep 30, 2025 1.36% $0.11 -3.94%
Kensico Capital Management Corp 305.68K Dec 31, 2025 1.29% $8.78 -5.91%
Heard Capital LLC 299.06K Sep 30, 2025 1.26% $11.45 185.57%
NORGES BANK 289.96K Dec 31, 2025 1.22% $0.05 44.88%
Akre Capital Management, LLC 277.45K Dec 31, 2025 1.17% $5.14 6.36%
PRIMECAP Management Company 243.37K Dec 31, 2025 1.03% $0.31 34.72%
JPMorgan Chase & Co 236.68K Sep 30, 2025 1.00% $0.01 -57.81%
Northern Trust Corp 232.02K Sep 30, 2025 0.98% $0.04 -3.93%

Shares Statistics

Shares Outstanding: 23.72M
Shares Float: 23.06M
% Insiders: 313.90%
% Institutions: 9,122.20%
Short % Float: 6.73%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Group Inc 3.00M 12.65% ▼ 2.25% Dec 31, 2025
2 BlackRock Inc 2.32M 9.79% ▼ 8.36% Sep 30, 2025
3 State Street Corp 1.07M 4.51% ▼ 1.17% Sep 30, 2025
4 Capital World Investors 808.39K 3.41% ▲ 874.43% Sep 30, 2025
5 Valley Forge Capital Management, LP 769.42K 3.24% ▲ 0.13% Dec 31, 2025
6 Edgewood Management LLC 759.90K 3.20% ▲ 126.68% Sep 30, 2025
7 Geode Capital Management, LLC 710.23K 2.99% ▼ 0.35% Sep 30, 2025
8 Morgan Stanley - Brokerage Accounts 488.47K 2.06% ▼ 4.08% Sep 30, 2025
9 Principal Financial Group Inc 404.11K 1.70% ▲ 8.09% Sep 30, 2025
10 D. E. Shaw & Co LP 398.00K 1.68% ▲ 11.87% Dec 31, 2025

Valuation Metrics

Enterprise Value: $36.49B
Trailing P/E: 52.08
Forward P/E: 34.13

Financial Highlights

Market Cap: $33.43B
EBITDA: $1.01B
P/E Ratio: $52.08
PEG Ratio: $1.30
Book Value: $-76.09
Earnings/Share: $27.06
Profit Margin: 31.89%
Operating Margin: 45.72%
ROA (TTM): 34.76%
ROE (TTM): 35.62%
Revenue (TTM): $2.06B
Revenue/Share (TTM): $85.68
Earnings Growth (YOY): 7.70%
Revenue Growth (YOY): 16.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-09-30 0.83x -1.75x 1.93x 6.92x 3.21x
2024-09-30 1.62x -2.31x 1.56x 6.94x 2.92x
2023-09-30 1.51x -2.73x 1.44x 6.73x 2.83x
2022-09-30 1.46x -2.34x 1.56x 7.86x 3.34x
2021-09-30 0.99x -11.55x 1.07x 12.61x 2.38x
2020-09-30 1.29x 2.52x 0.79x 7.02x 2.53x
2019-09-30 0.93x 2.85x 0.80x 6.38x 2.87x
2018-09-30 0.80x 2.90x 0.79x 5.60x 3.50x
2017-09-30 0.95x 1.42x 0.66x 7.06x 2.77x
2016-09-30 1.09x 1.28x 0.63x 6.37x 2.82x
2015-09-30 1.18x 1.39x 0.64x 4.72x 3.53x
2014-09-30 0.85x 1.20x 0.62x 5.67x 2.81x
2013-09-30 1.50x 0.89x 0.54x 5.34x 2.41x
2012-09-30 1.24x 1.06x 0.59x 5.31x 2.66x
2011-09-30 2.49x 1.10x 0.59x 3.93x 3.32x
2010-09-30 2.84x 1.09x 0.58x 4.70x 3.53x
2009-09-30 3.86x 1.18x 0.54x 4.58x 4.40x
2008-09-30 2.87x 1.12x 0.56x 6.01x 3.63x
2007-09-30 0.80x 0.99x 0.56x 11.63x 2.80x
2006-09-30 0.77x 0.52x 0.42x 17.82x 1.81x
2005-09-30 2.99x 0.68x 0.40x 23.12x 2.21x
2004-09-30 3.87x 0.59x 0.37x 10.62x 2.34x
2003-09-30 6.79x 0.94x 0.43x 16.43x 3.46x
2002-09-30 4.75x 0.33x 0.20x 32.03x 3.72x
2001-09-30 3.39x 0.05x 0.14x N/A 0.14x
2000-09-30 3.76x 0.00x 0.18x N/A 0.01x
1999-09-30 2.23x 0.00x 0.26x N/A 0.01x
1998-09-30 2.15x 0.00x 0.30x N/A 0.01x
1997-09-30 2.40x 0.00x 0.29x N/A 0.01x
1996-09-30 2.18x 0.01x 0.31x N/A 0.01x
1995-09-30 2.04x 0.00x 0.36x N/A 0.00x
1994-09-30 1.76x 0.00x 0.39x N/A 0.00x
1993-09-30 1.85x 0.00x 0.42x N/A 0.00x
1992-09-30 2.17x 0.00x 0.37x N/A 0.00x
1991-09-30 3.04x 0.00x 0.29x N/A 0.00x
1990-09-30 3.34x 0.00x 0.29x N/A 0.00x
1989-09-30 3.65x 0.00x 0.29x N/A 0.00x
1988-09-30 4.21x 0.00x 0.31x N/A 0.00x
1987-09-30 6.06x 0.00x 0.31x N/A 0.00x
1986-09-30 1.67x 0.00x 0.56x N/A 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 13, 2026 Joanna Rees N/A Sale 358.00 $1.36K $486.88K
Jan 29, 2026 Ro Khanna N/A Purchase N/A $1.50K N/A
Dec 19, 2025 Gilbert Ray Cisneros, Jr. N/A Purchase N/A $1.75K N/A
Dec 17, 2025 Steven P Weber N/A Sale 1.43K $1.81K $2.58M
Dec 12, 2025 Eva Manolis N/A Sale 521.00 $1.83K $951.26K
Nov 10, 2025 William J Lansing N/A Sale 2.40K $1.73K $4.16M
Nov 10, 2025 Ro Khanna N/A Sale N/A $1.75K N/A
Oct 14, 2025 William J Lansing N/A Sale 1.07K $1.65K $1.76M
Oct 14, 2025 William J Lansing N/A Sale 4.94K $1.63K $8.06M
Oct 07, 2025 Ro Khanna N/A Purchase N/A $1.88K N/A
Sep 09, 2025 William J Lansing N/A Sale 6.01K $1.54K $9.24M
Aug 28, 2025 William J Lansing N/A Sale 6.01K $1.50K $9.03M
Aug 26, 2025 Ro Khanna N/A Purchase N/A $1.42K N/A
Jul 08, 2025 William J Lansing N/A Sale 2.20K $1.78K $3.92M
Jul 08, 2025 William J Lansing N/A Sale 3.81K $1.57K $5.97M
Jun 10, 2025 William J Lansing N/A Sale 6.01K $1.77K $10.62M
Jun 09, 2025 Steven P Weber N/A Sale 1.00K $1.74K $1.74M
May 28, 2025 Ro Khanna N/A Sale N/A $1.62K N/A
May 13, 2025 William J Lansing N/A Sale 592.00 $2.17K $1.28M
May 13, 2025 William J Lansing N/A Sale 5.42K $2.15K $11.64M

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