Stock Fundamentals

Company Information

Company Name
BayCom Corp
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US07272M1071
CIK: 0001730984
CUSIP: 072199102
Currency: USD
Full Time Employees: 327
Phone: 925 476 1800
Fiscal Year End: December
IPO Date: Aug 09, 2004
Description:

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier's and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Address:

500 Ygnacio Valley Road, Walnut Creek, CA, United States, 94596

Directors & Officers

Name Title Year Born
Mr. George J. Guarini President, CEO & Founding Director 1954
Ms. Keary L. Colwell CPA Senior EVP, CFO, Chief Administrative Officer, Secretary, Treasurer & Director 1960
Ms. Janet L. King Senior EVP, COO & Director 1963
Ms. Izabella Zhu Mitchell Executive VP & Chief Risk Officer of United Business Bank 1979

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Wellington Management Company LLP 1.06M Dec 31, 2025 9.73% $0.01 10.74%
BlackRock Inc 868.81K Sep 30, 2025 7.98% $0.00 -0.98%
Royce & Associates, LP 655.05K Dec 31, 2025 6.02% $0.20 -2.94%
Vanguard Group Inc 633.23K Dec 31, 2025 5.82% $0.00 3.99%
Dimensional Fund Advisors, Inc. 618.32K Dec 31, 2025 5.68% $0.00 -0.60%
AllianceBernstein L.P. 483.85K Sep 30, 2025 4.44% $0.00 7.31%
Manufacturers Life Insurance Co 397.88K Dec 31, 2025 3.65% $0.01 -0.58%
Geode Capital Management, LLC 242.67K Sep 30, 2025 2.23% $0.00 0.87%
Acadian Asset Management LLC 210.98K Sep 30, 2025 1.94% $0.01 208,787.13%
State Street Corp 173.43K Sep 30, 2025 1.59% $0.00 1.13%
UBS Group AG 160.98K Sep 30, 2025 1.48% $0.00 866.14%
Hotchkis & Wiley Capital Management LLC 122.49K Dec 31, 2025 1.13% $0.01 1.38%
American Century Companies Inc 104.07K Dec 31, 2025 0.96% $0.00 -0.30%
First Manhattan Co. LLC 94.84K Sep 30, 2025 0.87% $0.01 0.00%
Bridgeway Capital Management, LLC 91.81K Dec 31, 2025 0.84% $0.06 5.67%
The Goldman Sachs Group Inc 88.68K Sep 30, 2025 0.81% $0.00 3.20%
LSV Asset Management 87.21K Dec 31, 2025 0.80% $0.01 0.93%
Northern Trust Corp 83.56K Sep 30, 2025 0.77% $0.00 -4.02%
HPM Partners LLC 83.39K Sep 30, 2025 0.77% $0.00 0.29%
CALDWELL SUTTER CAPITAL INC 80.32K Sep 30, 2025 0.74% $0.99 -2.56%

Shares Statistics

Shares Outstanding: 10.89M
Shares Float: 10.13M
% Insiders: 752.70%
% Institutions: 6,550.60%
Short % Float: 0.85%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Wellington Management Company LLP 1.06M 9.73% ▲ 10.74% Dec 31, 2025
2 BlackRock Inc 868.81K 7.98% ▼ 0.98% Sep 30, 2025
3 Royce & Associates, LP 655.05K 6.02% ▼ 2.94% Dec 31, 2025
4 Vanguard Group Inc 633.23K 5.82% ▲ 3.99% Dec 31, 2025
5 Dimensional Fund Advisors, Inc. 618.32K 5.68% ▼ 0.60% Dec 31, 2025
6 AllianceBernstein L.P. 483.85K 4.44% ▲ 7.31% Sep 30, 2025
7 Manufacturers Life Insurance Co 397.88K 3.65% ▼ 0.58% Dec 31, 2025
8 Geode Capital Management, LLC 242.67K 2.23% ▲ 0.87% Sep 30, 2025
9 Acadian Asset Management LLC 210.98K 1.94% ▲ 208,787.13% Sep 30, 2025
10 State Street Corp 173.43K 1.59% ▲ 1.13% Sep 30, 2025

Valuation Metrics

Enterprise Value: $133.80M
Trailing P/E: 13.49
Forward P/E: 11.86

Financial Highlights

Market Cap: $320.39M
P/E Ratio: $13.49
PEG Ratio: $0.00
Book Value: $31.31
Dividend/Share: $0.90
Dividend Yield: 3.00%
Earnings/Share: $2.18
Profit Margin: 24.81%
Operating Margin: 36.95%
ROA (TTM): 0.91%
ROE (TTM): 7.22%
Revenue (TTM): $96.47M
Revenue/Share (TTM): $8.78
Earnings Growth (YOY): 14.40%
Revenue Growth (YOY): 6.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.21x 0.00x 0.87x 0.80x 0.00x
2024-12-31 0.03x 0.24x 0.88x 0.79x 2.16x
2023-12-31 0.03x 0.24x 0.88x 1.34x 1.86x
2022-12-31 0.10x 0.24x 0.87x 3.13x 2.09x
2021-12-31 0.10x 0.29x 0.89x 3.24x 2.32x
2020-12-31 0.09x 0.34x 0.88x 2.05x 3.87x
2019-12-31 0.09x 0.05x 0.87x 2.71x 0.44x
2018-12-31 0.10x 0.04x 0.86x 4.15x 0.36x
2017-12-31 159.24x 0.10x 0.90x 3.28x 0.74x
2016-12-31 0.06x 0.00x 0.88x 3.37x 0.00x
2015-12-31 0.09x 0.00x 0.88x 2.92x 0.00x
2014-12-31 0.10x 0.21x 0.88x 2.67x 1.58x
2013-12-31 0.06x 0.04x 0.85x 2.21x 0.39x
2012-12-31 972.57x 0.00x 0.84x N/A N/A
2011-12-31 0.49x 0.00x 0.82x 451.07x 0.00x
2010-12-31 0.52x 0.00x 0.81x 152.50x 0.00x
2008-12-31 0.12x 0.32x 0.86x 0.29x 4.10x
2007-12-31 0.14x 0.33x 0.83x 0.41x 4.20x
2006-12-31 0.04x 0.00x 0.81x 1.24x 0.00x
2005-12-31 0.00x 0.00x 0.68x 0.18x 0.00x
2004-12-31 0.02x 0.00x 0.46x -13.66x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 03, 2025 George J Guarini N/A Sale 27.00K $27.50 $742.50K

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