Stock Fundamentals

Company Information

Company Name
Deluxe Corporation
Sector
Industrials
Industry
Conglomerates
Exchange
NYSE
ISIN: US2480191012
CIK: 0000027996
CUSIP: 248019101
Currency: USD
Full Time Employees: 4,571
Phone: 651 483 7111
Fiscal Year End: December
IPO Date: Jul 23, 1987
Description:

Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and government organizations; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through financial institutions, small and medium-sized enterprises from a variety of industries, large multinational corporations, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.

Address:

801 South Marquette Avenue, Minneapolis, MN, United States, 55402-2807

Directors & Officers

Name Title Year Born
Mr. Barry C. McCarthy President, CEO & Director 1964
Mr. William C. Zint Senior VP & CFO 1986
Mr. Yogaraj Jayaprakasam Senior VP and Chief Technology & Digital Officer 1978
Ms. Tracey G. Engelhardt Senior VP & President of Print 1965
Mr. Garry L. Capers Jr. Senior VP & President of B2B Payments 1977
Ms. Llewellyn Kelly Moyer VP & Chief Accounting Officer NA
Mr. Jeffrey L. Cotter J.D. Chief Administrative Officer, Senior VP, Secretary & General Counsel 1967
Brian Anderson Vice President of Strategy & Investor Relations NA
Ms. Kimberly D. Cross Senior VP & Chief Human Resources Officer 1970
Mr. Kristopher D. Lazzaretti Senior VP & President of Data NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Dec 10, 2025 William C Zint N/A Purchase 175.00 $21.44 $3.75K
Sep 10, 2025 William C Zint N/A Purchase 175.00 $19.13 $3.35K
Jun 11, 2025 William C Zint N/A Purchase 175.00 $15.88 $2.78K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 6.74M Mar 31, 2026 14.72% $0.00 0.13%
Vanguard Group Inc 4.96M Dec 31, 2025 10.82% $0.00 0.71%
State Street Corp 2.77M Mar 31, 2026 6.05% $0.00 -5.02%
Dimensional Fund Advisors, Inc. 2.75M Mar 31, 2026 6.01% $0.02 3.81%
LSV Asset Management 2.03M Mar 31, 2026 4.43% $0.12 5.05%
DePrince Race & Zollo Inc 1.98M Mar 31, 2026 4.32% $1.03 -5.04%
Geode Capital Management, LLC 1.15M Mar 31, 2026 2.50% $0.00 8.82%
The Goldman Sachs Group Inc 1.09M Mar 31, 2026 2.37% $0.00 49.54%
Charles Schwab Investment Management Inc 1.07M Mar 31, 2026 2.33% $0.00 -3.75%
Prudential Financial Inc 922.91K Mar 31, 2026 2.02% $0.03 15.43%
AQR Capital Management LLC 646.85K Mar 31, 2026 1.41% $0.01 -0.20%
Bank of New York Mellon Corp 609.83K Mar 31, 2026 1.33% $0.00 -1.67%
Amvescap Plc. 593.59K Mar 31, 2026 1.30% $0.00 -12.86%
Bridgeway Capital Management, LLC 551.30K Mar 31, 2026 1.20% $0.31 -6.02%
Northern Trust Corp 511.32K Mar 31, 2026 1.12% $0.00 2.03%
Morgan Stanley - Brokerage Accounts 501.22K Mar 31, 2026 1.09% $0.00 -30.33%
Royal Bank of Canada 490.16K Mar 31, 2026 1.07% $0.00 -21.83%
Empowered Funds, LLC 442.10K Mar 31, 2026 0.97% $0.08 0.00%
SEI Investments Co 367.28K Mar 31, 2026 0.80% $0.01 189.38%
Connor Clark & Lunn Inv Mgmt Ltd 334.47K Mar 31, 2026 0.73% $0.02 -6.31%

Shares Statistics

Shares Outstanding: 45.78M
Shares Float: 44.29M
% Insiders: 295.00%
% Institutions: 9,167.90%
Short % Float: 10.65%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 2.75M 6.00% ▲ 0.02% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 1.32M 2.89% ▲ 2.01% Apr 30, 2026
3 iShares Russell 2000 ETF 1.05M 2.29% ▲ 0.85% Apr 30, 2026
4 Vanguard Small Cap Index 984.79K 2.15% ▼ 0.43% Apr 30, 2026
5 Stt Strt SPDR S&P Glbl DivAristETF 755.87K 1.65% ▲ 5.25% Apr 30, 2026
6 Vanguard Small Cap Value Index Inv 630.34K 1.38% ▲ 0.15% Apr 30, 2026
7 DFA US Small Cap Value I 588.22K 1.28% ▲ 0.00% Mar 31, 2026
8 Vanguard Institutional Extnd Mkt Idx Tr 507.25K 1.11% ▲ 1.05% Apr 30, 2026
9 American Beacon Small Cp Val R5 494.00K 1.08% ▼ 11.72% Apr 30, 2026
10 Schwab Fundamental U.S. Small CompanyETF 489.71K 1.07% ▲ 0.00% Apr 30, 2026

Valuation Metrics

Enterprise Value: $2.51B
Trailing P/E: 10.12
Forward P/E: 6.61

Financial Highlights

Market Cap: $1.05B
EBITDA: $419.90M
P/E Ratio: $10.12
PEG Ratio: $0.55
Book Value: $15.24
Dividend/Share: $1.20
Dividend Yield: 5.04%
Earnings/Share: $2.26
Profit Margin: 4.87%
Operating Margin: 13.55%
ROA (TTM): 6.84%
ROE (TTM): 15.77%
Revenue (TTM): $2.13B
Revenue/Share (TTM): $47.44
Earnings Growth (YOY): 152.00%
Revenue Growth (YOY): 0.30%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.04x 2.08x 0.76x 2.12x 3.59x
2024-12-31 0.98x 2.44x 0.78x 1.56x 4.15x
2023-12-31 0.93x 2.66x 0.80x 1.28x 4.79x
2022-12-31 0.94x 2.74x 0.80x 1.79x 4.72x
2021-12-31 0.91x 2.96x 0.81x 2.56x 5.70x
2020-12-31 1.23x 1.66x 0.72x 1.76x 5.30x
2019-12-31 1.16x 1.57x 0.71x -5.43x -16.29x
2018-12-31 1.18x 0.99x 0.60x 8.85x 2.46x
2017-12-31 0.92x 0.70x 0.54x 15.48x 1.55x
2016-12-31 0.96x 0.86x 0.60x 16.53x 1.67x
2015-12-31 0.43x 1.43x 0.60x 17.45x 2.50x
2014-12-31 0.68x 0.86x 0.62x 9.11x 1.39x
2013-12-31 0.64x 1.16x 0.65x 8.30x 1.67x
2012-12-31 1.00x 1.67x 0.69x 6.45x 1.99x
2011-12-31 0.64x 2.45x 0.78x 5.67x 2.20x
2010-12-31 0.81x 3.34x 0.83x 6.37x 2.13x
2009-12-31 0.66x 6.56x 0.90x 4.12x 2.86x
2008-12-31 0.59x 16.07x 0.96x 4.15x 3.11x
2007-12-31 0.65x 20.53x 0.97x 4.84x 3.15x
2006-12-31 0.30x -15.47x 1.05x 3.50x 5.12x
2005-12-31 0.44x -14.22x 1.06x 5.39x 3.83x
2004-12-31 0.42x -6.97x 1.12x 10.59x 3.58x
2003-12-31 0.20x -2.00x 1.53x 19,328.55x 1.87x
2002-12-31 0.93x 4.79x 0.90x N/A 0.76x
2001-12-31 0.23x 2.05x 0.85x N/A 0.43x
2000-12-31 0.68x 0.42x 0.60x N/A 0.32x
1999-12-31 1.03x 0.16x 0.58x N/A 0.19x
1998-12-31 1.37x 0.01x 0.49x N/A 0.02x
1997-12-31 1.34x 0.01x 0.47x N/A 0.02x
1996-12-31 1.32x 0.03x 0.39x N/A 0.08x
1995-12-31 1.03x 0.07x 0.40x N/A 0.20x
1994-12-31 1.45x 0.02x 0.35x N/A 0.05x
1993-12-31 1.75x 0.01x 0.36x N/A 0.02x
1992-12-31 2.72x 0.01x 0.31x N/A 0.01x
1991-12-31 2.59x 0.00x 0.32x N/A 0.00x
1990-12-31 1.73x 0.00x 0.27x N/A 0.00x
1989-12-31 1.57x 0.00x 0.26x N/A 0.00x
1988-12-31 1.32x 0.02x 0.28x N/A 0.05x
1987-12-31 1.07x 0.37x 0.43x N/A 0.75x
1986-12-31 1.80x 0.18x 0.38x N/A 0.30x
1985-12-31 2.66x 0.00x 0.32x N/A 0.00x

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