Cincinnati Financial Corporation

CINF.US
Financial Services · Insurance - Property & Casualty
182.63
-1.60 (-0.87%)
USD · NASDAQ

Company Information

Company Name
Cincinnati Financial Corporation
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NASDAQ
ISIN: US1720621010
CIK: 0000020286
CUSIP: 172062101
Currency: USD
Full Time Employees: 5,705
Phone: 513 870 2000
Fiscal Year End: December
IPO Date: Mar 26, 1990
Description:

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

Address:

6200 South Gilmore Road, Fairfield, OH, United States, 45014-5141

People

Directors & Officers

Name Title Year Born
Mr. Steven Justus Johnston C.F.A., CERA, FCAS, MAAA Executive Chairman 1960
Mr. Stephen Michael Spray President, CEO & Director 1966
Mr. Michael James Sewell CPA CFO, Principal Accounting Officer, Executive VP & Treasurer 1964
Ms. Teresa Currin Cracas Esq. Chief Risk Officer & Executive VP of The Cincinnati Insurance Company 1966
Mr. John Scott Kellington Chief Information Officer & Executive VP of The Cincinnati Insurance Company 1962
Mr. Steven Anthony Soloria C.F.A., C.P.C.U. Executive VP & Chief Investment Officer 1967
Mr. Dennis E. McDaniel C.M.A., CPA, C.P.C.U., CFM VP & Investor Relations Officer 1960
Mr. Thomas Christopher Hogan Esq. Executive VP, Chief Legal Officer & Company Secretary 1993
Betsy E. Ertel C.P.C.U. Vice President of Corporate Communications NA
Mr. Donald Joseph Doyle Jr., AIM, C.P.C.U. Senior Vice President of The Cincinnati Insurance Company 1967

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 24, 2026 Ro Khanna N/A Purchase N/A $160.73 N/A
Jan 29, 2026 Ro Khanna N/A Purchase N/A $158.19 N/A
Oct 28, 2025 Dirk J Debbink N/A Purchase 1.00K $153.98 $153.98K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 19.73M Dec 31, 2025 12.75% $0.05 0.63%
BlackRock Inc 12.61M Mar 31, 2026 8.15% $0.03 0.38%
Vanguard Capital Management, LLC 10.11M Mar 31, 2026 6.54% $0.04 0.00%
State Street Corp 8.29M Mar 31, 2026 5.36% $0.05 -1.74%
Vanguard Portfolio Management, LLC 8.12M Mar 31, 2026 5.25% $0.07 0.00%
Charles Schwab Investment Management Inc 5.04M Mar 31, 2026 3.26% $0.12 -23.96%
Geode Capital Management, LLC 4.20M Mar 31, 2026 2.72% $0.04 1.84%
First Trust Advisors L.P. 2.10M Mar 31, 2026 1.36% $0.24 59.44%
Amvescap Plc. 2.10M Mar 31, 2026 1.36% $0.03 38.77%
London Company of Virginia 1.89M Mar 31, 2026 1.22% $1.83 -7.96%
Morgan Stanley - Brokerage Accounts 1.88M Mar 31, 2026 1.22% $0.02 -1.32%
Bank of America Corp 1.86M Mar 31, 2026 1.20% $0.02 -3.19%
NORGES BANK 1.66M Dec 31, 2025 1.07% $0.03 4.79%
GQG Partners LLC 1.52M Mar 31, 2026 0.98% $0.38 -10.29%
Dimensional Fund Advisors, Inc. 1.51M Mar 31, 2026 0.98% $0.05 3.03%
Fort Washington Investment Advisors Inc 1.50M Jun 30, 2026 0.97% $1.39 -0.21%
Northern Trust Corp 1.49M Mar 31, 2026 0.96% $0.03 -1.87%
Johnson Investment Counsel Inc 1.45M Mar 31, 2026 0.94% $1.85 3.55%
Bahl & Gaynor Inc. 1.22M Mar 31, 2026 0.79% $0.97 -0.67%
Legal & General Group PLC 1.12M Mar 31, 2026 0.72% $0.04 2.22%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 4.95M 3.20% ▼ 0.15% Jun 30, 2026
2 Vanguard 500 Index Investor 4.02M 2.60% ▼ 1.64% Jun 30, 2026
3 Schwab US Dividend Equity ETF™ 3.93M 2.54% ▲ 0.17% Jun 30, 2026
4 Vanguard Mid Cap Index Institutional 3.37M 2.18% ▼ 0.06% Jun 30, 2026
5 iShares Core S&P 500 ETF 2.13M 1.38% ▲ 0.32% Jun 30, 2026
6 First Trust Rising Dividend Achiev ETF 2.05M 1.33% ▲ 0.05% Jun 30, 2026
7 Fidelity 500 Index 2.00M 1.29% ▼ 0.14% May 31, 2026
8 State Street® SPDR® S&P 500® ETF 1.87M 1.21% ▼ 1.29% Jun 30, 2026
9 Vanguard Value Index Inv 1.48M 0.96% ▲ 1.85% Jun 30, 2026
10 State Street® SPDR® S&P® Dividend ETF 1.28M 0.83% ▲ 0.11% Jun 30, 2026

Financial Highlights

Market Cap: $28.50B
EBITDA: $3.65B
P/E Ratio: $10.53
PEG Ratio: $2.19
Book Value: $101.64
Dividend/Share: $3.55
Dividend Yield: 1.94%
Earnings/Share: $17.49
Profit Margin: 21.33%
Operating Margin: 11.84%
ROA (TTM): 5.55%
ROE (TTM): 18.74%
Revenue (TTM): $12.93B
Revenue/Share (TTM): $82.97
Earnings Growth (YOY): 67.30%
Revenue Growth (YOY): 11.60%

Valuation Metrics

Enterprise Value: $28.17B
Trailing P/E: 10.53
Forward P/E: 21.01

Shares Statistics

Shares Outstanding: 154.69M
Shares Float: 151.80M
% Insiders: 171.40%
% Institutions: 7,177.20%
Short % Float: 2.57%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$12.63B
Cost of Goods Sold
adjust
$-6.30B
Gross Profit
subtotal
$6.33B
SG&A
adjust
$-3.37B
Operating Income
subtotal
$2.98B
Other / Non-Operating Items
adjust
$-587.00M
Net Income
subtotal
$2.39B

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

Watchlist

0

No stocks in watchlist

Assistant

×
Hello! I'm your AI assistant. I have access to the financial data on this page. Ask me anything about CINF.US!