Cass Information Systems Inc

CASS.US
Industrials · Specialty Business Services
55.96
+1.17 (+2.14%)
USD · NASDAQ

Company Information

Company Name
Cass Information Systems Inc
Sector
Industrials
Industry
Specialty Business Services
Exchange
NASDAQ
ISIN: US14808P1093
CIK: 0000708781
CUSIP: 147741102
Currency: USD
Full Time Employees: 910
Phone: 314 506 5500
Fiscal Year End: December
IPO Date: Jul 01, 1996
Description:

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. Cass Information Systems, Inc. was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. The company was founded in 1906 and is headquartered in Saint Louis, Missouri.

Address:

12444 Powerscourt Drive, Saint Louis, MO, United States, 63131

People

Directors & Officers

Name Title Year Born
Mr. Eric H. Brunngraber Executive Chairman 1957
Mr. Martin H. Resch President, CEO & Director 1966
Mr. James M. Cavellier Jr. Executive VP & Chief Information Officer 1968
Mr. Matthew Steven Schuckman J.D. Executive VP, General Counsel & Corporate Secretary 1974
Mr. Dwight D. Erdbruegger Executive VP of Strategy & Business Operations 1959
Carl N. Friedholm Senior Vice President of Strategy & Business Operations NA
Christi A. Reiter Senior Vice President & Chief HR Officer NA
Mr. Todd J. Wills Senior VP & President of Facilities NA
Mr. Anthony G. Urban Executive Vice President of Transportation Information Services NA
Teresa D. Meares Senior VP & Facilities Chief Revenue Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Aug 01, 2025 Michael James Normile N/A Purchase 200.00 $39.61 $7.92K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 903.28K Mar 31, 2026 7.02% $0.00 -4.44%
Vanguard Group Inc 790.91K Dec 31, 2025 6.14% $0.00 -2.98%
The Colony Group LLC 686.01K Mar 31, 2026 5.33% $0.03 0.00%
Vanguard Capital Management, LLC 550.46K Mar 31, 2026 4.28% $0.00 0.00%
Brown Advisory Holdings Inc 521.64K Mar 31, 2026 4.05% $0.04 -3.39%
Heartland Advisors Inc 470.52K Mar 31, 2026 3.66% $1.06 1.18%
Speece Thorson Capital Group Inc 354.24K Mar 31, 2026 2.75% $3.55 -2.84%
Dimensional Fund Advisors, Inc. 346.68K Mar 31, 2026 2.69% $0.00 -2.14%
ProShare Advisors LLC 289.85K Mar 31, 2026 2.25% $0.02 -8.88%
Geode Capital Management, LLC 288.92K Mar 31, 2026 2.24% $0.00 -13.71%
State Street Corp 287.57K Mar 31, 2026 2.23% $0.00 0.35%
Tributary Capital Management, LLC 248.94K Mar 31, 2026 1.93% $1.06 -2.92%
Vanguard Portfolio Management, LLC 166.38K Mar 31, 2026 1.29% $0.00 0.00%
Arrowstreet Capital Limited Partnership 137.69K Mar 31, 2026 1.07% $0.00 -4.06%
Crawford Investment Counsel, Inc 121.82K Mar 31, 2026 0.95% $0.09 0.00%
Punch & Associates Inv Mgmt Inc 113.06K Mar 31, 2026 0.88% $0.29 0.00%
Acumen Wealth Advisors, LLC 105.82K Mar 31, 2026 0.82% $1.25 -5.73%
Northern Trust Corp 100.56K Mar 31, 2026 0.78% $0.00 0.55%
Charles Schwab Investment Management Inc 94.62K Mar 31, 2026 0.74% $0.00 -3.70%
CSM Advisors, LLC 89.85K Mar 31, 2026 0.70% $0.10 -0.55%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 393.18K 3.05% ▼ 6.17% Jun 30, 2026
2 Heartland Value Investor 375.00K 2.91% ▲ 8.48% Jun 30, 2026
3 Heartland Value Strategy 375.00K 2.91% ▲ 8.48% Jun 30, 2026
4 iShares Russell 2000 ETF 353.69K 2.75% ▲ 0.60% Jun 30, 2026
5 Brown Advisory Small-Cap Fdmtl Val Inv 272.89K 2.12% ▼ 0.73% Jun 30, 2026
6 CS McKee Micro Cap Value 188.02K 1.46% ▲ 30.93% Jun 30, 2026
7 Tributary Small Cap Equity 182.61K 1.42% ▼ 1.68% Jun 30, 2026
8 ProShares S&PTech Div Arstcrts ETF 143.56K 1.12% ▲ 0.00% Jun 30, 2026
9 Tributary Small Company Instl 143.02K 1.11% ▼ 1.69% Jun 30, 2026
10 ProShares Russell 2000 Dividend Growers 134.83K 1.05% ▼ 0.22% Jun 30, 2026

Financial Highlights

Market Cap: $705.21M
EBITDA: $69.81M
P/E Ratio: $19.78
PEG Ratio: $0.00
Book Value: $19.15
Dividend/Share: $1.27
Dividend Yield: 2.34%
Earnings/Share: $2.77
Profit Margin: 17.08%
Operating Margin: 31.60%
ROA (TTM): 1.62%
ROE (TTM): 15.13%
Revenue (TTM): $214.99M
Revenue/Share (TTM): $16.63
Earnings Growth (YOY): 24.10%
Revenue Growth (YOY): 12.20%

Valuation Metrics

Enterprise Value: $551.52M
Trailing P/E: 19.78
Forward P/E: 18.62

Shares Statistics

Shares Outstanding: 12.87M
Shares Float: 11.21M
% Insiders: 1,176.30%
% Institutions: 6,575.70%
Short % Float: 2.51%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$191.10M
Cost of Goods Sold
adjust
$-13.86M
Gross Profit
subtotal
$191.10M
SG&A
adjust
$-113.14M
Other Operating Expense
adjust
$-39.20M
Operating Income
subtotal
$38.76M
Other / Non-Operating Items
adjust
$-3.64M
Net Income
subtotal
$35.12M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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