Stock Fundamentals

Company Information

Company Name
Commerce Bancshares Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US2005251036
CIK: 0000022356
CUSIP: 200525103
Currency: USD
Full Time Employees: 4,960
Phone: 816 234 2000
Fiscal Year End: December
IPO Date: Sep 07, 1984
Description:

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

Address:

1000 Walnut, Kansas City, MO, United States, 64106

Directors & Officers

Name Title Year Born
Mr. John W. Kemper President, CEO & Director 1978
Mr. Charles G. Kim Executive VP & CFO 1961
Mr. Kevin Gene Barth Executive Vice President 1961
Mr. Robert S. Holmes Executive Vice President 1964
Mr. John Koeneman Handy Executive Vice President 1964
Mr. David W. Kemper Executive Chairman 1951
Mr. Paul A. Steiner Controller & Chief Accounting Officer 1972
Mr. David L. Roller Executive VP & Chief Information Officer 1971
Mr. Matthew Burkemper Director of Finance, Corporate Development & Investor Relations NA
Ms. Margaret M. Rowe Senior VP, General Counsel, Secretary & Executive Director of Corporate Risk Management 1965

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 13, 2026 Timothy S Dunn N/A Purchase 2.50K $47.71 $119.28K
Mar 05, 2026 Kim L Jakovich N/A Sale 949.00 $51.45 $48.83K
Mar 05, 2026 Margaret M Rowe N/A Sale 861.00 $51.69 $44.51K
Feb 05, 2026 John W Kemper N/A Sale 23.40K $53.99 $1.26M
Feb 04, 2026 David L Roller N/A Sale 1.13K $54.48 $61.78K
Feb 04, 2026 Derrick Brooks N/A Sale 1.04K $54.40 $56.79K
Feb 03, 2026 David L Roller N/A Sale 2.09K $53.32 $111.55K
May 01, 2025 June Mcallister Fowler N/A Sale 1.70K $57.83 $98.20K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 14.69M Dec 31, 2025 10.05% $0.01 2.93%
BlackRock Inc 12.93M Mar 31, 2026 8.85% $0.01 5.95%
State Street Corp 7.07M Mar 31, 2026 4.83% $0.01 -3.45%
Commerce Bank NA/MO 7.01M Mar 31, 2026 4.79% $1.67 23.84%
American Century Companies Inc 6.22M Mar 31, 2026 4.26% $0.16 31.39%
Dimensional Fund Advisors, Inc. 3.94M Mar 31, 2026 2.70% $0.04 29.33%
Geode Capital Management, LLC 2.98M Mar 31, 2026 2.03% $0.01 7.00%
First Trust Advisors L.P. 2.61M Mar 31, 2026 1.79% $0.09 10.96%
Morgan Stanley - Brokerage Accounts 2.29M Mar 31, 2026 1.57% $0.01 -6.04%
Champlain Investment Partners, LLC 2.27M Mar 31, 2026 1.55% $1.41 101.54%
Wells Fargo & Co 2.07M Mar 31, 2026 1.41% $0.02 -1.76%
BTIM Corp 1.93M Mar 31, 2026 1.32% $0.78 -7.22%
AQR Capital Management LLC 1.86M Mar 31, 2026 1.27% $0.04 46.19%
NORGES BANK 1.63M Dec 31, 2025 1.11% $0.01 8.06%
JPMorgan Chase & Co 1.61M Mar 31, 2026 1.10% $0.01 -6.06%
UBS Group AG 1.30M Mar 31, 2026 0.89% $0.01 7.61%
Victory Capital Management Inc. 1.27M Mar 31, 2026 0.87% $0.04 10.57%
Northern Trust Corp 1.24M Mar 31, 2026 0.84% $0.01 6.82%
Charles Schwab Investment Management Inc 1.20M Mar 31, 2026 0.82% $0.01 13.10%
Renaissance Technologies Corp 1.03M Mar 31, 2026 0.71% $0.08 -0.29%

Shares Statistics

Shares Outstanding: 145.78M
Shares Float: 132.92M
% Insiders: 241.90%
% Institutions: 7,459.20%
Short % Float: 3.97%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 4.63M 3.17% ▼ 0.05% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 4.43M 3.03% ▲ 0.16% Apr 30, 2026
3 Vanguard Small Cap Index 3.21M 2.20% ▼ 0.22% Apr 30, 2026
4 American Century U.S. Mid Cap Value 2.12M 1.45% ▲ 2.87% Mar 31, 2026
5 American Century Mid Cap Value Inv 2.12M 1.45% ▲ 2.87% Mar 31, 2026
6 Vanguard Small Cap Value Index Inv 2.07M 1.41% ▲ 0.79% Apr 30, 2026
7 First Trust SMID Cp Rising Div Achv ETF 1.60M 1.09% ▲ 0.14% Apr 30, 2026
8 Champlain Mid Cap Fund, LLC 1.57M 1.07% ▼ 4.27% Apr 30, 2026
9 Vanguard Institutional Extnd Mkt Idx Tr 1.55M 1.06% ▲ 1.03% Apr 30, 2026
10 State Street® SPDR® S&P® Dividend ETF 1.26M 0.86% ▲ 0.07% Apr 30, 2026

Valuation Metrics

Enterprise Value: $5.32B
Trailing P/E: 12.62
Forward P/E: 12.84

Financial Highlights

Market Cap: $7.49B
P/E Ratio: $12.62
PEG Ratio: $2.06
Book Value: $29.42
Dividend/Share: $1.06
Dividend Yield: 2.04%
Earnings/Share: $4.07
Profit Margin: 32.34%
Operating Margin: 39.71%
ROA (TTM): 1.72%
ROE (TTM): 14.94%
Revenue (TTM): $1.78B
Revenue/Share (TTM): $12.70
Earnings Growth (YOY): 3.10%
Revenue Growth (YOY): 17.30%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 N/A 0.79x 0.88x 1.97x 3.90x
2024-12-31 0.44x 0.88x 0.90x 1.58x 3.99x
2023-12-31 0.44x 0.99x 0.91x 1.62x 4.35x
2022-12-31 1.01x 1.15x 0.92x 11.13x 4.21x
2021-12-31 1.27x 0.08x 0.00x 53.34x 4.16x
2020-12-31 1.16x 0.06x 0.00x 10.31x 4.34x
2019-12-31 1.08x 0.07x 0.00x 5.14x 3.24x
2018-12-31 1.83x 0.67x 0.88x 8.32x 3.37x
2017-12-31 1.79x 0.56x 0.89x 9.84x 3.21x
2016-12-31 1.67x 0.77x 0.90x 12.15x 4.36x
2015-12-31 0.64x 0.92x 0.90x 13.65x 5.12x
2014-12-31 0.64x 0.89x 0.90x 13.69x 4.88x
2013-12-31 0.50x 0.66x 0.90x 12.43x 3.41x
2012-12-31 0.53x 0.73x 0.90x 10.47x 3.59x
2011-12-31 0.54x 0.82x 0.89x 7.34x 4.13x
2010-12-31 0.03x 0.76x 0.89x 3.81x 4.21x
2009-12-31 0.03x 0.75x 0.90x 1.57x 4.81x
2008-12-31 0.08x 1.38x 0.91x 1.07x 6.68x
2007-12-31 0.05x 1.51x 0.91x 0.75x 6.55x
2006-12-31 0.05x 1.61x 0.91x 1.01x 6.05x
2005-12-31 0.04x 1.01x 0.90x 1.62x 3.60x
2004-12-31 0.05x 1.53x 0.90x 2.76x 5.78x
2003-12-31 0.05x 1.59x 0.90x 2.53x 6.37x
2002-12-31 0.06x 1.09x 0.89x 1.92x 4.45x
2001-12-31 0.07x 1.08x 0.90x 0.95x 4.41x
2000-12-31 0.06x 0.58x 0.90x 0.81x 2.18x
1999-12-31 0.07x 0.97x 0.91x 0.87x 3.54x
1998-12-31 0.07x 0.57x 0.91x 0.75x 2.36x
1997-12-31 0.11x 0.52x 0.90x 0.71x 2.12x
1996-12-31 0.10x 0.57x 0.90x 0.65x 2.25x
1995-12-31 0.09x 0.41x 0.91x 0.61x 1.66x
1994-12-31 0.08x 0.40x 0.91x 0.80x 1.43x
1993-12-31 0.12x 0.55x 0.91x 0.78x 2.03x
1992-12-31 0.16x 0.68x 0.92x 0.55x 3.11x
1991-12-31 0.09x 0.59x 0.92x 0.32x 2.61x
1990-12-31 0.12x 0.80x 0.93x 0.28x 3.44x
1989-12-31 0.10x 0.92x 0.93x 0.30x 3.57x
1988-12-31 N/A N/A N/A N/A 0.00x
1987-12-31 N/A N/A N/A N/A 0.00x
1986-12-31 N/A N/A N/A N/A 0.00x
1985-12-31 N/A N/A N/A N/A 0.00x

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