Stock Fundamentals

Company Information

Company Name
First Financial Bancorp
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US3202091092
CIK: 0000708955
CUSIP: 320209109
Currency: USD
Full Time Employees: 2,319
Phone: 877-322-9530
Fiscal Year End: December
IPO Date: Mar 26, 1990
Description:

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Address:

255 East Fifth Street, Cincinnati, OH, United States, 45202

Directors & Officers

Name Title Year Born
Mr. Archie M. Brown Jr. President, CEO & Director 1961
Mr. James Michael Anderson Executive VP, CFO & COO 1972
Ms. Karen Ball Woods J.D. Executive VP, General Counsel, Chief Administrative Officer & Corporate Secretary 1968
Mr. Richard S. Dennen CPA Executive VP & Chief Corporate Banking Officer 1967
Ms. Amanda N. Neeley Executive VP and Chief Consumer Banking & Strategy Officer 1981
Mr. Gregory A. Harris President of Yellow Cardinal Advisory Group 1970
Mr. Roddell McCullough Chief Responsibility Officer NA
Mr. William R. Harrod Executive VP & Chief Credit Officer 1968
Mr. James R. Shank Chief Internal Auditor NA
Ms. Ann Davis Mortgage Lending President NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 27, 2026 James R Shank N/A Sale 320.00 $28.24 $9.04K
Feb 13, 2026 Karen B Woods N/A Sale 10.00K $30.28 $302.80K
Feb 04, 2026 Richard S Dennen N/A Sale 20.00K $30.20 $604.00K
Feb 02, 2026 Gregory A Harris N/A Sale 1.82K $29.43 $53.59K
Dec 16, 2025 Archie M Brown N/A Sale 11.50K $26.80 $308.20K
Dec 16, 2025 Archie M Brown N/A Sale 11.50K $26.80 $308.20K
Sep 30, 2025 Anne L Arvia N/A Purchase 618.00 $25.25 $15.60K
Aug 22, 2025 Thomas Murray Obrien N/A Sale 7.38K $26.54 $195.94K
Aug 14, 2025 Archie M Brown N/A Sale 12.50K $24.79 $309.88K
May 30, 2025 Dawn C Morris N/A Sale 787.00 $24.15 $19.01K
May 01, 2025 Dawn C Morris N/A Sale 880.00 $23.38 $20.57K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 15.20M Mar 31, 2026 14.49% $0.01 1.04%
Vanguard Group Inc 10.93M Dec 31, 2025 10.42% $0.00 2.01%
Dimensional Fund Advisors, Inc. 6.62M Mar 31, 2026 6.31% $0.04 0.58%
State Street Corp 5.53M Mar 31, 2026 5.27% $0.01 12.40%
Delaware Management Holdings Inc 5.48M Mar 31, 2026 5.22% $0.26 -7.03%
Fort Washington Investment Advisors Inc 2.75M Mar 31, 2026 2.62% $0.42 0.00%
Geode Capital Management, LLC 2.64M Mar 31, 2026 2.51% $0.00 5.41%
First Trust Advisors L.P. 2.04M Mar 31, 2026 1.95% $0.04 557.54%
JPMorgan Chase & Co 1.90M Mar 31, 2026 1.81% $0.00 -7.47%
Fuller & Thaler Asset Management Inc 1.82M Mar 31, 2026 1.73% $0.17 -50.05%
Victory Capital Management Inc. 1.51M Mar 31, 2026 1.44% $0.03 21.26%
Charles Schwab Investment Management Inc 1.37M Mar 31, 2026 1.30% $0.01 2.32%
Bahl & Gaynor Inc. 1.36M Mar 31, 2026 1.29% $0.19 61.77%
Northern Trust Corp 1.33M Mar 31, 2026 1.27% $0.00 4.73%
Morgan Stanley - Brokerage Accounts 1.24M Mar 31, 2026 1.18% $0.00 10.63%
Bank of America Corp 1.24M Mar 31, 2026 1.18% $0.00 29.00%
Vaughan Nelson Scarbrgh & Mccullough LP 1.22M Mar 31, 2026 1.16% $0.34 0.00%
Wellington Management Company LLP 1.21M Mar 31, 2026 1.16% $0.01 0.00%
Bank of New York Mellon Corp 1.18M Mar 31, 2026 1.13% $0.01 -0.47%
Brown Advisory Holdings Inc 1.07M Mar 31, 2026 1.02% $0.05 0.00%

Shares Statistics

Shares Outstanding: 104.93M
Shares Float: 103.69M
% Insiders: 101.60%
% Institutions: 8,554.10%
Short % Float: 4.33%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 6.30M 6.01% ▲ 0.02% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 3.17M 3.02% ▲ 0.37% Apr 30, 2026
3 iShares Russell 2000 ETF 2.54M 2.42% ▲ 0.85% Apr 30, 2026
4 Vanguard Small Cap Index 2.29M 2.18% ▼ 0.19% Apr 30, 2026
5 Delaware Sm-Cap Val Eq 2.19M 2.08% ▼ 5.48% Mar 31, 2026
6 Nomura Small Cap Value A 2.19M 2.08% ▲ 0.00% Mar 31, 2026
7 FullerThaler Behavioral Sm-Cp Eq R6 1.73M 1.65% ▲ 0.00% Dec 31, 2025
8 FullerThaler Behavioral Small-Cap Equity 1.73M 1.65% ▲ 0.00% Dec 31, 2025
9 FullerThaler Beh Small-Cap Equity SMA 1.73M 1.65% ▲ 0.00% Dec 31, 2025
10 Nomura Small Cap Core I 1.70M 1.62% ▼ 3.08% Mar 31, 2026

Valuation Metrics

Enterprise Value: $3.06B
Trailing P/E: 10.76
Forward P/E: 9.15

Financial Highlights

Market Cap: $3.20B
P/E Ratio: $10.76
PEG Ratio: $1.12
Book Value: $28.02
Dividend/Share: $0.99
Dividend Yield: 3.30%
Earnings/Share: $2.83
Profit Margin: 30.39%
Operating Margin: 37.32%
ROA (TTM): 1.35%
ROE (TTM): 10.25%
Revenue (TTM): $917.19M
Revenue/Share (TTM): $9.40
Earnings Growth (YOY): 31.50%
Revenue Growth (YOY): 32.30%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.28x 0.43x 0.87x 0.89x 3.46x
2024-12-31 0.26x 0.45x 0.87x 0.69x 3.59x
2023-12-31 0.31x 0.56x 0.87x 1.16x 3.59x
2022-12-31 0.29x 0.80x 0.88x 3.67x 5.82x
2021-12-31 0.35x 0.32x 0.86x 7.75x 2.60x
2020-12-31 0.29x 0.41x 0.86x 2.69x 4.18x
2019-12-31 0.27x 0.77x 0.85x 1.97x 6.38x
2018-12-31 0.28x 0.78x 0.85x 2.35x 6.76x
2017-12-31 0.21x 1.00x 0.90x 2.35x 7.25x
2016-12-31 0.18x 1.07x 0.90x 3.93x 6.45x
2015-12-31 0.20x 1.31x 0.90x 4.77x 8.52x
2014-12-31 0.16x 0.92x 0.89x 4.94x 6.66x
2013-12-31 0.23x 1.26x 0.89x 4.00x 10.53x
2012-12-31 0.25x 1.07x 0.89x 3.76x 6.38x
2011-12-31 0.37x 0.34x 0.89x 2.34x 2.06x
2010-12-31 0.11x 0.23x 0.89x 2.35x 1.00x
2009-12-31 0.15x 0.71x 0.90x 7.82x 1.03x
2008-12-31 0.08x 1.30x 0.91x 0.50x 11.27x
2007-12-31 0.08x 0.56x 0.92x 0.61x 2.51x
2006-12-31 0.09x 0.62x 0.91x 0.38x 4.54x
2005-12-31 0.09x 1.28x 0.92x 0.64x 7.11x
2004-12-31 0.09x 1.41x 0.91x 1.07x 7.54x
2003-12-31 0.09x 1.61x 0.91x 0.87x 7.89x
2002-12-31 0.09x 1.04x 0.90x 0.90x 4.86x
2001-12-31 0.10x 0.91x 0.90x 0.52x 4.70x
2000-12-31 0.08x 0.88x 0.90x 0.60x 3.90x
1999-12-31 0.09x 1.46x 0.91x 0.65x 6.34x
1998-12-31 0.07x 0.43x 0.90x 0.69x 1.82x
1997-12-31 0.08x 0.18x 0.89x 0.71x 0.69x
1996-12-31 0.08x 0.36x 0.89x 0.70x 1.75x
1995-12-31 0.08x 0.25x 0.89x 0.72x 1.15x
1994-12-31 0.08x 0.63x 0.90x 0.77x 2.82x
1993-12-31 0.08x 0.17x 0.90x 0.66x 0.78x
1992-12-31 0.07x 0.18x 0.91x 0.44x 0.92x
1991-12-31 0.06x 0.18x 0.92x 0.28x 1.02x
1990-12-31 N/A N/A N/A N/A 0.00x
1989-12-31 N/A N/A N/A N/A 0.00x
1988-12-31 N/A N/A N/A N/A 0.00x
1987-12-31 N/A N/A N/A N/A 0.00x
1986-12-31 N/A N/A N/A N/A 0.00x
1985-12-31 N/A N/A N/A N/A 0.00x

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