Stock Fundamentals

Company Information

Company Name
Deluxe Corporation
Sector
Industrials
Industry
Conglomerates
Exchange
NYSE
ISIN: US2480191012
CIK: 0000027996
CUSIP: 248019101
Currency: USD
Full Time Employees: 4,571
Phone: 651 483 7111
Fiscal Year End: December
IPO Date: Jul 23, 1987
Description:

Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and government organizations; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through financial institutions, small and medium-sized enterprises from a variety of industries, large multinational corporations, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.

Address:

801 South Marquette Avenue, Minneapolis, MN, United States, 55402-2807

Directors & Officers

Name Title Year Born
Mr. Barry C. McCarthy President, CEO & Director 1964
Mr. William C. Zint Senior VP & CFO 1987
Mr. Yogaraj Jayaprakasam Senior VP and Chief Technology & Digital Officer 1979
Mr. Jeffrey L. Cotter J.D. Chief Administrative Officer, Senior VP, Secretary & General Counsel 1967
Ms. Tracey G. Engelhardt Senior VP & President of Print 1965
Ms. Llewellyn Kelly Moyer VP & Chief Accounting Officer NA
Brian Anderson Vice President of Strategy & Investor Relations NA
Ms. Kimberly D. Cross Senior VP & Chief Human Resources Officer 1971
Mr. Garry L. Capers Jr. Senior VP & President of B2B Payments 1978
Mr. Kristopher D. Lazzaretti Senior VP & President of Data NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 6.57M Sep 30, 2025 14.58% $0.00 -3.88%
Vanguard Group Inc 4.96M Dec 31, 2025 10.99% $0.00 0.71%
State Street Corp 2.89M Sep 30, 2025 6.41% $0.00 5.11%
Dimensional Fund Advisors, Inc. 2.65M Dec 31, 2025 5.88% $0.01 2.23%
DePrince Race & Zollo Inc 2.08M Dec 31, 2025 4.62% $0.89 0.43%
LSV Asset Management 1.93M Dec 31, 2025 4.28% $0.09 6.22%
Charles Schwab Investment Management Inc 1.11M Dec 31, 2025 2.46% $0.00 13.98%
Geode Capital Management, LLC 1.07M Sep 30, 2025 2.36% $0.00 0.45%
Prudential Financial Inc 826.63K Sep 30, 2025 1.83% $0.02 12.21%
Morgan Stanley - Brokerage Accounts 764.12K Sep 30, 2025 1.70% $0.00 26.16%
AQR Capital Management LLC 741.76K Sep 30, 2025 1.65% $0.01 36.51%
American Century Companies Inc 678.83K Dec 31, 2025 1.51% $0.01 -45.53%
The Goldman Sachs Group Inc 665.12K Sep 30, 2025 1.48% $0.00 8.00%
Royal Bank of Canada 656.34K Sep 30, 2025 1.46% $0.00 -51.09%
Bank of New York Mellon Corp 607.16K Sep 30, 2025 1.35% $0.00 -2.09%
Bridgeway Capital Management, LLC 586.60K Dec 31, 2025 1.30% $0.27 -8.23%
Northern Trust Corp 522.85K Sep 30, 2025 1.16% $0.00 -1.19%
Amvescap Plc. 434.41K Sep 30, 2025 0.96% $0.00 1.32%
Connor Clark & Lunn Inv Mgmt Ltd 356.98K Dec 31, 2025 0.79% $0.02 4.13%
Bank of America Corp 310.65K Sep 30, 2025 0.69% $0.00 -3.58%

Shares Statistics

Shares Outstanding: 45.01M
Shares Float: 43.67M
% Insiders: 266.70%
% Institutions: 8,994.90%
Short % Float: 9.59%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 6.57M 14.58% ▼ 3.88% Sep 30, 2025
2 Vanguard Group Inc 4.96M 10.99% ▲ 0.71% Dec 31, 2025
3 State Street Corp 2.89M 6.41% ▲ 5.11% Sep 30, 2025
4 Dimensional Fund Advisors, Inc. 2.65M 5.88% ▲ 2.23% Dec 31, 2025
5 DePrince Race & Zollo Inc 2.08M 4.62% ▲ 0.43% Dec 31, 2025
6 LSV Asset Management 1.93M 4.28% ▲ 6.22% Dec 31, 2025
7 Charles Schwab Investment Management Inc 1.11M 2.46% ▲ 13.98% Dec 31, 2025
8 Geode Capital Management, LLC 1.07M 2.36% ▲ 0.45% Sep 30, 2025
9 Prudential Financial Inc 826.63K 1.83% ▲ 12.21% Sep 30, 2025
10 Morgan Stanley - Brokerage Accounts 764.12K 1.70% ▲ 26.16% Sep 30, 2025

Valuation Metrics

Enterprise Value: $2.69B
Trailing P/E: 15.42
Forward P/E: 6.82

Financial Highlights

Market Cap: $1.25B
EBITDA: $397.10M
P/E Ratio: $15.42
PEG Ratio: $0.57
Book Value: $15.12
Dividend/Share: $1.20
Dividend Yield: 4.21%
Earnings/Share: $1.80
Profit Margin: 3.85%
Operating Margin: 9.95%
ROA (TTM): 5.69%
ROE (TTM): 12.63%
Revenue (TTM): $2.13B
Revenue/Share (TTM): $47.62
Earnings Growth (YOY): -7.00%
Revenue Growth (YOY): 2.80%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

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Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.04x 2.08x 0.76x 2.14x 3.75x
2024-12-31 0.98x 2.44x 0.78x 1.56x 4.15x
2023-12-31 0.93x 2.66x 0.80x 1.28x 4.79x
2022-12-31 0.94x 2.74x 0.80x 1.79x 4.72x
2021-12-31 0.91x 2.96x 0.81x 2.56x 5.70x
2020-12-31 1.23x 1.66x 0.72x 1.76x 5.30x
2019-12-31 1.16x 1.57x 0.71x -5.43x -16.29x
2018-12-31 1.18x 0.99x 0.60x 8.85x 2.46x
2017-12-31 0.92x 0.70x 0.54x 15.48x 1.55x
2016-12-31 0.96x 0.86x 0.60x 16.53x 1.67x
2015-12-31 0.43x 1.43x 0.60x 17.45x 2.50x
2014-12-31 0.68x 0.86x 0.62x 9.11x 1.39x
2013-12-31 0.64x 1.16x 0.65x 8.30x 1.67x
2012-12-31 1.00x 1.67x 0.69x 6.45x 1.99x
2011-12-31 0.64x 2.45x 0.78x 5.67x 2.20x
2010-12-31 0.81x 3.34x 0.83x 6.37x 2.13x
2009-12-31 0.66x 6.56x 0.90x 4.12x 2.86x
2008-12-31 0.59x 16.07x 0.96x 4.15x 3.11x
2007-12-31 0.65x 20.53x 0.97x 4.84x 3.15x
2006-12-31 0.30x -15.47x 1.05x 3.50x 5.12x
2005-12-31 0.44x -14.22x 1.06x 5.39x 3.83x
2004-12-31 0.42x -6.97x 1.12x 10.59x 3.58x
2003-12-31 0.20x -2.00x 1.53x 19,328.55x 1.87x
2002-12-31 0.93x 4.79x 0.90x N/A 0.76x
2001-12-31 0.23x 2.05x 0.85x N/A 0.43x
2000-12-31 0.68x 0.42x 0.60x N/A 0.32x
1999-12-31 1.03x 0.16x 0.58x N/A 0.19x
1998-12-31 1.37x 0.01x 0.49x N/A 0.02x
1997-12-31 1.34x 0.01x 0.47x N/A 0.02x
1996-12-31 1.32x 0.03x 0.39x N/A 0.08x
1995-12-31 1.03x 0.07x 0.40x N/A 0.20x
1994-12-31 1.45x 0.02x 0.35x N/A 0.05x
1993-12-31 1.75x 0.01x 0.36x N/A 0.02x
1992-12-31 2.72x 0.01x 0.31x N/A 0.01x
1991-12-31 2.59x 0.00x 0.32x N/A 0.00x
1990-12-31 1.73x 0.00x 0.27x N/A 0.00x
1989-12-31 1.57x 0.00x 0.26x N/A 0.00x
1988-12-31 1.32x 0.02x 0.28x N/A 0.05x
1987-12-31 1.07x 0.37x 0.43x N/A 0.75x
1986-12-31 1.80x 0.18x 0.38x N/A 0.30x
1985-12-31 2.66x 0.00x 0.32x N/A 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Dec 10, 2025 William C Zint N/A Purchase 175.00 $21.44 $3.75K
Sep 10, 2025 William C Zint N/A Purchase 175.00 $19.13 $3.35K
Jun 11, 2025 William C Zint N/A Purchase 175.00 $15.88 $2.78K
Mar 12, 2025 William C Zint N/A Purchase 175.00 $15.95 $2.79K
Mar 10, 2025 Barry C Mccarthy N/A Purchase 3.93K $16.45 $64.58K

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