Stock Fundamentals

Company Information

Company Name
Colony Bankcorp Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US19623P1012
CIK: 0000711669
CUSIP: 19623P101
Currency: USD
Full Time Employees: 506
Phone: 229 426 6000
Fiscal Year End: December
IPO Date: Feb 23, 1998
Description:

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans and lines of credit; consumer loans; financing for marine and recreational vehicles; and small business administration and other government guaranteed loans. In addition, the company offers wealth management, consumer insurance, internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Further, it provides health savings accounts, student savings, retirement and educational accounts, and certificates of deposit; financial advisory services; lot and small acreage loans, auto loans, working capital loans, USDA loan programs, healthcare lending, and equipment loans, as well as boat, RV, and ATV loans; agriculture lending for equipment, livestock, farmland, and crop production; homeowners, fixed life, auto, boat, renters, condo, ATV, motorcycle, and business insurance; liquidity management; and digital banking, mobile deposit, e-statements, and e-alerts services. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.

Address:

115 South Grant Street, Fitzgerald, GA, United States, 31750

Directors & Officers

Name Title Year Born
Mr. T. Heath Fountain CPA CEO & Director 1975
Mr. Roy Dallis Copeland Jr. President 1969
Mr. Brian D. Schmitt Executive VP & Director 1962
Mr. Edward G. Canup Executive VP & Chief Banking Officer 1961
Mr. Derek W. Shelnutt Executive VP & CFO 1987
Mr. Daniel E. Rentz Executive VP & Chief Information Officer 1983
Ms. Laurie E. Senn Executive VP & Chief Administrative Officer 1984
Mr. Edward Lee Bagwell III Executive VP, Chief Risk Officer, General Counsel & Secretary 1967
Mr. Lawrence A. Whitley Senior VP & Chief People Officer NA
Mr. Walter P. Patten Executive Vice President 1951

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 17, 2025 Edward G Canup N/A Purchase 1.00K $16.23 $16.23K
Nov 17, 2025 Edward G Canup N/A Purchase 1.00K $16.23 $16.23K
Nov 06, 2025 Edward G Canup N/A Purchase 500.00 $16.25 $8.13K
Nov 03, 2025 Edward G Canup N/A Purchase 500.00 $15.90 $7.95K
Oct 30, 2025 Edward G Canup N/A Purchase 500.00 $15.96 $7.98K
Oct 24, 2025 Edward G Canup N/A Purchase 500.00 $16.59 $8.30K
Jul 25, 2025 Edward G Canup N/A Purchase 1.50K $16.54 $24.81K
Jul 25, 2025 T Heath Fountain N/A Purchase 900.00 $16.61 $14.95K
Jul 25, 2025 T Heath Fountain N/A Purchase 100.00 $16.62 $1.66K
May 30, 2025 Paul E Joiner III N/A Purchase 6.15K $15.01 $92.31K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Fourthstone LLC 2.06M Mar 31, 2026 9.75% $6.99 20.67%
BlackRock Inc 1.97M Mar 31, 2026 9.28% $0.00 8.16%
Vanguard Group Inc 971.82K Dec 31, 2025 4.59% $0.00 2.80%
Vanguard Capital Management, LLC 958.60K Mar 31, 2026 4.53% $0.00 0.00%
Dimensional Fund Advisors, Inc. 737.76K Mar 31, 2026 3.48% $0.00 2.07%
Geode Capital Management, LLC 476.66K Mar 31, 2026 2.25% $0.00 23.62%
Petiole USA ltd 454.76K Mar 31, 2026 2.15% $6.35 -1.73%
American Century Companies Inc 441.61K Mar 31, 2026 2.09% $0.00 26.53%
Banc Funds Co LLC 419.48K Mar 31, 2026 1.98% $1.56 -1.87%
State Street Corp 357.28K Mar 31, 2026 1.69% $0.00 12.06%
Pacific Ridge Capital Partners, LLC 321.85K Mar 31, 2026 1.52% $1.39 -15.32%
Manufacturers Life Insurance Co 270.98K Mar 31, 2026 1.28% $0.00 -1.21%
Hillsdale Investment Management Inc. 250.18K Mar 31, 2026 1.18% $0.14 4.56%
Two Sigma Investments LLC 240.75K Mar 31, 2026 1.14% $0.00 97.74%
Northern Trust Corp 197.19K Mar 31, 2026 0.93% $0.00 18.21%
Morgan Stanley - Brokerage Accounts 168.48K Mar 31, 2026 0.80% $0.00 -0.30%
Algert Global LLC 157.26K Mar 31, 2026 0.74% $0.05 0.00%
Bridgeway Capital Management, LLC 152.47K Mar 31, 2026 0.72% $0.06 4.39%
The Goldman Sachs Group Inc 148.56K Mar 31, 2026 0.70% $0.00 62.37%
Vanguard Fiduciary Trust Co 138.74K Mar 31, 2026 0.66% $0.00 0.00%

Shares Statistics

Shares Outstanding: 21.16M
Shares Float: 18.20M
% Insiders: 387.90%
% Institutions: 5,997.90%
Short % Float: 1.99%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 696.67K 3.29% ▲ 0.00% Apr 30, 2026
2 iShares Russell 2000 ETF 462.22K 2.18% ▲ 0.93% May 29, 2026
3 Avantis US Small Cap Value ETF 401.32K 1.90% ▲ 0.17% May 30, 2026
4 Pacific Ridge Capital Ptnrs Micro Cp Val 277.03K 1.31% ▼ 35.69% Mar 31, 2026
5 Vanguard Institutional Extnd Mkt Idx Tr 243.14K 1.15% ▲ 0.00% Apr 30, 2026
6 BlackRock Advantage Small Cap Core Instl 214.48K 1.01% ▲ 0.00% Apr 30, 2026
7 Fidelity Small Cap Index 198.99K 0.94% ▲ 21.87% Mar 31, 2026
8 iShares Russell 2000 Value ETF 181.83K 0.86% ▲ 4.71% May 29, 2026
9 DFA US Small Cap Value I 153.83K 0.73% ▲ 15.91% Apr 30, 2026
10 JHancock Regional Bank A 145.90K 0.69% ▲ 0.00% Apr 30, 2026

Valuation Metrics

Enterprise Value: $409.34M
Trailing P/E: 13.20
Forward P/E: 11.00

Financial Highlights

Market Cap: $446.89M
P/E Ratio: $13.20
PEG Ratio: $2.11
Book Value: $17.98
Dividend/Share: $0.47
Dividend Yield: 2.24%
Earnings/Share: $1.60
Profit Margin: 21.73%
Operating Margin: 31.74%
ROA (TTM): 0.87%
ROE (TTM): 8.94%
Revenue (TTM): $137.33M
Revenue/Share (TTM): $7.34
Earnings Growth (YOY): 2.40%
Revenue Growth (YOY): 33.90%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.08x 0.92x 0.90x 0.61x 9.80x
2024-12-31 0.03x 0.89x 0.91x 0.48x 6.58x
2023-12-31 0.17x 1.21x 0.92x 0.58x 8.61x
2022-12-31 0.18x 1.40x 0.92x 2.10x 9.38x
2021-12-31 0.40x 0.43x 0.92x 5.27x 2.95x
2020-12-31 106.21x 1.19x 0.92x 1.86x 8.41x
2019-12-31 84.67x 0.70x 0.91x 1.00x 5.88x
2018-12-31 0.33x 0.77x 0.92x 1.81x 4.37x
2017-12-31 0.39x 0.84x 0.93x 2.11x 4.30x
2016-12-31 25.84x 1.50x 0.92x 1.93x 8.92x
2015-12-31 24.35x 0.93x 0.92x 1.85x 5.66x
2014-12-31 0.33x 1.30x 0.91x 1.59x 9.37x
2013-12-31 0.31x 0.71x 0.92x 0.93x 5.76x
2012-12-31 0.33x 1.24x 0.92x 0.35x 12.21x
2011-12-31 0.36x 0.99x 0.92x 0.22x 10.68x
2010-12-31 0.06x 1.24x 0.93x 0.00x 18.59x
2009-12-31 0.03x 1.74x 0.93x -1.11x -6.67x
2008-12-31 0.03x 2.15x 0.93x 0.07x 33.11x
2007-12-31 0.03x 1.17x 0.93x 0.27x 6.45x
2006-12-31 0.03x 0.91x 0.94x 0.37x 3.87x
2005-12-31 0.02x 1.07x 0.94x 0.52x 4.27x
2004-12-31 0.03x 1.23x 0.94x 0.67x 5.02x
2003-12-31 0.05x 1.35x 0.94x 0.55x 5.71x
2002-12-31 0.05x 0.92x 0.92x 0.39x 5.48x
2001-12-31 0.06x 0.71x 0.93x 0.28x 3.29x
2000-12-31 0.04x 0.46x 0.92x 0.30x 2.30x
1999-12-31 0.06x 0.31x 0.92x 0.35x 1.47x
1998-12-31 0.12x 0.44x 0.91x 0.36x 2.20x
1997-12-31 0.12x 0.45x 0.92x 0.37x 2.17x
1996-12-31 0.12x 0.22x 0.92x 0.32x 1.18x
1995-12-31 0.13x 0.12x 0.92x 0.27x 0.70x

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