Citizens Financial Group, Inc.

CFG.US
Financial Services · Banks - Regional
72.94
+1.84 (+2.59%)
USD · NYSE

Company Information

Company Name
Citizens Financial Group, Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US1746101054
CIK: 0000759944
CUSIP: 174610105
Currency: USD
Full Time Employees: 17,727
Phone: 203 900 6715
Fiscal Year End: December
IPO Date: Sep 24, 2014
Description:

Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Address:

One Citizens Plaza, Providence, RI, United States, 02903

People

Directors & Officers

Name Title Year Born
Mr. Bruce Winfield Van Saun CEO & Chairman of the Board 1957
Mr. Brendan Coughlin President and Head of Consumer, Private Banking & Wealth 1980
Mr. Aunoy Banerjee Executive VP & CFO 1978
Mr. Theodore C. Swimmer Executive VP & Head of Commercial Banking 1969
Mr. Christopher J. Schnirel Executive VP, Chief Accounting Officer & Controller 1972
Mr. Michael Ruttledge Executive VP, Chief Information Officer and Head of Enterprise Security & Technology 1964
Ms. Kristin Silberberg Head of Investor Relations NA
Ms. Michelle Moosally Executive Vice President, General Counsel and Chief Legal Officer 1976
Ms. Susan A. LaMonica Executive VP & Chief HR Officer 1962
Mr. Thomas M. Metzger Head of Citizens Private Wealth Manager 1952

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 11, 2026 Susan Lamonica N/A Sale 13.26K $58.04 $769.49K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 51.30M Dec 31, 2025 12.14% $0.04 0.23%
BlackRock Inc 46.70M Mar 31, 2026 11.05% $0.05 2.46%
Capital World Investors 27.90M Mar 31, 2026 6.60% $0.23 -24.35%
Vanguard Capital Management, LLC 26.86M Mar 31, 2026 6.36% $0.04 0.00%
Amvescap Plc. 22.93M Mar 31, 2026 5.42% $0.13 0.85%
State Street Corp 20.26M Mar 31, 2026 4.79% $0.04 -10.96%
Vanguard Portfolio Management, LLC 19.93M Mar 31, 2026 4.71% $0.06 0.00%
Morgan Stanley - Brokerage Accounts 12.71M Mar 31, 2026 3.01% $0.05 13.32%
Geode Capital Management, LLC 11.81M Mar 31, 2026 2.79% $0.04 3.96%
AQR Capital Management LLC 7.34M Mar 31, 2026 1.74% $0.20 -4.95%
Nordea Investment Mgmt Bank Demark A/s 7.32M Mar 31, 2026 1.73% $0.40 1.42%
Ninety One UK Limited 6.77M Mar 31, 2026 1.60% $0.94 2.94%
Charles Schwab Investment Management Inc 6.68M Mar 31, 2026 1.58% $0.06 -1.04%
NORGES BANK 6.09M Dec 31, 2025 1.44% $0.04 7.60%
LSV Asset Management 6.06M Mar 31, 2026 1.43% $0.78 -2.31%
Dimensional Fund Advisors, Inc. 4.72M Mar 31, 2026 1.12% $0.06 0.61%
The Goldman Sachs Group Inc 4.57M Mar 31, 2026 1.08% $0.03 -10.15%
Northern Trust Corp 4.49M Mar 31, 2026 1.06% $0.04 0.28%
Victory Capital Management Inc. 4.10M Mar 31, 2026 0.97% $0.16 -13.42%
Royal Bank of Canada 4.03M Mar 31, 2026 0.95% $0.04 -11.45%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 12.75M 3.02% ▼ 0.56% Jun 30, 2026
2 Vanguard 500 Index Investor 10.98M 2.60% ▼ 1.28% Jun 30, 2026
3 Capital Group Wash Mutual Invtrs Comp 9.09M 2.15% ▼ 23.28% Jun 30, 2026
4 American Funds Washington Mutual A 9.09M 2.15% ▼ 23.28% Jun 30, 2026
5 Vanguard Mid Cap Index Institutional 8.71M 2.06% ▼ 0.62% Jun 30, 2026
6 American Funds Income Fd of Amer A 8.49M 2.01% ▼ 15.66% Jun 30, 2026
7 iShares Core S&P 500 ETF 5.84M 1.38% ▲ 0.32% Jun 30, 2026
8 Fidelity 500 Index 5.44M 1.29% ▼ 0.14% May 31, 2026
9 State Street® SPDR® S&P 500® ETF 5.11M 1.21% ▼ 1.29% Jun 30, 2026
10 Capital Group Fundamental Invtrs Comp 4.00M 0.95% ▼ 5.62% Jun 30, 2026

Financial Highlights

Market Cap: $30.05B
P/E Ratio: $15.49
PEG Ratio: $1.65
Book Value: $56.95
Dividend/Share: $1.80
Dividend Yield: 2.50%
Earnings/Share: $4.59
Profit Margin: 26.05%
Operating Margin: 35.13%
ROA (TTM): 0.94%
ROE (TTM): 8.27%
Revenue (TTM): $8.16B
Revenue/Share (TTM): $19.10
Earnings Growth (YOY): 41.30%
Revenue Growth (YOY): 14.70%

Valuation Metrics

Enterprise Value: $34.65B
Trailing P/E: 15.49
Forward P/E: 13.87

Shares Statistics

Shares Outstanding: 422.68M
Shares Float: 418.45M
% Insiders: 73.10%
% Institutions: 9,983.70%
Short % Float: 0.01%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$11.15B
Cost of Goods Sold
adjust
$-3.37B
Gross Profit
subtotal
$7.78B
SG&A
adjust
$-2.93B
Other Operating Expense
adjust
$-2.52B
Operating Income
subtotal
$2.33B
Other / Non-Operating Items
adjust
$-497.00M
Net Income
subtotal
$1.83B

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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