FFIN

First Financial Bankshares Inc

FFIN.US ffin.com + Research + Basket
CIK 0000036029
Employees 1,500
Phone 325 627 7155
Fiscal year end December
IPO Nov 01, 1993
Address 400 Pine Street, Abilene, TX, United States, 79601
30.31
+0.11 (+0.36%)
USD · NASDAQ
52-week range
27.75
36.28
Trading at 30% of the 52-week range
Market Cap
4.33B
P/E Ratio
14.95
Forward P/E
24.57
Book Value
12.79
Div. Yield
2.73%
% Institutions
72.15%
% Insiders
3.62%

1 Year

-0.8%

3 Year

+35.3%

10 Year

+101.3%
Description

First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

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People

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Directors & Officers

Name Title Year Born
Mr. F. Scott Dueser Executive Chairman 1953
Mr. David W. Bailey CEO & President 1984
Ms. Michelle S. Hickox CPA Executive VP, CFO, Secretary & Treasurer 1968
Mr. Ronald D. Butler II Executive VP & Chief Administrative Officer 1961
Mr. Timothy Luke Longhofer Executive VP & Chief Credit Officer 1983
Mr. Timothy Brown Executive VP & Chief Information Officer 1966
Mr. J. Kyle McVey CPA Executive VP, Chief Accounting Officer & Investor Relations Director 1987
Mr. Mike Parker Executive VP & Chief Compliance Officer NA
Mr. Brian D. Goodrich Executive VP & General Counsel 1973
Ms. Violet Watson Griggs Senior Vice President of Marketing NA

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Mar 13, 2026 Murray Hamilton Edwards N/A Purchase 1.00K $29.32 $29.32K SEC
Mar 12, 2026 Geoff Haney N/A Purchase 1.50K $29.18 $43.77K SEC
Mar 12, 2026 Johnny Trotter N/A Purchase 1.00K $29.26 $29.26K SEC
Mar 09, 2026 Michelle S Hickox N/A Purchase 1.00K $29.50 $29.50K SEC
Mar 06, 2026 Sally Pope Davis N/A Purchase 1.80K $29.52 $53.14K SEC
Mar 05, 2026 Johnny Trotter N/A Purchase 4.00K $30.02 $120.08K SEC
Feb 20, 2026 Geoff Haney N/A Purchase 10.20K $33.18 $338.44K SEC
Feb 05, 2026 Murray Hamilton Edwards N/A Purchase 500.00 $34.18 $17.09K SEC
Feb 02, 2026 Robert Clark Nickles Jr N/A Purchase 629.00 $32.54 $20.47K SEC
Oct 31, 2025 Sally Pope Davis N/A Purchase 1.70K $30.73 $52.24K SEC
Oct 29, 2025 Robert Clark Nickles Jr N/A Purchase 653.00 $31.16 $20.35K SEC
Oct 28, 2025 Michelle S Hickox N/A Purchase 2.00K $31.15 $62.30K SEC
Jul 23, 2025 Robert Clark Nickles Jr N/A Purchase 550.00 $36.77 $20.22K SEC
Jun 17, 2025 Lisa C. McClain N/A Sale N/A $35.10 N/A —
Jun 13, 2025 Michael B Denny N/A Purchase 5.00K $36.02 $180.10K SEC
Jun 11, 2025 Lisa C. McClain N/A Purchase N/A $36.87 N/A —
May 29, 2025 Murray Hamilton Edwards N/A Purchase 300.00 $35.05 $10.52K SEC
Apr 30, 2025 Michael B Denny N/A Purchase 550.00 $33.42 $18.38K SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 18.23M Jun 30, 2026 12.72% $0.01 6.60%
Vanguard Portfolio Management, LLC 7.30M Jun 30, 2026 5.10% $0.01 1.41%
State Street Corp 6.76M Jun 30, 2026 4.71% $0.01 3.60%
Vanguard Capital Management, LLC 5.58M Jun 30, 2026 3.89% $0.00 -0.07%
Neuberger Berman Group LLC 4.48M Jun 30, 2026 3.13% $0.10 16.62%
Geode Capital Management, LLC 3.90M Jun 30, 2026 2.72% $0.01 5.91%
AQR Capital Management LLC 3.40M Jun 30, 2026 2.37% $0.04 56.92%
Kayne Anderson Rudnick Investment Management LLC 3.02M Jun 30, 2026 2.10% $0.32 -7.15%
Dimensional Fund Advisors, Inc. 2.86M Jun 30, 2026 1.99% $0.02 3.53%
Fuller & Thaler Asset Management Inc 2.55M Jun 30, 2026 1.78% $0.24 16.41%
The Goldman Sachs Group Inc 2.03M Jun 30, 2026 1.42% $0.01 17.08%
Morgan Stanley - Brokerage Accounts 2.02M Jun 30, 2026 1.41% $0.00 5.26%
Charles Schwab Investment Management Inc 1.76M Jun 30, 2026 1.23% $0.01 1.80%
Northern Trust Corp 1.71M Jun 30, 2026 1.19% $0.01 3.98%
NORGES BANK 1.40M Jun 30, 2026 0.98% $0.00 -18.49%
Bank of New York Mellon Corp 1.15M Jun 30, 2026 0.80% $0.01 -0.48%
Amvescap Plc. 1.01M Jun 30, 2026 0.70% $0.00 -22.86%
Champlain Investment Partners, LLC 976.43K Jun 30, 2026 0.68% $0.87 -16.77%
Excelsior Advisor Network LLC 971.81K Jun 30, 2026 0.68% $4.43 314.61%
Vanguard Fiduciary Trust Co 895.73K Jun 30, 2026 0.63% $0.01 -1.47%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 4.65M 3.24% ▼ 0.04% Sep 30, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 3.90M 2.72% ▲ 0.46% Sep 30, 2026
3 iShares Russell 2000 ETF 3.55M 2.48% ▲ 1.02% Sep 30, 2026
4 Vanguard Small Cap Index 2.74M 1.91% ▼ 2.41% Sep 30, 2026
5 Neuberger Genesis Inv 2.51M 1.75% ▼ 5.74% Sep 30, 2026
6 FullerThaler Behavioral Sm-Cp Eq R6 1.80M 1.26% ▲ 4.25% Jun 30, 2026
7 Vanguard MStar Small Cap Value Index 1.78M 1.25% ▲ 0.28% Sep 30, 2026
8 Fidelity Small Cap Index 1.47M 1.02% ▲ 0.76% Jul 31, 2026
9 State Street® SPDR® S&PRgnllBkgETF 1.16M 0.81% ▲ 3.07% Sep 30, 2026
10 State Street® SPDR® S&P MIDCAP 400® ETF 964.39K 0.67% ▲ 1.14% Sep 30, 2026

Financial Highlights

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Market Cap: $4.33B
P/E Ratio: $14.95
PEG Ratio: $2.55
Book Value: $12.79
Dividend/Share: $0.82
Dividend Yield: 2.73%
Earnings/Share: $2.02
Profit Margin: 43.28%
Operating Margin: 56.87%
ROA (TTM): 1.94%
ROE (TTM): 15.89%
Revenue (TTM): $672.48M
Revenue/Share (TTM): $4.69
Earnings Growth (YOY): 44.00%
Revenue Growth (YOY): 25.80%

Valuation Metrics

Enterprise Value: $3.92B
Trailing P/E: 14.95
Forward P/E: 24.57

Shares Statistics

Shares Outstanding: 143.40M
Shares Float: 137.81M
% Insiders: 3.62%
% Institutions: 72.15%
Short % Float: 8.57%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$825.80M
Cost of Goods Sold
adjust
$-232.69M
Gross Profit
subtotal
$593.11M
SG&A
adjust
$-211.56M
Other Operating Expense
adjust
$-71.94M
Operating Income
subtotal
$309.61M
Other / Non-Operating Items
adjust
$-56.02M
Net Income
subtotal
$253.59M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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