Stock Fundamentals

Company Information

Company Name
City Holding Company
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US1778351056
CIK: 0000726854
CUSIP: 177835105
Currency: USD
Full Time Employees: 928
Phone: 304 769 1100
Fiscal Year End: December
IPO Date: Feb 19, 1993
Description:

City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.

Address:

25 Gatewater Road, Charleston, WV, United States, 25313

Directors & Officers

Name Title Year Born
Mr. Charles R. Hageboeck Ph.D. President, CEO & Director 1962
Mr. David L. Bumgarner CPA Senior Executive VP & CFO 1965
Mr. Jeffrey Dale Legge Executive VP of Operations, Chief Administrative Officer & Chief Information Officer 1964
Mr. Michael T. Quinlan Jr. Executive Vice President of Retail Banking 1969
Ms. Victoria A. Evans-Faw Senior VP & Corporate Secretary NA
Mr. Timothy J. Whittaker Executive Vice President of Commercial Banking 1974

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 20, 2026 Javier A Reyes N/A Purchase 103.00 $126.36 $13.02K
Apr 20, 2026 Robert D Fisher N/A Purchase 133.00 $126.36 $16.81K
Apr 20, 2026 Diane W Strong-Treister N/A Purchase 119.00 $126.36 $15.04K
Mar 09, 2026 Diane W Strong-Treister N/A Purchase 129.00 $115.88 $14.95K
Mar 09, 2026 James A Hoyer N/A Purchase 106.00 $115.88 $12.28K
Mar 09, 2026 Javier A Reyes N/A Purchase 105.00 $115.88 $12.17K
Mar 09, 2026 Robert D Fisher N/A Purchase 213.00 $115.88 $24.68K
Feb 20, 2026 Charles R Hageboeck N/A Sale 1.28K $125.33 $159.80K
Nov 24, 2025 Charles R Hageboeck N/A Sale 2.02K $120.68 $243.41K
Oct 16, 2025 Robert D Fisher N/A Purchase 183.00 $117.23 $21.45K
Oct 16, 2025 Javier A Reyes N/A Purchase 105.00 $117.23 $12.31K
Oct 16, 2025 Diane W Strong-Treister N/A Purchase 128.00 $117.23 $15.01K
Jul 28, 2025 Diane W Strong-Treister N/A Purchase 102.00 $127.05 $12.96K
Jul 28, 2025 Javier A Reyes N/A Purchase 90.00 $127.05 $11.43K
Jul 28, 2025 Robert D Fisher N/A Purchase 113.00 $127.05 $14.36K
Jul 24, 2025 Jeffrey Dale Legge N/A Sale 2.50K $131.06 $327.65K
Jul 24, 2025 Michael T Quinlan Jr N/A Sale 1.00K $131.12 $131.12K
May 12, 2025 James M Parsons N/A Purchase 2.20K $122.38 $269.24K
May 07, 2025 Diane W Strong-Treister N/A Purchase 120.00 $116.72 $14.01K
May 02, 2025 David L Bumgarner N/A Sale 441.00 $118.00 $52.04K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 2.03M Mar 31, 2026 14.37% $0.00 -0.39%
Vanguard Group Inc 1.67M Dec 31, 2025 11.83% $0.00 -1.28%
Vanguard Portfolio Management, LLC 956.13K Mar 31, 2026 6.78% $0.01 0.00%
State Street Corp 695.55K Mar 31, 2026 4.93% $0.00 3.52%
Vanguard Capital Management, LLC 615.04K Mar 31, 2026 4.36% $0.00 0.00%
Westwood Holdings Group Inc 575.10K Mar 31, 2026 4.08% $0.50 -3.00%
Charles Schwab Investment Management Inc 495.97K Mar 31, 2026 3.51% $0.01 -16.43%
Dimensional Fund Advisors, Inc. 470.34K Mar 31, 2026 3.33% $0.01 1.95%
Geode Capital Management, LLC 356.31K Mar 31, 2026 2.53% $0.00 3.11%
City Holding Co 251.21K Mar 31, 2026 1.78% $3.75 -0.73%
Two Sigma Investments LLC 250.06K Mar 31, 2026 1.77% $0.02 89.40%
JPMorgan Chase & Co 228.85K Mar 31, 2026 1.62% $0.00 7.21%
Morgan Stanley - Brokerage Accounts 200.73K Mar 31, 2026 1.42% $0.00 -2.21%
Northern Trust Corp 153.16K Mar 31, 2026 1.09% $0.00 2.44%
Barr E S & Co 129.24K Mar 31, 2026 0.92% $0.90 0.00%
Qube Research & Technologies 127.33K Mar 31, 2026 0.90% $0.02 31.15%
Bank of New York Mellon Corp 114.52K Mar 31, 2026 0.81% $0.00 -2.89%
American Century Companies Inc 98.47K Mar 31, 2026 0.70% $0.01 15.91%
Vanguard Fiduciary Trust Co 97.03K Mar 31, 2026 0.69% $0.00 0.00%
The Goldman Sachs Group Inc 93.80K Mar 31, 2026 0.66% $0.00 38.66%

Shares Statistics

Shares Outstanding: 14.11M
Shares Float: 13.86M
% Insiders: 378.60%
% Institutions: 7,197.80%
Short % Float: 8.92%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 874.12K 6.19% ▲ 0.04% May 29, 2026
2 Vanguard Total Stock Mkt Idx Inv 427.87K 3.03% ▲ 0.00% Apr 30, 2026
3 Schwab US Dividend Equity ETF™ 344.42K 2.44% ▲ 0.17% May 30, 2026
4 iShares Russell 2000 ETF 322.34K 2.28% ▲ 0.93% May 29, 2026
5 Vanguard Small Cap Index 314.18K 2.23% ▼ 0.01% Apr 30, 2026
6 Vanguard Small Cap Value Index Inv 201.58K 1.43% ▲ 0.66% Apr 30, 2026
7 Vanguard Institutional Extnd Mkt Idx Tr 162.10K 1.15% ▲ 0.88% Apr 30, 2026
8 Westwood Quality SmallCap Fund Inst 156.76K 1.11% ▲ 0.00% Mar 31, 2026
9 Westwood Mgt SmallCap Value 147.87K 1.05% ▼ 5.67% Mar 31, 2026
10 Fidelity Small Cap Index 137.39K 0.97% ▲ 0.06% Mar 31, 2026

Valuation Metrics

Enterprise Value: $2.07B
Trailing P/E: 14.43
Forward P/E: 16.42

Financial Highlights

Market Cap: $1.85B
P/E Ratio: $14.43
PEG Ratio: $1.91
Book Value: $56.29
Dividend/Share: $3.40
Dividend Yield: 2.65%
Earnings/Share: $9.06
Profit Margin: 41.26%
Operating Margin: 50.95%
ROA (TTM): 1.97%
ROE (TTM): 17.01%
Revenue (TTM): $319.66M
Revenue/Share (TTM): $22.22
Earnings Growth (YOY): 6.80%
Revenue Growth (YOY): 5.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.03x 0.64x 0.88x 1.92x 3.02x
2024-12-31 0.05x 0.65x 0.89x 1.68x 3.02x
2023-12-31 0.29x 0.64x 0.89x 2.75x 2.83x
2022-12-31 0.33x 0.50x 0.90x 13.19x 2.03x
2021-12-31 0.39x 0.46x 0.89x 11.24x 2.48x
2020-12-31 0.35x 0.42x 0.88x 4.71x 2.43x
2019-12-31 0.50x 0.04x 0.00x 3.12x 1.81x
2018-12-31 0.20x 0.44x 0.88x 3.43x 2.82x
2017-12-31 62.07x 0.14x 0.88x 5.40x 0.72x
2016-12-31 51.33x 0.18x 0.89x 5.85x 0.96x
2015-12-31 237.36x 0.07x 0.89x 6.97x 0.35x
2014-12-31 0.97x 0.45x 0.89x 6.46x 2.27x
2013-12-31 0.15x 0.40x 0.88x 5.53x 2.27x
2012-12-31 0.18x 0.39x 0.89x 4.10x 2.03x
2011-12-31 0.21x 0.66x 0.89x 2.95x 3.04x
2010-12-31 0.03x 0.41x 0.88x 2.08x 2.05x
2009-12-31 0.03x 0.44x 0.88x 1.73x 1.99x
2008-12-31 0.03x 0.75x 0.89x 0.82x 5.22x
2007-12-31 0.04x 0.57x 0.88x 1.27x 2.11x
2006-12-31 0.05x 0.60x 0.88x 1.52x 2.22x
2005-12-31 0.05x 0.86x 0.88x 1.99x 3.04x
2004-12-31 0.04x 1.36x 0.90x 2.22x 3.86x
2003-12-31 0.04x 1.88x 0.91x 2.07x 4.96x
2002-12-31 0.07x 1.67x 0.88x 1.16x 4.88x
2001-12-31 0.05x 1.67x 0.89x -0.15x -84.88x
2000-12-31 0.05x 2.27x 0.91x -0.48x -380.61x
1999-12-31 0.06x 1.95x 0.90x 0.08x 15.14x
1998-12-31 0.06x 0.83x 0.92x 0.13x 7.43x
1997-12-31 0.08x 0.78x 0.90x 0.54x 3.51x
1996-12-31 0.06x 1.14x 0.92x 0.48x 2.29x
1995-12-31 0.04x 1.93x 0.93x 0.38x 8.62x
1994-12-31 0.05x 1.01x 0.93x 0.46x 5.13x
1993-12-31 0.05x 0.46x 0.93x 0.46x 2.15x
1992-12-31 0.09x 0.22x 0.92x 0.44x 1.17x
1991-12-31 0.05x 0.27x 0.91x 0.28x 1.58x
1990-12-31 0.05x 0.50x 0.91x 0.22x 3.09x
1989-12-31 0.05x 0.62x 0.91x 0.19x 3.82x
1988-12-31 N/A N/A N/A N/A 0.00x
1987-12-31 N/A N/A N/A N/A 0.00x
1986-12-31 N/A N/A N/A N/A 0.00x

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