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$123.64

Company Information

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Company Name
Cullen/Frost Bankers Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US2298991090
CIK: 0000039263
CUSIP: 229899109
Currency: USD
Full Time Employees: 5,854
Phone: 210 220 4011
Website: https://www.frostbank.com
Fiscal Year End: December
IPO Date: Mar 26, 1990
Description:

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. The company was founded in 1868 and is headquartered in San Antonio, Texas.

Address:

111 West Houston Street, San Antonio, TX, United States, 78205

Directors & Officers

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Name Title Year Born
Mr. Phillip D. Green J.D. Chairman of the Board & CEO 1955
Mr. Paul H. Bracher President, Group Executive VP & Chief Banking Officer 1957
Mr. Jimmy M. Stead Group Executive VP and Chief Consumer Banking Officer & Technology Officer 1976
Mr. Coolidge E. Rhodes Jr. Group Executive VP, General Counsel & Corporate Secretary 1976
Mr. Daniel J. Geddes Group Executive VP & CFO 1974
Mr. Matthew B. Henson Executive VP & Chief Accounting Officer 1972
Mr. A. B. Mendez C.F.A. Director of Investor Relations NA
Ms. Annette Alonzo Group Executive VP & Chief Human Resources Officer 1969
Ms. Carole Kilpatrick Senior Vice President of Private Client Services for Allen Financial Center NA
Mr. Robert A. Berman Group Executive Vice President of Research & Strategy 1963

Shares Statistics

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Shares Outstanding: 63.94M
Shares Float: 62.31M
% Insiders: 769.90%
% Institutions: 9,231.10%
Short % Float: 3.57%

Valuation Metrics

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Enterprise Value: $5.19B
Trailing P/E: 12.72
Forward P/E: 12.29

Financial Highlights

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Market Cap: $7.95B
P/E Ratio: $12.72
PEG Ratio: $3.67
Book Value: $67.64
Dividend/Share: $3.90
Dividend Yield: 3.25%
Earnings/Share: $9.72
Profit Margin: 29.75%
Operating Margin: 38.24%
ROA (TTM): 1.23%
ROE (TTM): 14.83%
Revenue (TTM): $2.14B
Revenue/Share (TTM): $33.36
Earnings Growth (YOY): 19.10%
Revenue Growth (YOY): 12.40%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 N/A N/A N/A N/A
Dec 31, 2025 N/A 2.44 N/A N/A
Sep 30, 2025 2.67 2.38 N/A 1,218.49%
Jun 30, 2025 2.39 2.31 N/A 346.32%
Mar 31, 2025 2.30 2.17 N/A 599.08%
Dec 31, 2024 2.36 2.17 N/A 875.58%
Sep 30, 2024 2.24 2.17 N/A 322.58%
Jun 30, 2024 2.21 2.07 N/A 676.33%
Mar 31, 2024 2.06 2.14 N/A -373.83%
Dec 31, 2023 2.18 2.09 N/A 430.62%
Sep 30, 2023 2.38 2.15 N/A 1,069.77%
Jun 30, 2023 2.47 2.40 N/A 291.67%
Mar 31, 2023 2.70 2.55 N/A 588.24%
Dec 31, 2022 2.91 2.76 N/A 543.48%
Sep 30, 2022 2.59 2.23 N/A 1,614.35%
Jun 30, 2022 1.81 1.77 N/A 225.99%
Mar 31, 2022 1.50 1.48 N/A 135.14%
Dec 31, 2021 1.54 1.34 N/A 1,492.54%
Sep 30, 2021 1.65 1.52 N/A 855.26%
Jun 30, 2021 1.80 1.56 N/A 1,538.46%
Mar 31, 2021 1.77 1.44 N/A 2,291.67%
Dec 31, 2020 1.38 1.29 N/A 697.67%
Sep 30, 2020 1.50 1.20 N/A 2,500.00%
Jun 30, 2020 1.47 0.83 N/A 7,710.84%
Mar 31, 2020 1.19 1.23 N/A -325.20%
Dec 31, 2019 1.60 1.57 N/A 191.08%
Sep 30, 2019 1.73 1.69 N/A 236.69%
Jun 30, 2019 1.72 1.72 N/A 0.00%
Mar 31, 2019 1.79 1.75 N/A 228.57%
Dec 31, 2018 1.82 1.75 N/A 400.00%
Sep 30, 2018 1.78 1.72 N/A 348.84%
Jun 30, 2018 1.68 1.63 N/A 306.75%
Mar 31, 2018 1.61 1.49 N/A 805.37%
Dec 31, 2017 1.59 1.40 N/A 1,357.14%
Sep 30, 2017 1.41 1.31 N/A 763.36%
Jun 30, 2017 1.29 1.29 N/A 0.00%
Mar 31, 2017 1.28 1.22 N/A 491.80%
Dec 31, 2016 1.28 1.22 N/A 491.80%
Sep 30, 2016 1.24 1.16 N/A 689.66%
Jun 30, 2016 1.11 1.05 N/A 571.43%
Mar 31, 2016 1.07 1.05 N/A 190.48%
Dec 31, 2015 0.90 0.98 N/A -816.33%
Sep 30, 2015 1.17 1.13 N/A 353.98%
Jun 30, 2015 1.11 1.12 N/A -89.29%
Mar 31, 2015 1.10 1.09 N/A 91.74%
Dec 31, 2014 1.11 1.11 N/A 0.00%
Sep 30, 2014 1.19 1.11 N/A 720.72%
Jun 30, 2014 1.10 1.02 N/A 784.31%
Mar 31, 2014 0.98 0.98 N/A 0.00%
Dec 31, 2013 0.99 0.97 N/A 206.19%
Sep 30, 2013 0.96 0.96 N/A 0.00%
Jun 30, 2013 0.94 0.95 N/A -105.26%
Mar 31, 2013 0.91 0.96 N/A -520.83%
Dec 31, 2012 0.97 0.93 N/A 430.11%
Sep 30, 2012 0.95 0.94 N/A 106.38%
Jun 30, 2012 0.94 0.93 N/A 107.53%
Mar 31, 2012 0.99 0.91 N/A 879.12%
Dec 31, 2011 0.90 0.87 N/A 344.83%
Sep 30, 2011 0.89 0.89 N/A 0.00%
Jun 30, 2011 0.91 0.87 N/A 459.77%
Mar 31, 2011 0.85 0.87 N/A -229.89%
Dec 31, 2010 0.87 0.88 N/A -113.64%
Sep 30, 2010 0.90 0.88 N/A 227.27%
Jun 30, 2010 0.87 0.80 N/A 875.00%
Mar 31, 2010 0.79 0.77 N/A 259.74%
Dec 31, 2009 0.66 0.75 N/A -1,200.00%
Sep 30, 2009 0.75 0.77 N/A -259.74%
Jun 30, 2009 0.63 0.69 N/A -869.57%
Mar 31, 2009 0.76 0.84 N/A -952.38%
Dec 31, 2008 0.89 0.87 N/A 229.89%
Sep 30, 2008 0.82 0.88 N/A -681.82%
Jun 30, 2008 0.90 0.89 N/A 112.36%
Mar 31, 2008 0.89 0.92 N/A -326.09%
Dec 31, 2007 0.93 0.93 N/A 0.00%
Sep 30, 2007 0.95 0.92 N/A 326.09%
Jun 30, 2007 0.89 0.88 N/A 113.64%
Mar 31, 2007 0.84 0.89 N/A -561.80%
Dec 31, 2006 0.86 0.87 N/A -114.94%
Sep 30, 2006 0.88 0.88 N/A 0.00%
Jun 30, 2006 0.86 0.85 N/A 117.65%
Mar 31, 2006 0.83 0.81 N/A 246.91%
Dec 31, 2005 0.81 0.81 N/A 0.00%
Sep 30, 2005 0.79 0.77 N/A 259.74%
Jun 30, 2005 0.72 0.73 N/A -136.99%
Mar 31, 2005 0.70 0.72 N/A -277.78%
Dec 31, 2004 0.71 0.71 N/A 0.00%
Sep 30, 2004 0.68 0.69 N/A -144.93%
Jun 30, 2004 0.65 0.66 N/A -151.52%
Mar 31, 2004 0.62 0.63 N/A -158.73%
Dec 31, 2003 0.61 0.61 N/A 0.00%
Sep 30, 2003 0.62 0.62 N/A 0.00%
Jun 30, 2003 0.65 0.59 N/A 1,016.95%
Mar 31, 2003 0.59 0.58 N/A 172.41%
Dec 31, 2002 0.58 0.57 N/A 175.44%
Sep 30, 2002 0.59 0.56 N/A 535.71%
Jun 30, 2002 0.61 0.54 N/A 1,296.30%
Mar 31, 2002 0.52 0.51 N/A 196.08%
Dec 31, 2001 0.49 0.49 N/A 0.00%
Sep 30, 2001 0.31 0.31 N/A 0.00%
Jun 30, 2001 0.54 0.53 N/A 188.68%
Mar 31, 2001 0.42 0.53 N/A -2,075.47%
Dec 31, 2000 0.53 0.52 N/A 192.31%
Sep 30, 2000 0.52 0.51 N/A 196.08%
Jun 30, 2000 0.50 0.49 N/A 204.08%
Mar 31, 2000 0.47 0.47 N/A 0.00%
Dec 31, 1999 0.46 0.46 N/A 0.00%
Sep 30, 1999 0.50 0.44 N/A 1,363.64%
Jun 30, 1999 0.44 0.43 N/A 232.56%
Mar 31, 1999 0.46 0.42 N/A 952.38%
Dec 31, 1998 0.42 0.41 N/A 243.90%
Sep 30, 1998 0.40 0.39 N/A 256.41%
Jun 30, 1998 0.39 0.37 N/A 540.54%
Mar 31, 1998 0.37 0.36 N/A 277.78%
Dec 31, 1997 0.36 0.36 N/A 0.00%
Sep 30, 1997 0.35 0.34 N/A 294.12%
Jun 30, 1997 0.34 0.33 N/A 303.03%
Mar 31, 1997 0.33 0.32 N/A 312.50%
Dec 31, 1996 0.32 0.31 N/A 322.58%
Sep 30, 1996 0.31 0.30 N/A 333.33%
Jun 30, 1996 0.30 0.29 N/A 344.83%
Mar 31, 1996 0.29 0.27 N/A 740.74%
Dec 31, 1995 0.27 0.27 N/A 0.00%
Sep 30, 1995 0.26 0.25 N/A 400.00%

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $10.22B $N/A $52.52B $48.62B $3.90B
2023-12-31 $8.60B $N/A $50.85B $47.13B $3.72B
2022-12-31 $11.82B $N/A $52.89B $49.76B $3.14B
2021-12-31 $16.54B $N/A $48.90B $44.46B $4.44B
2020-12-31 $10.29B $N/A $40.96B $36.67B $4.29B
2019-12-31 $3.43B $N/A $33.31B $29.40B $3.91B
2018-12-31 $3.32B $N/A $32.29B $28.92B $3.37B
2017-12-31 $4.89B $N/A $31.75B $28.45B $3.30B
2016-12-31 $4.12B $N/A $30.20B $27.19B $3.00B
2015-12-31 $3.52B $N/A $28.57B $25.68B $2.89B
2014-12-31 $4.33B $N/A $28.28B $25.43B $2.85B
2013-12-31 $4.53B $N/A $24.31B $21.80B $2.51B
2012-12-31 $3.44B $N/A $23.12B $20.71B $2.42B
2011-12-31 $2.89B $N/A $20.32B $18.03B $2.28B
2010-12-31 $2.76B $N/A $17.62B $15.56B $2.06B
2009-12-31 $1.72B $N/A $16.29B $14.39B $1.89B
2008-12-31 $1.15B $N/A $15.03B $13.27B $1.76B
2007-12-31 $842.44M $N/A $13.49B $12.01B $1.48B
2006-12-31 $709.36M $N/A $13.22B $11.85B $1.38B
2005-12-31 $879.45M $N/A $11.74B $10.76B $982.24M
2004-12-31 $549.11M $N/A $9.95B $9.13B $822.40M
2003-12-31 $1.07B $N/A $9.67B $8.90B $770.00M
2002-12-31 $1.34B $N/A $9.54B $8.83B $703.79M
2001-12-31 $1.00B $N/A $8.37B $7.77B $594.92M
2000-12-31 $824.03M $N/A $7.66B $7.09B $573.03M
1999-12-31 $767.16M $N/A $7.00B $6.49B $509.31M
1998-12-31 $787.80M $N/A $6.87B $6.36B $512.90M
1997-12-31 $827.60M $N/A $6.05B $5.58B $462.90M
1996-12-31 $924.90M $N/A $4.89B $4.51B $378.90M
1995-12-31 $633.90M $N/A $4.20B $3.86B $341.50M
1994-12-31 $533.40M $N/A $3.79B $3.50B $295.40M
1993-12-31 $585.10M $N/A $3.64B $3.37B $273.50M
1992-12-31 $579.10M $N/A $3.15B $2.94B $206.10M
1991-12-31 $405.10M $N/A $3.08B $2.90B $176.20M
1990-12-31 $591.10M $N/A $3.25B $3.08B $173.40M
1989-12-31 $721.30M $N/A $3.51B $3.33B $179.30M
1988-12-31 $N/A $N/A $N/A $N/A $N/A
1987-12-31 $N/A $N/A $N/A $N/A $N/A
1986-12-31 $N/A $N/A $N/A $N/A $N/A
1985-12-31 $N/A $N/A $N/A $N/A $N/A

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
May 02, 2025 N/A N/A N/A N/A N/A N/A
Jan 31, 2025 N/A N/A N/A N/A N/A N/A
Nov 19, 2024 N/A N/A N/A N/A N/A N/A
Nov 08, 2024 N/A N/A N/A N/A N/A N/A
Nov 01, 2024 N/A N/A N/A N/A N/A N/A

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