Stock Fundamentals

Company Information

Company Name
First Citizens BancShares, Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US31946M1036
CIK: 0000798941
CUSIP: 31946M202
Currency: USD
Full Time Employees: 17,876
Phone: 919 716 7000
Fiscal Year End: December
IPO Date: Feb 25, 1992
Description:

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

Address:

4300 Six Forks Road, Raleigh, NC, United States, 27609

Directors & Officers

Name Title Year Born
Mr. Frank Brown Holding Jr. Chairman & CEO 1961
Ms. Hope Holding Bryant Vice Chairwoman 1963
Mr. Peter McDonald Bristow President & Director 1966
Mr. Craig Lockwood Nix CPA Chief Financial Officer 1972
Mr. Gregory L. Smith Chief Information & Operations Officer 1965
Ms. Deanna W. Hart Senior Vice President of Investor Relations 1978
Mr. Matthew G. T. Martin General Counsel & Corporate Secretary 1980
Ms. Barbara Thompson Director of Corporate Communications & Brand Marketing NA
Mr. West Ludwig Chief Human Resources Officer 1969
Mr. Jeffery L. Ward Chief Strategy Officer 1961

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 26, 2026 Thomas H. Kean, Jr. N/A Sale N/A $1.90K N/A
Mar 19, 2026 Frank B Holding Jr N/A Purchase 92.00 $1.55K $142.60K
Mar 19, 2026 Frank B Holding Jr N/A Purchase 4.00 $1.55K $6.20K
Mar 17, 2026 Frank B Holding Jr N/A Purchase 2.00 $1.55K $3.10K
Mar 13, 2026 Frank B Holding Jr N/A Purchase 134.00 $1.55K $207.70K
Mar 13, 2026 Frank B Holding Jr N/A Purchase 15.00 $1.55K $23.25K
Mar 05, 2026 Ralph Mattox Snow III N/A Purchase 11.00 $1.94K $21.39K
Feb 05, 2026 Thomas H. Kean, Jr. N/A Purchase N/A $2.12K N/A
Nov 26, 2025 Frank B Holding Jr N/A Purchase 135.00 $1.63K $220.01K
Nov 13, 2025 Ellen R Alemany N/A Purchase 300.00 $1.00K $300.00K
Nov 13, 2025 Ro Khanna N/A Purchase N/A $1.82K N/A
Aug 07, 2025 Frank B Holding Jr N/A Purchase 600.00 $1.70K $1.02M
Aug 07, 2025 Hope Holding Bryant N/A Purchase 409.00 $1.63K $666.67K
Aug 07, 2025 Olivia Britton Holding N/A Purchase 409.00 $1.63K $666.67K
Aug 05, 2025 Ralph Mattox Snow III N/A Purchase 10.00 $1.89K $18.89K
Jul 29, 2025 Olivia Britton Holding N/A Purchase 66.00 $1.74K $114.51K
May 02, 2025 Frank B Holding Jr N/A Purchase 350.00 $1.61K $563.50K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.00M Mar 31, 2026 8.67% $0.03 -12.03%
Harris Associates L.P. 948.10K Mar 31, 2026 8.18% $2.38 2.06%
Vanguard Group Inc 839.41K Dec 31, 2025 7.24% $0.03 -5.10%
Dodge & Cox 393.09K Mar 31, 2026 3.39% $0.41 1,145.29%
Vanguard Capital Management, LLC 387.41K Mar 31, 2026 3.34% $0.02 0.00%
Vanguard Portfolio Management, LLC 348.72K Mar 31, 2026 3.01% $0.03 0.00%
JPMorgan Chase & Co 264.61K Mar 31, 2026 2.28% $0.03 -25.30%
State Street Corp 223.04K Mar 31, 2026 1.92% $0.01 0.19%
Geode Capital Management, LLC 180.97K Mar 31, 2026 1.56% $0.02 -0.28%
Coatue Management LLC 139.50K Mar 31, 2026 1.20% $0.90 0.00%
Morgan Stanley - Brokerage Accounts 137.44K Mar 31, 2026 1.19% $0.02 11.70%
FMR Inc 134.67K Mar 31, 2026 1.16% $0.01 0.02%
Hotchkis & Wiley Capital Management LLC 132.83K Mar 31, 2026 1.15% $0.77 38.15%
Dimensional Fund Advisors, Inc. 125.95K Mar 31, 2026 1.09% $0.05 1.52%
UBS Asset Mgmt Americas Inc 122.03K Mar 31, 2026 1.05% $0.05 -0.23%
Allspring Global Investments Holdings, LLC 91.88K Mar 31, 2026 0.79% $0.29 20.75%
Brown Advisory Holdings Inc 87.12K Mar 31, 2026 0.75% $0.27 -6.94%
Reinhart Mahoney Capital Management Inc 78.30K Mar 31, 2026 0.68% $4.24 0.62%
First Citizens Bank & Trust Co 76.64K Mar 31, 2026 0.66% $3.04 -2.32%
Bank of America Corp 75.62K Mar 31, 2026 0.65% $0.01 -1.24%

Shares Statistics

Shares Outstanding: 10.58M
Shares Float: 8.43M
% Insiders: 2,474.60%
% Institutions: 7,052.30%
Short % Float: 6.42%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 UBS: Global Equity 365.37K 3.15% ▲ 15.61% Dec 31, 2025
2 Dodge & Cox Stock I 300.70K 2.60% ▲ 1,362.83% Mar 31, 2026
3 Oakmark Investor 296.50K 2.56% ▲ 0.00% Mar 31, 2026
4 Vanguard Windsor II Inv 285.25K 2.46% ▲ 37.83% Mar 31, 2026
5 Vanguard Total Stock Mkt Idx Inv 261.74K 2.26% ▲ 0.23% Apr 30, 2026
6 Oakmark Select Investor 256.01K 2.21% ▼ 3.76% Mar 31, 2026
7 Vanguard Small Cap Index 188.90K 1.63% ▼ 0.22% Apr 30, 2026
8 BlackRock Equity Dividend Instl 151.04K 1.30% ▼ 0.94% Apr 30, 2026
9 Vanguard Small Cap Value Index Inv 121.34K 1.05% ▲ 0.72% Apr 30, 2026
10 Vanguard Institutional Extnd Mkt Idx Tr 109.78K 0.95% ▲ 1.02% Apr 30, 2026

Valuation Metrics

Enterprise Value: $37.22B
Trailing P/E: 12.17
Forward P/E: 13.00

Financial Highlights

Market Cap: $24.43B
P/E Ratio: $12.17
PEG Ratio: $1.30
Book Value: $1.74K
Dividend/Share: $8.10
Dividend Yield: 0.38%
Earnings/Share: $173.33
Profit Margin: 24.69%
Operating Margin: 34.19%
ROA (TTM): 0.97%
ROE (TTM): 10.18%
Revenue (TTM): $9.14B
Revenue/Share (TTM): $726.06
Earnings Growth (YOY): 23.60%
Revenue Growth (YOY): 4.90%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.03x 1.62x 0.90x 0.60x 10.58x
2024-12-31 0.38x 1.67x 0.90x 0.69x 9.95x
2023-12-31 0.39x 1.77x 0.90x 3.28x 3.13x
2022-12-31 0.15x 0.87x 0.91x 2.92x 4.43x
2021-12-31 0.54x 0.03x 0.02x 11.49x 2.23x
2020-12-31 0.18x 0.03x 0.02x 6.44x 1.67x
2019-12-31 0.07x 0.03x 0.02x 6.39x 1.48x
2018-12-31 0.19x 0.25x 0.90x 13.66x 1.41x
2017-12-31 0.30x 0.47x 0.90x 12.41x 2.37x
2016-12-31 0.33x 0.47x 0.91x 8.15x 3.10x
2015-12-31 16.31x 0.52x 0.91x 7.50x 3.35x
2014-12-31 0.36x 0.42x 0.91x 4.04x 3.98x
2013-12-31 0.37x 0.49x 0.90x 4.74x 2.98x
2012-12-31 0.34x 0.54x 0.91x 2.19x 3.76x
2011-12-31 0.28x 0.70x 0.91x 2.15x 3.47x
2010-12-31 0.09x 0.78x 0.92x 1.56x 3.70x
2009-12-31 0.09x 0.88x 0.92x 0.80x 5.68x
2008-12-31 0.05x 0.96x 0.91x 0.44x 7.05x
2007-12-31 0.06x 1.19x 0.91x 0.40x 7.86x
2006-12-31 0.07x 1.18x 0.92x 0.55x 6.29x
2005-12-31 0.06x 1.01x 0.92x 0.82x 5.25x
2004-12-31 0.06x 0.67x 0.92x 0.93x 4.13x
2003-12-31 0.07x 0.70x 0.92x 0.78x 4.02x
2002-12-31 0.07x 0.74x 0.92x 0.67x 3.43x
2001-12-31 0.07x 1.01x 0.93x 0.40x 4.62x
2000-12-31 0.08x 0.97x 0.92x 0.46x 3.97x
1999-12-31 0.07x 0.78x 0.92x 0.46x 3.06x
1998-12-31 0.06x 0.86x 0.93x 0.38x 3.56x
1997-12-31 0.06x 0.99x 0.93x 0.41x 4.29x
1996-12-31 0.06x 0.64x 0.92x 0.41x 2.83x
1995-12-31 0.07x 0.72x 0.93x 0.39x 2.90x
1994-12-31 0.08x 0.65x 0.93x 0.53x 2.32x
1993-12-31 0.07x 0.61x 0.94x 0.61x 2.00x
1992-12-31 0.07x 0.57x 0.94x 0.45x 2.11x
1991-12-31 0.08x 0.96x 0.95x 0.18x 4.65x
1990-12-31 0.09x 0.71x 0.95x 0.20x 3.22x

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