Stock Fundamentals

Company Information

Company Name
The First Bancshares, Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US3189161033
CIK: 0000947559
CUSIP: 318916103
Currency: USD
Full Time Employees: 1,051
Phone: 601 268 8998
Fiscal Year End: December
IPO Date: Jan 02, 2003
Description:

As of April 1, 2025, The First Bancshares, Inc. was acquired by Renasant Corporation. The First Bancshares, Inc. operates as the bank holding company for The First Bank that provides general commercial and retail banking services. The company operates through three segments: Commercial/Retail Bank, Mortgage Banking Division, and Holding Company. It offers deposit services, including checking, NOW accounts, and savings accounts; other time deposits, such as daily money market accounts and longer-term certificates of deposit; and individual retirement and health savings accounts. The company also provides commercial loans comprising secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans consisting of equity lines of credit, as well as secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. In addition, it originates loans to purchase existing residential homes, construct new homes, and to refinance existing mortgages; and provides financial and wealth management services. Further, the company provides online internet banking services, automated teller machines, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, merchant services, mobile deposits, direct deposit of payroll and social security checks, automatic drafts for various accounts, and credit card services. It serves small to medium-sized businesses, professional concerns, individuals, associations, organizations, and governmental authorities. The company operates full-service banking and financial service offices, motor bank facility, and loan production offices in Mississippi, Alabama, Florida, Georgia, and Louisiana. The First Bancshares, Inc. was incorporated in 1995 and is headquartered in Hattiesburg, Mississippi.

Address:

6480 U.S. Highway 98 West, Hattiesburg, MS, United States, 39402

Directors & Officers

Name Title Year Born
Dawn Ard Compliance Officer & Compliance Officer of The First, A National Banking Association NA
Ms. Marsie White Vice President of Human Resource NA
Mr. George Lee Noonan Executive VP & Chief Credit Officer NA
Ms. Chandra B. Kidd VP & Corporate Secretary NA
Mr. Douglas Eric Waldron President of Northern Region - The First, A National Banking Association NA
Ms. Carol M. Daniel Credit Administrator of The First, A National Banking Association NA
Mr. Hayden Mitchell Chief Retail Banking Officer & Executive VP of The First, A National Banking Association NA
Mr. David A. Bush Executive Vice President of Private Banking - The First, A National Banking Association NA
Mr. W. Wade Neth President of Alabama Region, First A National Banking Assn. NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
May 23, 2023 Diana Renee Moore N/A Purchase 500.00 $25.45 $12.73K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 2.70M Mar 31, 2025 8.64% $0.00 -5.80%
T. Rowe Price Investment Management,Inc. 2.06M Mar 31, 2025 6.59% $0.05 13.04%
Dimensional Fund Advisors, Inc. 1.64M Mar 31, 2025 5.25% $0.01 2.68%
Vanguard Group Inc 1.63M Mar 31, 2025 5.20% $0.00 1.53%
AllianceBernstein L.P. 1.03M Dec 31, 2024 3.30% $0.01 2.75%
Magnetar Financial LLC 755.56K Dec 31, 2024 2.42% $0.61 2.46%
State Street Corp 683.76K Mar 31, 2025 2.19% $0.00 -28.05%
Citigroup Inc 677.65K Mar 31, 2025 2.17% $0.01 1.21%
Geode Capital Management, LLC 673.40K Mar 31, 2025 2.16% $0.00 -0.74%
Cnh Partners, LLC 562.05K Dec 31, 2024 1.80% $0.43 20.21%
Qube Research & Technologies 519.35K Mar 31, 2025 1.66% $0.02 -4.46%
Gardner Lewis Asset Management L P 455.48K Mar 31, 2025 1.46% $3.71 26.33%
American Century Companies Inc 405.57K Mar 31, 2025 1.30% $0.01 -1.38%
Susquehanna International Group, LLP 376.55K Dec 31, 2024 1.21% $0.00 436.71%
JPMorgan Chase & Co 337.00K Mar 31, 2025 1.08% $0.00 -25.93%
Manufacturers Life Insurance Co 310.79K Mar 31, 2025 0.99% $0.01 0.38%
Northern Trust Corp 291.03K Dec 31, 2024 0.93% $0.00 7.54%
Virtu Financial LLC 264.46K Mar 31, 2025 0.85% $0.49 1,904.11%
Omers Administration Corp 261.60K Mar 31, 2025 0.84% $0.08 21.50%
Westchester Capital Management LLC 256.75K Dec 31, 2024 0.82% $0.49 0.00%

Shares Statistics

Shares Outstanding: 31.24M
Shares Float: 29.30M
% Insiders: 630.30%
% Institutions: 7,474.50%
Short % Float: 1.43%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 T. Rowe Price Small-Cap Stock 912.37K 2.92% ▲ 14.21% Mar 31, 2025
2 T. Rowe Price US Small-Cap Core Equity 912.37K 2.92% ▲ 14.13% Mar 31, 2025
3 Vanguard Total Stock Mkt Idx Inv 888.62K 2.84% ▲ 0.85% Mar 31, 2025
4 T. Rowe Price Instl Small-Cap Stock 487.77K 1.56% ▲ 16.49% Mar 31, 2025
5 Vanguard Institutional Extnd Mkt Idx Tr 443.35K 1.42% ▲ 2.83% Mar 31, 2025
6 T. Rowe Price U.S. SC Core Eq Tr-D 442.59K 1.42% ▲ 7.46% Mar 31, 2025
7 DFA US Small Cap Value I 396.66K 1.27% ▲ 0.00% Mar 31, 2025
8 Fidelity Small Cap Index 303.91K 0.97% ▲ 0.00% Feb 28, 2025
9 RMB Mendon Financial Services A 250.00K 0.80% ▲ 0.00% Mar 31, 2025
10 DFA US Targeted Value I 243.90K 0.78% ▲ 0.00% Mar 31, 2025

Valuation Metrics

Enterprise Value: $1.18B
Trailing P/E: 13.86
Forward P/E: 12.53

Financial Highlights

Market Cap: $1.06B
P/E Ratio: $13.86
PEG Ratio: $0.00
Book Value: $32.27
Dividend/Share: $1.00
Dividend Yield: 2.96%
Earnings/Share: $2.44
Profit Margin: 27.61%
Operating Margin: 51.32%
ROA (TTM): 0.96%
ROE (TTM): 7.90%
Revenue (TTM): $279.64M
Revenue/Share (TTM): $8.88
Earnings Growth (YOY): 64.70%
Revenue Growth (YOY): 19.00%

Stock Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2024-12-31 8.40x 0.33x 0.87x -1.80x -1.43x
2023-12-31 17.48x 0.14x 0.88x -0.39x 13.77x
2022-12-31 11.13x 0.44x 0.90x 3.78x -43.02x
2021-12-31 336.98x 0.22x 0.89x 4.24x -63.42x
2020-12-31 154.23x 0.41x 0.87x 2.25x 84.43x
2019-12-31 378.29x 0.94x 0.86x 2.37x -73.74x
2018-12-31 0.00x 0.22x 0.88x 2.80x -5.32x
2017-12-31 0.39x 0.94x 0.88x 2.72x -166.32x
2016-12-31 3,179.46x 0.85x 0.88x 3.49x -88.65x
2015-12-31 3,429.64x 1.17x 0.91x 4.05x -92.22x
2014-12-31 2,458.52x 1.04x 0.91x 3.36x -76.66x
2013-12-31 1,600.53x 0.73x 0.91x 2.40x -52.32x
2012-12-31 2,185.80x 0.71x 0.91x 1.40x -42.57x
2011-12-31 1,390.35x 0.62x 0.91x 1.62x 3.77x
2010-12-31 925.27x 0.39x 0.89x 1.48x 1.96x
2009-12-31 517.51x 0.39x 0.91x 1.22x 1.26x
2008-12-31 419.52x 0.67x 0.92x 1.18x 1.37x
2007-12-31 305.69x 0.73x 0.93x 1.35x 1.23x
2006-12-31 308.68x 0.84x 0.92x 1.50x 1.83x
2005-12-31 2.91x 1.77x 0.94x 1.50x 3.65x
2004-12-31 0.62x 2.97x 0.92x 1.59x 8.65x
2003-12-31 0.36x 1.14x 0.91x 1.47x 3.27x
2002-12-31 0.50x 1.08x 0.91x 1.34x 2.85x
2001-12-31 0.08x 0.00x 0.90x 1.18x 0.00x
2000-12-31 N/A 0.00x 0.89x 1.12x 0.00x
1999-12-31 N/A 0.00x 0.86x 0.88x 0.00x
1998-12-31 N/A 0.00x 0.87x 1.05x 0.00x
1997-12-31 N/A 0.00x 0.77x 0.59x 0.00x
1996-12-31 N/A 0.00x 0.53x -3.48x 0.00x

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