Stock Fundamentals

Company Information

Company Name
First Commonwealth Financial
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US3198291078
CIK: 0000712537
CUSIP: 319829107
Currency: USD
Full Time Employees: 1,592
Phone: 724 349 7220
Fiscal Year End: December
IPO Date: Jan 19, 1992
Description:

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

Address:

601 Philadelphia Street, Indiana, PA, United States, 15701

Directors & Officers

Name Title Year Born
Mr. Thomas Michael Price President, CEO & Director 1963
Mr. James R. Reske CFA Executive VP, CFO & Treasurer 1964
Mr. Michael P. McCuen Chief Banking Officer, EVP & Chief Lending Officer 1963
Mr. Ryan Lysaght Gorney Executive VP & Chief Information Officer 1981
Mr. Ryan M. Thomas Vice President / Finance and Investor Relations 1981
Mr. Matthew C. Tomb J.D. Executive VP, General Counsel & Secretary 1977
Ms. Kristine N. Levan SVP & Chief Marketing and Experience Officer NA
Ms. Carrie L. Riggle Executive Vice President of Human Resources 1970
Ms. Linda D. Metzmaier Executive VP & Chief Risk Officer NA
Mr. Rob Boyer President of Equipment Finance Group NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 06, 2026 James R Reske N/A Sale 2.07K $17.86 $37.01K
Mar 05, 2026 James R Reske N/A Sale 2.07K $17.58 $36.43K
Feb 06, 2026 Jane Grebenc N/A Sale 18.60K $18.85 $350.57K
Feb 03, 2026 Todd D Brice N/A Purchase 1.00K $18.23 $18.23K
Jan 05, 2026 James R Reske N/A Sale 2.07K $16.74 $34.69K
Dec 05, 2025 James R Reske N/A Sale 1.97K $16.52 $32.46K
Nov 21, 2025 Michael P Mccuen N/A Purchase 3.09K $16.19 $50.03K
Nov 07, 2025 James R Reske N/A Sale 1.52K $15.55 $23.60K
Nov 03, 2025 Todd D Brice N/A Purchase 1.00K $15.27 $15.27K
Oct 06, 2025 James R Reske N/A Sale 2.19K $16.99 $37.21K
Sep 08, 2025 James R Reske N/A Sale 2.19K $17.74 $38.85K
Sep 03, 2025 Michael P Mccuen N/A Purchase 2.83K $17.67 $49.94K
Aug 06, 2025 James R Reske N/A Sale 2.19K $16.66 $36.49K
May 13, 2025 Todd D Brice N/A Purchase 7.00K $16.09 $112.63K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 14.73M Mar 31, 2026 14.48% $0.00 -1.00%
Vanguard Group Inc 11.43M Dec 31, 2025 11.24% $0.00 -0.78%
Dimensional Fund Advisors, Inc. 6.36M Mar 31, 2026 6.26% $0.02 -0.11%
State Street Corp 4.92M Mar 31, 2026 4.84% $0.00 1.31%
Franklin Resources Inc 4.25M Mar 31, 2026 4.18% $0.02 8.88%
Fuller & Thaler Asset Management Inc 2.72M Mar 31, 2026 2.68% $0.16 -45.95%
Geode Capital Management, LLC 2.51M Mar 31, 2026 2.47% $0.00 1.70%
Mariner Wealth Advisors LLC 2.05M Mar 31, 2026 2.02% $0.04 -0.32%
American Century Companies Inc 1.69M Mar 31, 2026 1.67% $0.02 -1.40%
Charles Schwab Investment Management Inc 1.34M Mar 31, 2026 1.31% $0.00 -69.46%
Wellington Management Company LLP 1.33M Mar 31, 2026 1.31% $0.00 43.24%
Morgan Stanley - Brokerage Accounts 1.22M Mar 31, 2026 1.20% $0.00 -8.37%
Northern Trust Corp 1.19M Mar 31, 2026 1.18% $0.00 2.50%
Waldron, LP 1.15M Mar 31, 2026 1.13% $0.79 0.01%
Two Sigma Investments LLC 1.08M Mar 31, 2026 1.07% $0.02 117.94%
Bank of New York Mellon Corp 1.08M Mar 31, 2026 1.06% $0.00 -3.70%
First Commonwealth Financial Corp 995.83K Mar 31, 2026 0.98% $2.79 -1.78%
Qube Research & Technologies 918.38K Mar 31, 2026 0.90% $0.02 196.07%
BARTLETT & Co WEALTH MANAGEMENT LLC 778.46K Mar 31, 2026 0.77% $0.18 -0.09%
The Goldman Sachs Group Inc 730.58K Mar 31, 2026 0.72% $0.00 45.50%

Shares Statistics

Shares Outstanding: 101.68M
Shares Float: 98.92M
% Insiders: 171.10%
% Institutions: 7,893.50%
Short % Float: 3.37%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 6.25M 6.15% ▲ 0.02% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 3.11M 3.06% ▲ 0.00% Apr 30, 2026
3 Franklin Small Cap Value SMA Composite 2.41M 2.38% ▲ 2,713,329.21% Mar 31, 2026
4 Franklin US Small Cap Value Equity 2.41M 2.38% ▲ 0.00% Mar 31, 2026
5 iShares Russell 2000 ETF 2.41M 2.37% ▲ 0.85% Apr 30, 2026
6 Franklin Small Cap Value A 2.31M 2.27% ▼ 4.54% Apr 30, 2026
7 Vanguard Small Cap Index 2.25M 2.21% ▼ 0.06% Apr 30, 2026
8 FullerThaler Beh Small-Cap Equity SMA 1.92M 1.88% ▲ 0.00% Dec 31, 2025
9 FullerThaler Behavioral Small-Cap Equity 1.92M 1.88% ▲ 0.00% Dec 31, 2025
10 FullerThaler Behavioral Sm-Cp Eq R6 1.92M 1.88% ▲ 0.00% Dec 31, 2025

Valuation Metrics

Enterprise Value: $1.74B
Trailing P/E: 12.26
Forward P/E: 10.86

Financial Highlights

Market Cap: $1.89B
P/E Ratio: $12.26
PEG Ratio: $1.46
Book Value: $15.33
Dividend/Share: $0.55
Dividend Yield: 2.87%
Earnings/Share: $1.52
Profit Margin: 31.70%
Operating Margin: 41.85%
ROA (TTM): 1.31%
ROE (TTM): 10.48%
Revenue (TTM): $495.72M
Revenue/Share (TTM): $4.80
Earnings Growth (YOY): 14.90%
Revenue Growth (YOY): 9.10%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.37x 0.35x 0.87x 0.96x 2.65x
2024-12-31 0.13x 0.24x 0.88x 0.80x 1.84x
2023-12-31 0.12x 0.59x 0.89x 1.37x 3.87x
2022-12-31 0.11x 0.53x 0.89x 9.03x 3.24x
2021-12-31 0.18x 0.29x 0.88x 11.30x 1.74x
2020-12-31 0.16x 0.33x 0.88x 2.74x 3.44x
2019-12-31 0.15x 0.41x 0.87x 2.36x 3.09x
2018-12-31 0.15x 0.93x 0.88x 3.32x 6.44x
2017-12-31 0.13x 0.90x 0.88x 4.76x 7.06x
2016-12-31 0.15x 1.27x 0.89x 4.59x 10.28x
2015-12-31 0.17x 2.21x 0.89x 4.55x 20.21x
2014-12-31 0.26x 1.77x 0.89x 3.36x 16.69x
2013-12-31 0.27x 1.18x 0.89x 2.61x 12.36x
2012-12-31 0.26x 0.85x 0.88x 1.88x 9.86x
2011-12-31 0.25x 0.69x 0.87x 0.36x 21.75x
2010-12-31 0.01x 0.49x 0.87x 0.38x 10.78x
2009-12-31 0.02x 1.75x 0.90x -0.53x -30.94x
2008-12-31 0.02x 2.17x 0.90x 0.36x 23.55x
2007-12-31 0.02x 1.42x 0.90x 0.31x 14.06x
2006-12-31 0.02x 1.82x 0.91x 0.37x 14.77x
2005-12-31 0.02x 2.73x 0.91x 0.51x 17.29x
2004-12-31 0.02x 3.34x 0.91x 0.38x 34.28x
2003-12-31 0.02x 3.37x 0.92x 0.66x 19.59x
2002-12-31 0.02x 2.61x 0.91x 0.43x 17.49x
2001-12-31 0.03x 2.68x 0.92x 0.39x 13.55x
2000-12-31 0.03x 2.78x 0.92x 0.35x 13.44x
1999-12-31 0.03x 1.48x 0.93x 0.48x 5.29x
1998-12-31 0.03x 0.40x 0.91x 0.31x 2.60x
1997-12-31 0.04x 0.57x 0.90x 0.46x 3.19x
1996-12-31 0.03x 0.57x 0.90x 0.49x 2.51x
1995-12-31 0.04x 0.48x 0.89x 0.46x 2.84x
1994-12-31 0.04x 0.90x 0.90x 0.62x 4.20x
1993-12-31 0.03x 0.92x 0.90x 0.56x 4.62x
1992-12-31 0.07x 0.31x 0.90x 0.45x 1.69x

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