Stock Fundamentals

Company Information

Company Name
Business First Bancshares Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US12326C1053
CIK: 0001624322
CUSIP: 12326C105
Currency: USD
Full Time Employees: 821
Phone: 225 248 7600
Fiscal Year End: December
IPO Date: Apr 09, 2018
Description:

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, interest-rate swaps, small business administration products, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

Address:

500 Laurel Street, Baton Rouge, LA, United States, 70801

Directors & Officers

Name Title Year Born
Mr. David R. Melville III Chairman, President & CEO 1975
Mr. Gregory Robertson Executive VP, CFO & Treasurer 1972
Mr. Keith Mansfield Executive VP & COO 1977
Mr. Philip Jordan Executive VP & Chief Banking Officer 1973
Ms. Saundra Strong Executive VP, General Counsel & Corporate Secretary 1978
Ms. Senna Bayasgalan Chief Marketing Officer NA
Ms. Kathryn Manning Executive VP & Chief Risk Officer 1989

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 2.25M Sep 30, 2025 6.85% $0.00 1.34%
Vanguard Group Inc 1.65M Dec 31, 2025 5.02% $0.00 3.59%
Dimensional Fund Advisors, Inc. 1.08M Dec 31, 2025 3.30% $0.01 5.82%
HHG PLC 1.02M Sep 30, 2025 3.10% $0.01 1.65%
Royce & Associates, LP 823.36K Dec 31, 2025 2.51% $0.22 27.05%
American Century Companies Inc 787.36K Dec 31, 2025 2.40% $0.01 7.75%
Geode Capital Management, LLC 716.63K Sep 30, 2025 2.18% $0.00 2.78%
JPMorgan Chase & Co 625.49K Sep 30, 2025 1.91% $0.00 96.18%
State Street Corp 598.50K Sep 30, 2025 1.82% $0.00 4.03%
Manufacturers Life Insurance Co 439.86K Dec 31, 2025 1.34% $0.01 -0.99%
Ranger Investment Management LP 322.38K Dec 31, 2025 0.98% $0.58 -6.79%
Northern Trust Corp 278.48K Sep 30, 2025 0.85% $0.00 -0.04%
Curi Capital, LLC 250.01K Sep 30, 2025 0.76% $0.11 0.00%
Mendon Capital Advisors Corp 250.00K Sep 30, 2025 0.76% $2.26 -10.71%
Charles Schwab Investment Management Inc 242.67K Dec 31, 2025 0.74% $0.00 0.35%
Bridgeway Capital Management, LLC 203.21K Dec 31, 2025 0.62% $0.11 8.52%
Banc Funds Co LLC 190.55K Dec 31, 2025 0.58% $0.99 -29.23%
Franklin Resources Inc 184.31K Sep 30, 2025 0.56% $0.00 5.72%
Morgan Stanley - Brokerage Accounts 143.13K Sep 30, 2025 0.44% $0.00 -8.80%
Bank of New York Mellon Corp 132.23K Sep 30, 2025 0.40% $0.00 1.39%

Shares Statistics

Shares Outstanding: 32.81M
Shares Float: 27.85M
% Insiders: 559.30%
% Institutions: 4,837.00%
Short % Float: 0.96%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 2.25M 6.85% ▲ 1.34% Sep 30, 2025
2 Vanguard Group Inc 1.65M 5.02% ▲ 3.59% Dec 31, 2025
3 Dimensional Fund Advisors, Inc. 1.08M 3.30% ▲ 5.82% Dec 31, 2025
4 HHG PLC 1.02M 3.10% ▲ 1.65% Sep 30, 2025
5 Royce & Associates, LP 823.36K 2.51% ▲ 27.05% Dec 31, 2025
6 American Century Companies Inc 787.36K 2.40% ▲ 7.75% Dec 31, 2025
7 Geode Capital Management, LLC 716.63K 2.18% ▲ 2.78% Sep 30, 2025
8 JPMorgan Chase & Co 625.49K 1.91% ▲ 96.18% Sep 30, 2025
9 State Street Corp 598.50K 1.82% ▲ 4.03% Sep 30, 2025
10 Manufacturers Life Insurance Co 439.86K 1.34% ▼ 0.99% Dec 31, 2025

Valuation Metrics

Enterprise Value: $819.77M
Trailing P/E: 9.78
Forward P/E: 9.68

Financial Highlights

Market Cap: $895.78M
P/E Ratio: $9.78
Book Value: $27.95
Dividend/Share: $0.58
Dividend Yield: 2.04%
Earnings/Share: $2.79
Profit Margin: 28.09%
Operating Margin: 36.05%
ROA (TTM): 1.09%
ROE (TTM): 10.36%
Revenue (TTM): $312.76M
Revenue/Share (TTM): $10.64
Earnings Growth (YOY): 37.50%
Revenue Growth (YOY): 12.90%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 5.62x 0.03x 0.89x 0.59x 0.19x
2024-12-31 0.06x 0.60x 0.90x 0.44x 5.47x
2023-12-31 0.21x 0.99x 0.90x 0.66x 6.67x
2022-12-31 0.22x 0.96x 0.90x 1.88x 7.63x
2021-12-31 0.27x 0.43x 0.91x 3.90x 2.73x
2020-12-31 0.22x 0.14x 0.90x 1.66x 1.45x
2019-12-31 0.20x 0.65x 0.87x 1.28x 5.92x
2018-12-31 0.24x 0.35x 0.88x 1.24x 4.97x
2017-12-31 0.27x 0.45x 0.86x 1.24x 7.95x
2016-12-31 0.26x 0.47x 0.90x 1.15x 6.69x
2015-12-31 76.69x 0.47x 0.90x 1.26x 7.71x
2014-12-31 64.50x 0.38x 0.88x N/A 4.83x
2013-12-31 42.54x 0.00x 0.89x N/A 0.00x
2012-12-31 21.86x 0.00x 0.90x N/A 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 10, 2026 Mark P Folse N/A Sale 4.85K $29.51 $143.24K
Feb 09, 2026 Mark P Folse N/A Sale 5.15K $29.75 $153.09K
Jan 29, 2026 Donald Chad Carter N/A Sale 3.78K $27.27 $103.03K
Jan 27, 2026 Rick D Day N/A Purchase 1.50K $27.55 $41.33K
Dec 01, 2025 Greg Robertson N/A Sale 1.40K $26.41 $36.97K
Oct 28, 2025 Rick D Day N/A Purchase 1.60K $24.21 $38.74K
Jul 31, 2025 John P Ducrest N/A Purchase 2.23K $23.62 $52.55K
Jun 06, 2025 Rolfe H Jr. Mccollister N/A Purchase 680.00 $23.40 $15.91K
May 29, 2025 Greg Robertson N/A Sale 1.09K $23.72 $25.76K
Mar 05, 2025 Rick D Day N/A Purchase 1.50K $25.46 $38.19K

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