Stock Fundamentals

Company Information

Company Name
First Foundation Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US32026V1044
CIK: 0001413837
CUSIP: 32026V104
Currency: USD
Full Time Employees: 562
Phone: 469-638-9636
Fiscal Year End: December
IPO Date: Nov 03, 2014
Description:

First Foundation Inc., together with its subsidiaries, provides banking services, investment advisory, wealth management, and trust services to individuals, businesses, and other organizations in the United States. The company operates in two segments, Banking and Wealth Management. It offers a range of deposit products, including personal and business checking accounts, savings accounts, interest-bearing demand deposit accounts, money market accounts, and time certificate of deposits; and loan products consisting of multifamily and single family residential real estate loans, commercial real estate loans, commercial term loans, and line of credits, as well as consumer loans, such as personal installment loans and line of credits, and home equity line of credits. The company provides various specialized services comprising trust services, online and mobile banking, remote deposit capture services, merchant credit card services, ATM cards, Visa debit cards, and business sweep accounts, as well as insurance brokerage services and equipment financing solutions. In addition, it offers investment management and financial planning services; financial, investment, and economic advisory and related services; and treasury management services, such as bill pay, check/payee/ACH positive pay, wire origination, internal and external transfers, account reconciliation reporting, mobile deposit, lockbox, cash vault services and merchant processing. Further, the company provides support services, including the processing and transmission of financial and economic data for charitable organizations. It operates through a network of branch offices and loan production offices. The company was founded in 1985 and is headquartered in Irving, Texas.

Address:

5221 N. O?Connor Blvd, Irving, TX, United States, 75039

Directors & Officers

Name Title Year Born
Mr. Thomas C. Shafer CEO & Board Member 1959
Ms. Simone F. Lagomarsino President, Chief Risk Officer & Director 1961
Mr. James Michael Britton C.F.A. Executive VP & CFO 1978
Mr. John Avak Hakopian President & Co-Chief Investment Officer of First Foundation Advisors 1968
Mr. Parham Medhat EVP & COO 1975
Mr. Adriano S. Darmawan CTO & Executive VP NA
Ms. Erica Dorsett J.D. Executive VP, General Counsel & Corporate Secretary NA
Mr. Colin Kapp Director of Marketing NA
Ms. Jody Valdivia Executive VP & Chief Human Resources Officer NA
Mr. Kristoffer Lynds Senior Vice President of Commercial Real Estate NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Canyon Capital Advisors LLC 8.15M Dec 31, 2025 9.84% $6.60 0.00%
North Reef Capital Management LP 7.81M Dec 31, 2025 9.43% $1.94 13.22%
STRATEGIC VALUE BANK PARTNERS LLC 6.77M Dec 31, 2025 8.17% $28.54 0.00%
BlackRock Inc 4.99M Sep 30, 2025 6.02% $0.00 1.80%
Vanguard Group Inc 4.35M Dec 31, 2025 5.25% $0.00 5.93%
Fortress Investment Group LLC 4.04M Sep 30, 2025 4.87% $2.99 0.00%
FMR Inc 3.21M Dec 31, 2025 3.88% $0.00 -2.41%
Maltese Capital Management LLC 2.47M Dec 31, 2025 2.98% $2.70 6.00%
State Street Corp 2.31M Sep 30, 2025 2.79% $0.00 8.45%
Dimensional Fund Advisors, Inc. 2.19M Dec 31, 2025 2.65% $0.00 -19.14%
Hotchkis & Wiley Capital Management LLC 1.69M Dec 31, 2025 2.04% $0.03 0.40%
Geode Capital Management, LLC 1.69M Sep 30, 2025 2.04% $0.00 2.35%
The Goldman Sachs Group Inc 1.45M Sep 30, 2025 1.75% $0.00 75.83%
Invenomic Capital Management, LP 1.11M Dec 31, 2025 1.34% $0.32 0.18%
Balyasny Asset Management LLC 1.03M Dec 31, 2025 1.25% $0.01 6,596.35%
JPMorgan Chase & Co 853.43K Sep 30, 2025 1.03% $0.00 1,366.70%
Millennium Management LLC 799.78K Sep 30, 2025 0.96% $0.00 0.00%
Morgan Stanley - Brokerage Accounts 725.01K Sep 30, 2025 0.87% $0.00 -8.74%
EJF Capital LLC 720.62K Dec 31, 2025 0.87% $2.52 8.97%
Wellington Management Company LLP 691.86K Dec 31, 2025 0.83% $0.00 0.00%

Shares Statistics

Shares Outstanding: 82.88M
Shares Float: 55.76M
% Insiders: 601.40%
% Institutions: 8,577.50%
Short % Float: 4.70%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Canyon Capital Advisors LLC 8.15M 9.84% ▲ 0.00% Dec 31, 2025
2 North Reef Capital Management LP 7.81M 9.43% ▲ 13.22% Dec 31, 2025
3 STRATEGIC VALUE BANK PARTNERS LLC 6.77M 8.17% ▲ 0.00% Dec 31, 2025
4 BlackRock Inc 4.99M 6.02% ▲ 1.80% Sep 30, 2025
5 Vanguard Group Inc 4.35M 5.25% ▲ 5.93% Dec 31, 2025
6 Fortress Investment Group LLC 4.04M 4.87% ▲ 0.00% Sep 30, 2025
7 FMR Inc 3.21M 3.88% ▼ 2.41% Dec 31, 2025
8 Maltese Capital Management LLC 2.47M 2.98% ▲ 6.00% Dec 31, 2025
9 State Street Corp 2.31M 2.79% ▲ 8.45% Sep 30, 2025
10 Dimensional Fund Advisors, Inc. 2.19M 2.65% ▼ 19.14% Dec 31, 2025

Valuation Metrics

Enterprise Value: $550.65M
Trailing P/E: 0.00
Forward P/E: 0.00

Financial Highlights

Market Cap: $486.53M
PEG Ratio: $2.80
Book Value: $9.96
Earnings/Share: $-1.88
Profit Margin: -91.02%
Operating Margin: -14.59%
ROA (TTM): -1.26%
ROE (TTM): -15.78%
Revenue (TTM): $170.47M
Revenue/Share (TTM): $2.07
Earnings Growth (YOY): 700.00%
Revenue Growth (YOY): 24.60%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.41x 0.00x 0.92x -0.20x 0.00x
2024-12-31 0.24x 1.93x 0.92x -0.32x -15.69x
2023-12-31 0.43x 2.27x 0.91x -0.54x -10.94x
2022-12-31 0.09x 2.25x 0.91x 1.76x 16.10x
2021-12-31 0.26x 0.36x 0.90x 10.89x 2.42x
2020-12-31 0.24x 0.76x 0.90x 2.51x 4.23x
2019-12-31 16.26x 2.42x 0.90x 1.01x 17.26x
2018-12-31 122.26x 2.53x 0.90x 1.16x 21.47x
2017-12-31 0.18x 3.43x 0.91x 2.18x 25.14x
2016-12-31 0.45x 8.79x 0.93x 3.42x 61.55x
2015-12-31 0.51x 3.06x 0.90x 3.64x 32.67x
2014-12-31 0.17x 3.02x 0.93x 3.23x 18.71x
2013-12-31 0.14x 0.07x 0.92x 2.70x 0.60x
2012-12-31 0.11x 0.00x 0.91x 2.48x 0.00x
2011-12-31 0.13x 0.00x 0.91x 101.09x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 29, 2024 Ulrich E Keller Jr N/A Sale 25.00K $8.16 $204.00K
Dec 15, 2023 Ulrich E Keller Jr N/A Sale 30.00K $8.90 $267.00K
May 08, 2023 Elizabeth A Pagliarini N/A Purchase 5.61K $4.35 $24.40K
May 05, 2023 Diane M Rubin N/A Purchase 2.00K $4.65 $9.30K
May 03, 2023 Max Briggs N/A Purchase 10.00K $4.69 $46.90K
Mar 15, 2023 John Hakopian N/A Sale 29.86K $9.27 $276.77K
Mar 14, 2023 Christopher M Naghibi N/A Purchase 155.00 $9.62 $1.49K
Mar 14, 2023 Scott F Kavanaugh N/A Purchase 2.00K $9.61 $19.22K
Mar 13, 2023 John Hakopian N/A Sale 100.00K $7.96 $796.00K
Feb 28, 2023 Amy Djou N/A Sale 3.17K $15.15 $48.06K
Feb 02, 2023 Ulrich E Keller Jr N/A Sale 25.00K $16.36 $409.00K
Nov 29, 2022 Scott F Kavanaugh N/A Purchase 7.20K $13.84 $99.65K
Nov 28, 2022 Elizabeth A Pagliarini N/A Purchase 5.47K $13.71 $75.01K

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